GuaranteedRate Logo
GET APPROVED INSTANTLY

Libbey Blumberg

VP of Mortgage Lending
1700 Winchester Blvd, Ste 101, Campbell, CA 95008
Contact Libbey
NMLS: 334465
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Libbey goes above and beyond for her clients. She makes herself available around the clock to help you get the loan you need at a rate you want with swift action in slim timeframes. Libbey is a highly knowledgeable professional and was able to walk us through every step of the mortgage process; championing our goal to become first time home buyers. Her expertise, deep insight, and patience with us through this process was invaluable especially given the rapid-fire roller coaster of such a hot...

Tasha | 09/08/2016

Libbey was an amazing mortgage broker. She had excellent communication was always available and extremely knowledgeable about the entire house buying process. I wouldn't hesitate to refer her to anyone and in fact have already told my mom to use her!

Masi

Our Mortgage broker Libbey Blumberg from Santa Cruz was a complete STAR!! With her excellent knowledge and friendly attitude she guided us through every step of our loan process. I've had lots of mortgage brokers and lenders over the years but never one as pleasant and helpful as Libbey.

Mark B.

Libbey Blumberg was my loan officer and she was phenomenal. As a first time home buyer, I was initially overwhelmed and hesitant as to whether now was a good time for me to make a purchase. Looking back on the whole process, I know that the sense of ease and clarity I now feel was due to Libbey. Regardless if my questions were related to a termite report or cohabitation with my boyfriend, she was patient enough to consistently provide wisdom and insight to help me make an informed and smart...

Sharon S.

Libbey is an excellent mortgage broker! We needed to refinance our home and we had some tricky financial issues going on. Libbey did an amazing job of steering us through the process! We now are refinanced and very happy! Libbey was so resourceful and supportive through the entire process! I highly recommend her!

Susan R.

About Libbey

Libbey began her career in Real Estate finance in 2001 obtaining mortgages for the Santa Cruz County community. As a professionally trained classical dancer she embodies the strength, discipline and focus necessary to navigate the complexities of any real estate transaction. Her goal is to guide her clients smoothly through the process of obtaining a home loan with grace and ease. As native of Santa Cruz active in local non-profits and government, Libbey offers a wealth of knowledge and up to date information regarding neighborhoods, schools, city planning, development, and market trends. Whether working to refinance a home or helping a client purchase a home or investment property it's Libbey's goal to bring to fruition her client's goals and dreams.

Libbey interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Understanding what loan programs are available and the specific underwriting guidelines that pertain to them is key to helping clients get the best possible loans and interest rates for their individual needs.
What advice would you give new or first time home buyers?
Begin by planning well in advance. Start working with a trusted and experienced lender at least 6 months before you are planning to buy. Check and go over credit, downpayment source, gift funds, and reserves. Try to do all of this before speaking with a Realtor. This will give you a great advantage as to staying within you budget and not too getting swept up in the rush and excitement. I often being planning with a new buyer up to a year in advance. A great lender will not mind giving you the time.
What part of the home loan process do customers find most difficult and how do you help them through it?
I think in today's market the greatest challenge for most buyers is credit. Regardless of if they are in the 400k range, or the million dollar range, credit can be disheartening. It's important to remember that most of us went through the market crash and in someway took a hit. It is important that when looking at credit, it is not so much hits that count, it is more important as to how you recovered and repaired the damage from the hits. Also NO credit is NOT good credit. Work with your lender to establish excellent credit practices sooner then later!

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now