Michaela Phillips

Vice President of Mortgage Lending
3025 47th St, Ste D1, Boulder, CO 80301
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NMLS: 312874
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I had a great experience! Every time I had a question, some one returned my call and explained it to me. I would definitely use this company again!

Megan S. - June | 2018

Great experience.

Robert M. | June 2018

Very helpful and prompt through this whole process. Made the stressful event of buying a home a pleasure and way less stressful.

Leslie O. | June 2018

Michaela and her team did a phenomenal job supporting our home purchase. Michaela ensured we had a note of funding on a weekend while she was skiing! Also her team was good to deal with, and provided specific requests for documents needed. Great job all!!

Randall B. | JUNE 2018

Michaela Phillips and her Team were absolutely amazing to work with! They made the entire process a breeze. Every individual we interacted with went above and beyond. Michaela repeatedly went out of her way to keep us well informed and ahead of all requirements. Michaela's team all worked flawlessly together. Guaranteed rate truly made our experience of obtaining our first home Loan a positive one! We will be Michaela's clients for life!! Thank you Michaela, Kelly, Melanie, and every one else I...

William S. - April | 2018

Michaela and her team are the best ever. From start to finish, they were incredibly trustworthy and knowledgeable, quick to respond, and made sure all of our questions were answered in a timely fashion. As first time home buyers, they made the process easy and enjoyable. We are so grateful for Guaranteed Rate and couldn't love our new home more!

Leah S. | October 2017

Michaela and her team were professional and efficient and it was a pleasure to work with them.

Paula U. | 6/23/17

First time home buyer; I was initial convinced I wasn't going to be able to afford/get a loan. Michaela made everything smooth and easy.

Stefan L. | 8/30/2017

Michaela Phillips was great!

Ralph M. | 4/4/17

Everything went very smooth and seemed to be well coordinated. The online signing of the documents worked seamlessly - I wish the actual closing could also be done online.

Jonathan T. | 12/09/2016

Michaela and her group made it very easy for us to refinance two properties. They did a great job!

Beth H. -Louisville, CO | MAR 2016

Our loan officer was very helpful, but the process seemed somewhat burdensome and redundant.

Stephen T. - Boulder, CO | Dec. 2015

Michaela Phillips was my loan officer for this re-fi. She also did my mortgage when I originally purchased the property 3 years ago. Michaela is the reason that I choose GR. She is amazing! She goes above and beyond in running scenarios, giving options, and answering my many questions. Top score goes to Michaela!!

Victoria G. -- Louisville CO 4/3/2015

Michaela was a godsend. She went above and beyond to accommodate any question or problem that came our way. She devoted her personal time to helping us get through the home buying process. Michaela was amazing!

Michael Y. -- Hugo, CO 4/21/2015

Michaela is awesome! I recommended her to my neighbor yesterday.

Jennifer B. – Denver, CO | May. 2015

Michaela is GREAT. Very Professional and timely in her communication and details. She was VERY helpful

Victoria R. – Boulder, CO | Apr. 2015

Michaela is awesome! She is responsive, patient and I felt like I had a real partner in the process. Michaela and her team made everything very easy and did a great job of offering me options and explaining each step.

Lisa P. -- Boulder, CO. 10/20/2014

Michaela was professional and provided excellent support throughout!

Kali M.-- 8/31/2014

Micheala was personable and did a great job with this loan! Everything has been grand so far!

Timothy L. -- Broomfield, CO 4/24/2014

Not only was the experience positive, it was also the most efficient. Most bank's will take 30 days or more, and Michaela was able to get everything accomplished in 3 weeks! I got a personalized experience with Guaranteed Rate. The team I worked with was prompt with all communications and made sure to achieve the best rate for my situation.

Emily O. -- Lafayette, CO 4/14/2014

About Michaela

Michaela Phillips has been in the lending industry since 1994. She often comments on how lucky she is to have found an occupation that provides so much fulfillment, in regards to the personal interaction with clients as well as the mental stimulation of working with numbers, which she loves so much. If you know Michaela, you have heard her say how lucky she is to have found such a great business to be in and how much she loves her clients.

Michaela is originally from Florida. She grew up in the Orlando area and attended College at Palm Beach Atlantic University in West Palm Beach. Soon after graduation from college she visited Boulder on a whim in 1993. Like many others, Michaela never left. She was fortunate to find a position as a loan processor at a small mortgage company and the rest is history. She began originating loans in 1995 and has never looked back. She takes pride in the personal relationships that she has built with her clients and excels at chatting about numbers and the best options that fit each individual situation.

Michaela and her husband, Brook, love to travel, enjoy the outdoors and spend time with their beloved pets. Not only does Michaela excel in financing, she and her husband also invest in Colorado by owning rental properties across the state, Boulder, Vail and Grand Junction…not to mention Florida. As someone that practices what she preaches, Michaela is a firm believer in investing in Real Estate and often enjoys teaching clients the pros and cons of being Real Estate Investors.


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