GuaranteedRate Logo

Lori Dobrowolski

Vice President of Mortgage Lending
4900 Spring St, Suite 202, Racine, WI 53406
Contact Lori
NMLS: 274614
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Lori was the best! She made everything so easy and painless! Would recommend her to everyone I know! Thanks!

Jodi K. - Racine, WI | MAY 2017

Lori Dobrowolski was absolutely amazing. In the beginning, she was able to provide us with the amount we were approved for very quickly. During the house shopping phase, she was readily available to send us individual approval letters per a house we liked. She also was able to provide an estimated monthly payment so we could make a financially smart decision. Throughout the closing process, Lori was readily available for all questions and was very informative with all the paperwork. We highly...

Danielle W. - Ixonia, WI | MAY 2017

Lori was amazing! She was my biggest cheerleader and always there for me day or night.

Jacob Y. - Kenosha, WI | APR 2017

Lori D. made everything as easy as it could be I felt. She treated me as a person not just another customer. I could not be more pleased with her. I've already recommended her to a few people also looking for a loan. 10 star rating all around!

Moses M. – 9/8/2016

Lori was great to work with! She was always quick to answer any questions I had, very knowledgeable, and made the process easy. She even tailored the paperwork meeting over my lunch break so I didn't have to take extra time off work. I would highly recommend her to family and friends. Thanks again!

Gavin K. | 09/02/2016

Lori Dobrowolski was a dream to work with. Being a first time home buyer I was anxious and full of questions. She was always gracious and patient with me. Absolute professional and expert in her field.

Heather W. – 8/12/2016

If I could give Lori a 12, I would! If it were not for all of her hard work, we would not have been able to close on time. I have already referred her to three other people.

Kathleen S. – 6/3/2016

Great experience. Very helpful and love the use of technology. Professional yet friendly and understanding. It was nice to know I was working with someone in my community instead of an online company.

Andrew P. – 2/1/2016

Happy to once again be a homeowner! Seamless process with Lori, even when there was an issue, she went above and beyond to make sure I was still able to close. She never said no, she said let's fix this. And she did. As a veteran it was especially great to have someone on my side fighting for me. Thank you Lori and Guaranteed Rate for doing what was best for me.

Steven J. – 4/15/2016

We have purchased 3 homes and this one was by far the best experience out of all of them. Lori made everything go so smoothly throughout the entire process. I will always recommend her to my friends and family and in the future I will always go to her when buying a home. She was awesome!!!

Shea S. – 3/29/2016

Lori Dobrowolski was an absolute pleasure to work with! She always got back to us in a timely manner and gave us the best rate option. Every step of the loan process was a breeze and she made sure to answer all our questions. We will be referring everyone we know to Lori and Guaranteed Rate!

Nicole B. – 3/15/2016

Lori was amazing! She's been working with us for about a year and a half to get us where we needed to be to purchase our home. She gave us a budget that she knew we could afford without struggling. We are so grateful with everything she did for us! Anyone that works with her would be very pleased!

Jessica R. – 3/11/2016

Lori Dobrowolski did an amazing job. I couldn't have asked for a better person to work with. She was quick to answer all my questions and did a great job getting me through the process.

Jennifer B. – 2/12/2016

About Lori

I believe what makes you successful is finding something that you love to do and then sharing that experience with others. I am fortunate to have found a company, Guaranteed Rate, that allows me to provide exceptional service to my clients. We offer competitive rates with in-house processing and closing. My team offers the highest level of integrity and customer satisfaction. I am always willing and ready to assist you with all your financing needs. If you are looking for experience, knowledge, dedication and an honest approach to lending then I am here to help!

Lori interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry for over 12 years. I have always been employed in the financial industry, but one day I went to my mother's home and watched her stress out over finding a t-shirt she needed to give to one of her sisters. After inquiring as to why this shirt was so important, she explained to me that for over 15 years, her sisters and friends had been "gifting" a shirt back and forth to each other that comically stated "I'm pulling my hair out, AHHH!". They all wore it every time one of them was buying a house. She went on to explain to me how difficult and confusing the home buying process was. I thought it can't be. I would have to think that industry is just in need of more people who know what they are doing and care about others. That night I discussed it with my husband, and he said "Here's the money, get online and apply for your license. I have no doubt that YOU are exactly what that industry needs". I moved forward on my license the next day, and I am so happy I did. When my mother bought her next house, I shredded the shirt!
What advice would you give new or first time home buyers?
Ask questions, even the ones you think are silly or dumb. The more you ask the more information I get from you and the more information you get in return. You shouldn't be losing sleep over the home buying process, it is my "job" to help you understand and guide you through this process.
What can borrowers do to insure a smooth mortgage underwriting process?
Honesty. Honesty. Honesty. I am not here to judge you, I am here to help you. If you leave something out because you "think" it might hurt your approval...then I can not be proactive and the road is undoubtedly going to get rough.
What provides you with the most satisfaction in your job as a Loan Officer?
Obviously helping the community obtain homeownership is always rewarding for a loan officer, but I enjoy befriending my clients on social media and watching their lives change and their families grow after the house is purchased. The most satisfaction I get is when I see people putting up their Holiday decorations, having a campfire in the back yard, decorating their expected child's room or something as simple as eating with their family at the dinner table. My clients become friends and my satisfaction in my "job" goes on for years and years after closing.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now