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Michael A. Gambatese

Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 222968
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We were first time home buyers and Michael Gambatese made our loan experience extremely satisfying. Great communication, quick to respond to questions and issues. Our loan went through without a hitch. I would highly recommend Michael to anyone looking for a home loan.

James A. - Chicago, IL | DEC 2016

Michael was professional and always available if we needed him. On top of being helpful, energetic and very positive, he made this a very nice experience for us.

Michael L. - Chicago, IL | AUG 2016

Mike Gambatese is the best in the business.

Britton H. - Chicago, IL | JUN 2016

Michael Gambatese made this so easy for us. A lower rate came available for us that would save us money and he contacted us to let us know about it. A few weeks later we had a 20 minute closing at our house and we saved 20 bps on our mortgage. We couldn't be any happier.

JAMES B. - Chicago, IL | Dec. 2015

Michael Gambatese is very accessible and quarterbacks the process like a super bowl champion!

Robert S. - Wyckoff, NJ | March 2015

Michael Gambatese and his team were amazing. They made the process as easy as possible. They were available for all of my questions. I had a unique situation and they worked with me to make my loan work for our needs. One of the best customer service experiences I have ever had. I would recommend them to anyone and I'm happy to serve as a reference.From start to finish I have no complaints. Such a wonderful experience when you hear all the horror stories about getting a mortgage.

Andrew B.. – Brooklyn, NY | Feb. 2015

This was the easiest and most stress free refinancing that I have ever done. Thank you Michael!

Carol Z. – Chicago, IL | Dec. 2014

Michael was awesome! He responded to my questions almost immediately regardless of what time/day I sent them!

Alison R. -- Chicago, IL 8/27/2014

Very satisfied with everyone at Guaranteed Rate, especially Mike Gambatese. Made buying a home feel easy. Really quick turn around, readily available, friendly, and organized. Thank you!

Janae Z. -- West Linn, OR 5/25/2014

Mike was excellent! The team provided me with prompt responses to my questions and were professional and knowledgeable.

Lisa A. -- Highland Park, IL 5/12/2014

Michael was great to work with. Everything went well for us.

Brock T. -- Chicago, IL 4/22/2014

Mike Gambatese is the absolute best loan officer I have ever worked with. I have done three mortgages with Mike and plan to continue working with him in the future.

Vincent D. -- Chicago, IL 4/23/2014

"Michael was excellent to work with and very organized. He kept us updated and made the process for our relocation and purchase of a home seem like a breeze. The hard work and effort of him and the team made it as seamless as possible and really took the stress out of the situation! They were awesome! I would recommend Michael Gambatese without any doubts that he would do a great job for them!"

Paul G.-- Westminster, CO. -- 6/ 2013

Mike Gambatese and his staff have been great every time we have purchased, refinanced or attempted to refi.

Larry C.

Very smooth. Everything was taken care of well in advance of the closing.

David N.

Mike Gambatese and his team were always very much on top of things.

Nicholas M.

Everything went fine! GRATE staff were efficient with the loan application and letting us know what additional documents were needed. The closing was smooth and no problems came up from our end.

Sandra S.

Mike Gambatese and his team were a referral from my real estate agent. It was an excellent referral. Mike is very responsive, explanative and patient.

Kate P.

Everything went very well. We were very pleased with Mike Gambatese and his team.

Chris S.

About Michael


During the 12 years at Guaranteed Rate, Michael has consistently closed 150+ loans annually, averaging over $65 million in yearly production. With figures like these, it is no wonder that he is ranked in the top 1% nationally (2010-2015, Mortgage Executive Magazine), ranked #156 out of the top 200 loan originators nationally (2016 Origination News) and securely within the top 5% of the company as a President’s Club member.

Michael lives in Chicago with his wife and three children, two girls and a boy.

Utilizing his degree in Business from Loyola University Chicago, his fifteen plus years of experience in the mortgage industry, Mike has the expertise and resources to make your next home loan stress free.


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