GuaranteedRate - Mortgage Company

Leo Hefner

Vice President of Mortgage Lending
2275 Rio Bonito Way, Suite 185, San Diego, CA 92108
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NMLS: 995044
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TestimonialsCustomer testimonials Read more

Leo is very personable, friendly and helpful. He has the ability to "think outside the box" to find solutions that others might not think of. I appreciate that, especially when trying to make sense of confusing financial data that is vital to my future.

Tiffany B.

He is honest and trustworthy and will follow through on all requests and correspondences. A great guy to work with. He kept on top of all needed materials for documentation and was very easy-going. If the opportunity comes up again, I would definitely use his services and recommend them to anyone who asks.

Pam H.

Leo was very professional and responsive. He always responded to my messages almost instantaneously. He even responded to my messages when he was on vacation in Hawaii! I would definitely highly recommend him.

Steve T.

Leo Hefner is the best loan officer I have EVER worked with! He was helpful at every turn and explained my petty questions whenever I needed, within minutes most of the time! I have financed houses before, but never had the experience that Leo gave! He was absolutely the best finance officer I have had the pleasure of working with. If you are looking to finance your home, I would recommend Leo for your services if you want an easy, fast, pleasurable experience.

DeAnn M.

I did some research on several loan officers. I spoke with each one and after I made contact with Leo Hefner I knew he was the one that I wanted to work with. From the very first contact I felt at easy and knew that I could ask as many questions as I needed to so that I would be confortable with this refinance. He walked me through step by step letting me know what to expect next. It was such a pleasurable and easy experience I would have no problem recommending him to anyone. On a scale from 1...

Jenny B.

I just refinanced my house with Leo. When I first called, he explained the whole process very clearly and in detail. At every step of the way, I felt that I knew what was happening and why. The whole process was fast and painless. When it came time to sign the final papers, I was on vacation halfway across the country. Leo arranged for a local notary to bring the papers to my hotel so that we could get them signed right away. I highly recommend him!

Kent U.

Leo never stopped pushing to find the right loan. As many people know acquiring a house loan is a long and delicate process built to protect the bankers , investors, taxes payers. And consumers. Leo really helps get the process moving successfully and quickly.

Steve R.

With Leo, customer service comes first, from my experience. He takes the time to answer questions, and explains options and possibilities clearly. I'd recommend him to anyone looking into mortgage or refinance options.

Cone B.

About Leo

Leo is a nationally licensed Mortgage Loan Originator (MLO) in the state of California working with Guaranteed Rate in San Diego. Leo grew up in a real estate family; both of his parents were top producing real estate agents in Hawaii. He took an interest in real estate early on and almost got his real estate license at age 18 but decided to keep on with college at the University of Hawaii instead. He always maintained a deep interest in the real estate business and eventually worked as a buyer for an out of state company purchasing distressed real estate in California.

Leo’s career took many turns from initially gaining his degree in automotive technology and owning his own business to working in the IT industry and owning his own business to eventually graduating to his current position as a Vice President of Mortgage Lending. He became a licensed Realtor in 2012 and quickly decided to continue on to mortgage lending in 2013. Leo’s goal as a lender is to constantly challenge himself; he especially gets excitement out of cracking hard to qualify loans. Maybe it’s the background in diagnostics, but he really enjoys the mental challenge of analyzing entire real estate opportunities to determine their viability. Leo works with his clients to determine their individual needs and goals, explain the complicated loan process and options, and keep clear and open communication to ensure they have the best loan experience possible. Leo’s currently working on becoming licensed in both Hawaii and Nevada as well.

Leo lives in San Diego with his wife Tiffany and daughter Maile. Maile races BMX and has been since she was 3 (now 7) and enjoys going to the track with her and traveling to BMX events. He also enjoys off-road racing, going to the desert, fishing, and aerial photography with his drone.


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