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Matthew Roder

Vice President of Mortgage Lending
1699 E. Woodfield Rd, Ste 320, Schaumburg, IL 60173
Contact Matthew
NMLS: 206272
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TestimonialsCustomer testimonials Read more

Our mortgage team has been fantastic - always available to answer questions and provide support...this has made our first mortgage experience feel collaborative and altogether positive!

Matthew C. -Milwaukie, OR | MAR 2016

Honestly I never expected a refinance to be as easy and streamlined as it was with your company, to say the least we were completely shocked at how smooth the entire process was from start to finish. We found your company on Yelp and chose you because of the excellent rating and great things others had posted. Mathew Roder, Jen Schenk and the entire team were professional and made the process as simple as possible, not to mention FAST! From the First call to Mathew the paperwork, appraisal and...

David W. - Roselle, IL | Jan. 2016

Jen and Matt were awesome!

Emily W. – Chicago, IL | JULY 2015

Matt was very helpful through everything. Very personable.

Alexander F. – Ashland, KY | Mar. 2015

Matthew was great! The entire team works extremely well together.

Michael S. – Chicago, IL | Jan. 2015

I was impressed in all my communications with Guaranteed Rate, Jen, Matthew and Heather. All of my questions were answered and it was very easy to get a hold of people.

Elizabeth P. -- 11/17/2014

Matthew and his team were very helpful!

Sumit M. -- Hoffman Est, IL 7/21/2014

Matt Roder was great to work with. He is very knowledgeable and was able to answer all our questions. Knows what he is talking about and knows the process extremely well.

John D. -- Chicago, IL 4/28/2014

I've referred Guaranteed Rate & Matthew Roder to a few people already. I truly appreciate his patience, personality, thoroughness and professionalism. I was impressed that I received a checklist of items I would need and the communication I received was always very prompt and clear. I was highly impressed by the ease of the process.

Vanessa S. -- Chicago, IL 3/4/2014

"I got a great rate, reduced my term and saved money on monthly payments! I appreciate the hard work from Matt Roder and team at Guaranteed Rate. I definitely would recommend them for your next loan."

Corey M. -- Elgin, IL. -- 11/2013

“We found Matt after a horrible experience with another lender. Our purchase was about to fall out of escrow and the sellers were going to walk away. Matt not only helped contact our sellers but had our loan application processed and submitted quickly. He was knowledgeable and efficient and had our loan closed with no problems. He was always willing to take our calls and always had a status update ready. We would recommend him to anyone and will definitely call him for future needs!!

Jennifer P.

“Matt hustles! We got calls from him in the evening just to make sure all was going well, or to tie up a loose end. Very professional, and always in good spirits, even when deadlines loomed! Trustworthy! Loved working with Matt and his team.”

Renee B.

“After an unpleasant experience with an other lender, I have to say that I was very picky with who to work with but Matt and his team made it really easy. From the responsiveness to my inquiries to the follow up at every step of the way, I was really impressed and I would recommend anyone that wants to deal with a top notch mortgage broker. No false promises, the real deal, I will come back to him the next time around!”.

Pascal B.

“We worked with Matt for our first time home purchase, he was very thorough in explaining various steps of home buying and getting a loan. He was readily available to answer any questions I had during the whole process. He made sure everything went smooth, we got a good interest rate with him and he made sure we closed on time. If you are looking for a loan, I highly recommend him for his knowledge, expertise and professionalism.”

Ash V.

About Matthew

As a Vice President of Mortgage Lending, Matthew Roder places the utmost importance on customer satisfaction. He understands that home financing is the biggest investment that many of his customers will ever make and he is dedicated to making certain that his clients feel comfortable throughout the entire loan process. Matt specializes in conventional, FHA, VA and jumbo financing. In 2015, Matt was recognized by Mortgage Executive Magazine as a 'Top 1% Mortgage Lender in America'.

Matt grew up in the suburbs of Chicago, where his grandfather was a carpenter and his father was a home-builder. He received his Bachelors of Architecture at the University of Illinois at Chicago and spent the early part of his career designing homes. Given Matt's wide range of expertise in the residential housing market, he is able to assist his clients on many levels.

Matt still resides in the suburbs of Chicago with his wife and three children. He is involved in community events, such as Habitat for Humanity and the local little league program. During his free time Matt enjoys spending time with his family, biking riding, martial arts training, or skiing (when the weather permits!).

Matthew interview Q&A

How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage industry for 6 years. In 2015 I was recognized by Mortgage Executive Magazine as a 'Top1% Mortgage Lender in America'.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I have had a few clients who wanted to buy a new home, but could not sell their existing property, due to them owing more on the mortgage than the property would sell for. The only option was for them to rent out their property. However, most banks want a minimum of 2 years rental history before they will include the monthly rent to be used as income to offset the mortgage payment. This is not a requirement that Guaranteed Rate has, so we were able to use the rental income by obtaining a signed lease and offsetting the mortgage payments on the existing property, allowing the buyer to qualify for a new mortgage for the amount that they wanted. Had they not come to me, they would have been living with mom and dad for 2 years before their bank would give them a loan. YIKES!
What part of the home loan process do customers find most difficult and how do you help them through it?
The part of the process that customers find most difficult is when they are using a lender who takes too long to respond to questions, doesn't keep the buyer informed as to where things are at in the process, or repeatedly asks for the same documents over and over again. These are issues that my team and I do not have. We have streamlined our approach to address each of these issues in the mortgage industry. We know exactly what documents the underwriter will require before sending the file to underwriting, allowing us to ask our clients for 95% of the documents up front. We have a process in place where milestone updates are sent out at multiple points in the transaction, allowing everyone involved in the transaction to always know the status of the loan. We also have a team in place that works like an assembly line, maximizing efficiency and allowing us to help more clients without issues.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Spending time with my family. I have 3 children, ages 14, 10, and 1. Juggling all of their needs can be challenging, but I always make sure to put them first, whether it's cheering my daughter on at her high school swim meet, or taking karate class with my son, or watching Mickey Mouse Clubhouse with my 1 year old. Luckily, Guaranteed Rate has the most advanced technology in the industry, allowing me to multi-task!
Tell us something that makes you unique or something wacky, yet interesting about you?
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