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Matt Gibbons

Loan Officer
301 Edgewater Place, Ste 220, Wakefield, MA 01880
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NMLS: 297042
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It was a pleasure to work with Matt Gibbons. Any request I made or question I had was taken care of immediately. I will highly recommend Guaranteed Rate and Matt Gibbons to anyone I know that is applying for a mortgage.

Valerie M. -Tewksbury, MA | JUL 2016

I had several friends going through the process at the same time. They always seem to be complaining about how difficult everything was. I never understood their troubles, guaranteed rate made it easy for me the second I started to the day I closed and beyond! Thank you!

Kristin W. -Kingston, NH | JUL 2016

Matt was Fantastic! He always returned our calls in a timely manner, and was extremely knowledgeable in the loan products he was offering. The rest of the loan processing staff was great too. We would not hesitate for one second to refer Matt Gibbons!

Bret M. -Beverly, MA | JUL 2016

Matt Gibbons is awesome. He worked with me every step of the way and then some. Matt took care of issues before they were issues and helped me to obtain only necessary info. I would definitely go through Matt again!

Kimberly M. -Derry, NH | MAR 2016

I cant say enough good things about Matt Gibbons! I am a first time home buyer and Matt was absolutely the best, he took care of me and my fiance to the fullest! As a first time home buyer i had a lot of stress and was worrying if I could even afford the house, and Matt took a lot of that stress off of my shoulders by not letting me have to worry about my mortgage payments and calculations, he took care of everything from our meetings to getting me the best rates possible! He was an exceptional...

Anthony D. - Beverly, MA

I was very pleased with my experience using MATT GIBBONS. He was a pleasure to work with. Being a first time home buyer I didn't really know the mortgage process. Matt was very helpful with answering all of our questions. He made the process quick and easy. Matt also worker around our schedule with also made the process a lot easier for us. I would highly recommend MATT GIBBONS!

Shaina N.- Beverly, MA

I worked with Matt Gibbons for my refinance and most recently closing on our new home, and what a pleasure. He was always available to answer any questions we had, whether it was during our home search or during the closing process. We had a quick closing (30 days), and Matt assisted us in every aspect (including getting us a great interest rate) and made a hard process much easier. I would definitely recommend Matt to anyone looking for a knowledgeable and very customer oriented mortgage...

Janet W. - North Waltham, MA

Matt Gibbons is the man that can make things happen! I am a first time buyer and was on an odyssey to find a place. I am a first time buyer, a student, and needed FHA financing. He got my complicated crazy deal done in just two weeks, and I moved into my home a week later! At the closing I had to hug him, because he is truly a miracle worker. I can't recommend him highly enough!

Sandy J.

I have refinanced a couple of times and this was, by far, my best experience. Matt Gibbons was extremely informative, helpful, straightforward and prompt in getting paperwork to me and troubleshooting random issues that occurred. After prior experiences fraught with lack of clarity and honesty, this was a welcome change. I highly recommend Matt Gibbons.

Susan L. - Charlestown, MA

I knew Matt Gibbons from before and it's because of him I went with Guaranteed rate. He is awesome.

ZAIN Z. - Revere, MA | Dec. 2015

About Matt

My goal is to exceed your expectations with all of your residential financing. I will provide you with updated market information and a variety of lending programs to meet your individual needs. With my extensive knowledge of the loan process, I aim to make your experience hassle-free.

Specialties: Residential, FHA, Mass Housing, and Pre-Approval

Matt interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I listen to what the customer's needs are currently and their plans for the future to make sure the loan program fits their needs.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
ARMS have lower interest rates but are only fixed for a certain amount of time. ARM's are a great tool for customers to save money on their monthly payment when they know that the property is not their forever home.
What can borrowers do to insure a smooth mortgage underwriting process?
Be as up front as possible and ask questions along the way.
What provides you with the most satisfaction in your job as a Loan Officer?
I love providing help to customers and guiding them through the biggest purchase their lives.
Tell us something that makes you unique or something wacky, yet interesting about you?
I was born and raised on the North Shore and worked as a lobster man growing up.

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