GuaranteedRate Logo

Linda DeRoeck

Vice President of Mortgage Lending
506 W. Higgins, Park Ridge, IL 60068
Contact Linda
NMLS: 224950
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

As a first time home buyer, I had several questions throughout the process. Linda was very proactive in explaining all parts of the process. She followed up with all inquiries the same day and was always a pleasure to speak with. In the future, if I were to go through the process again, I would contact Linda!

Maya S.

Linda DeRoeck made the process of getting a commercial loan easy. She stayed on top of everything so we were able to close on time. This was the third loan we have gotten with Linda because of the service and added support she has given us. We will definitely use Linda again in the future. We have recommended her, and will continue to.

S. Barker - 03/28/2016

" Linda DeRoeck was exceptional. She was always available to answer questions and extremely patient. Throughout the whole process she was very thorough and quick to respond to any issues that arose. She deserves a raise! "

William F - Santa Rita, GU | Feb. 2016

I absolutely loved the experience with Guaranteed Rate. My Loan Officer made it so easy for me to get my 1st home. I am forever grateful for the help I received.

Anne C. - Chicago, IL | Dec. 2015

We can't thank Linda and Liz enough for ALL their hard work, last minute questions and always being very helpful. These two ladies represent Guaranteed Rate with the highest professionalism! We are enjoying our forever home! Thank you!!

Angel R – January 2016

Linda DeRoeck was exceptional. She was always available to answer questions and extremely patient. Throughout the whole process she was very thorough and quick to respond to any issues that arose. She deserves a raise!

William F. – February 2016

Linda DeRoeck was our loan officer and she jumped over every hoop with us and took all the stress out of it as much as she could. I recommend her to everyone I know.

Dan W. – February 2016

Linda was so helpful and was there whenever we needed her. She made it a breeze.

– Martha H.

Linda made the process of doing a Reverse Mortgage very easy. Was very accommodating, explained the process simply, communications were prompt and she is very personable. I highly recommend Linda and Guaranteed Rate.

– Gloria P.

Linda DeRoeck from the Park Ridge office was absolutely tremendous in getting our loan approved and closed even despite obstacles that arose along the way. She worked tirelessly on our behalf and I would highly recommend her to anyone looking for a mortgage.

Ed F. – 08/2013

She had excellent communication skills and always answered my questions.

Kevin – 10/2013

Linda was top notch and everything was wonderful.

Alberto S. – 12/2013

Linda DeRoeck was wonderful to work with. She took the time to answer questions and was attentive to all my needs/concerns.

Anne O. – 07/2014

I always recommend Linda DeRoeck and Guaranteed Rate. She is very personable and makes you feel at ease through the process.

Tim & Katie M. – 08/2015

Linda DeRoeck was great. I like her skills and demeanor. She also is on top of the rules and regulations.

Richard & Julie H. – 06/2015

Buying a house is stressful. It's been quite a few years (over 25) since we have done so. Linda was always helpful, full of all the right answers and her experience and expertise made the process easy. We don't plan on ever moving again but if anyone we know is looking we will definitely recommend her.

Jaqueline &Timothy – 04/2015

Linda is the sole reason that after shopping four different lenders we decided on Guaranteed Rate. Her willingness to answer all of our questions, not making us feel stupid for asking so many questions, and rapid response time are just a few ways she demonstrated her commitment to us as clients. She will be the first person that we strongly recommend to family and friends.

Adam – 08/2015

Linda Deroeck was great. I like her skills and demeanor. She also is on top of the rules and regulations.

Richard H. – Skokie, IL | AUG 2015

Linda is the best!

Valerie M.– Chicago, IL | JULY 2015

Linda was exceptional! She was skilled and knowledgeable with every step of the process! The entire process went very well for us!

Brian H. -- Itasca, IL, 4/23/2014

Linda, Has been a pleasure to work with she is always willing to go that extra mile for her customers and is honest. I have used her mutiple times when we have refinanced and will continue to use her. Top Qualities: Great Results, Personable, Expert

Warren G.

Linda has handled all of my residential financing. She is professional and experienced, and very adept at making the process extremely easy. Linda is also wise and patient. I called her to discuss the merits of a refinance several times over the past couple of years, and she answered every question even though we did not "pull the trigger" on several occassions. Top qualities: Great Results, Expert, High Integrity.

Joel S., May 3, 2011

Linda Deroeck is a highly qualified professional and provides very reliable and responsive service to her clients. Linda has an outgoing personality which results in an open dialogue with her clients and internal staff at her company. She has an excellent work ethic and provides as many mortgage options as possible to satisfy the clients needs. Linda is a highly regarded and honest individual who is dedicated to helping her customers. Contacts can be assured that when referring Linda to their...

Yolanda D., First Vice President, Corus Bankshares

Linda has been a client of mine for over 10 years at various wholesale lenders I have worked for. She is an extremely competent originator who seeks the best financial solutions for her customers. She is detail oriented and provides excellent service to her customers and is a pleasure to do business with. I would recommend her to anyone seeking a purchase or refinance mortgage.

Nancy C., Account Executive, Ally Financial/GMAC

Linda helped me refinance by condo in a very short time. She was there from beginning to end, and made the process quite simple from my perspective. She gave me the information and explained everything so I could make educated decisions. Top qualities: Great Results, Personable, Expert

Jeff H., April 27, 2011

I have known Linda for over 30 years. She's an amazing lady, an incredible lender, she's trust worthy, loyal, knowledgeable, a true professional! I refer her to all my clients and wouldn't have anyone else do the loans on my personal homes. I recommend Linda to everyone!

Cesi P., Keller Williams Realty

Linda is great to work with on both mortgage refinancing and originations. She is very knowledgeable and has extensive experience in various types of products. Every time I have worked with Linda, she provides exceptional customer service and is very trustworthy and honest. Top qualities: Expert, High Integrity, Creative

Rosalind T.

I have practiced residential real estate law for over 27 years. When my buyer clients hire Ms. Deroeck to secure their mortgage loan for their home purchase I know that they are in the best of hands and I eagerly inform my buyer clients of the same. Top qualities: Great Results, Personable, Expert

Kevin D.

Linda's work ethic is amazing. She gives great customer service and Is very thorough! I would highly recommend working with her again to any client of ours!

Kimberly L, Paralegal, Dennis W Thorn & Assc

About Linda

I have been in the mortgage business for over 20 years. I entered into the mortgage industry after graduating from college with a business degree. I have always enjoyed financing and other business related classes/events. I grew up watching my mother work as a realtor and lead a successful career. I grew up on the Northside of Chicago in the Ravenswood/Lincoln Square neighborhood. I now reside in the City of Park Ridge with my husband and two grown children. I love the City of Chicago and all its surrounding suburbs. I am an active member of the St. Paul of the Cross Church, Women's Council of Realtors and Park Ridge Farmer's Market. I volunteer my time at numerous functions within these organizations. I am a "people-person" and enjoy helping clients obtain their dream of homeownership. I have a sweet spot for first time homebuyers who have many questions regarding the home buying process. I also love working with the elderly and offer a Reverse Mortgage. Patience and knowledge are my key assets and I spend as much time as needed to make certain my clients are comfortable and well informed about the process and products. Finally, I must give recognition to my incredible long time clients (typically jumbo loan borrowers) who have given me the opportunity to work with them and refer me to numerous clients. They are the most loyal people I know and I thank them for my successes throughout the years.

Linda interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for over 20 years. I entered the mortgage industry after graduating from college with a degree in business. I always enjoyed financing and other business related classes. Also, my mother worked as a realtor for many years and led a successful career. I am a \"people person\" and enjoy helping people follow their dream of homeownership.
What specific steps do you use to help your customers find the best home loan for them?
I pride myself on listening to my clients. Every question is an important question. I give my clients options and run calculations at various loan amounts and loan terms. I walk my clients through the loan application process and guide them throughout the entire process.
What advice would you give new or first time home buyers?
I would advise anyone looking to purchase property to obtain a "Dream Team". The team would consist of a highly intelligent, patient and detail oriented realtor, lender and attorney. Home buyers should reach out to their friends, co-workers, family, etc. for referrals. Referrals are the best way to find qualified people. I believe I am a well qualified fit in any "Dream Team". Besides having patience and knowledge, I have my own "Dream Team" staff. I have three amazing team members that facilitate the mortgage process from origination to processing to closing.
What part of the home loan process do customers find most difficult and how do you help them through it?
It appears that the home mortgage process is more complex than it was years ago. The amount of documentation needed from the borrower has increased throughout the years. Guaranteed Rate continues to work diligently on streamlining the process. For example, a borrower can simply go to my website, complete an application, download their credit report and obtain a pre-approval letter. Thereafter, a formal application and disclosures can all be signed via secured email through docusign. Finally, any supporting documents we required can be uploaded via Transfersafe. On the other hand, if borrowers perfer that I take an application over the phone and they bring in or fax documents, that can be done as well. I am here to accommodate the clients and make the process run as smoothly as possible.
What can borrowers do to insure a smooth mortgage underwriting process?
Borrowers should pay great attention to the documentation their loan officer requires from them, i.e. tax returns, back statements, etc. The more complete the loan application, the smoother the entire mortgage process will be. A loan officer should do everything possible to make the mortgage process a pleasant experience.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I grew up on the Northside of Chicago, Ravenswood/Lincoln Square area to be exact. I love the City of Chicago and all its surrounding suburbs. I am a member of St. Paul of the Cross Church in Park Ridge. I am also a member of the Women's Council of Realtors. I actively volunteer my time at the local high school and park district.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
I actively fundraise for Camp Kesem. Camp Kesem is an organization that provides support and a week long summer camp for children with a family member suffering from cancer. My daughter is a lead counselor and proof that the campers as well as the counselors benefit tremendously from this experience. Besides my own contributions, my daughter and I are often spotted canning for donations at the local grocery store.
Tell us something that makes you unique or something wacky, yet interesting about you?
I enjoy spending time outside with my family and friends. Believe it or not, I actually like to fish. I get this from being raised with a father and two older brothers that would let me tag along with them on their fishing trips. I also enjoying going to the beach, yoga and bike riding along the Chicago lakefront. Finally, I can juggle. I wouldn't win any contests but still have fun with it.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now