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Michael Brown

Senior Loan Officer
307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
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NMLS: 484181
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The whole team (Dorian and Linda) were excellent to us, and were very organized. Mike Brown went above and beyond, fielding every question and answering every call. He was a real pleasure to work with.

Scott C. - Greenwich, CT | JUL 2016

Mike Brown was absolutely fantastic. He guided me through the process expertly and was always contactable, even on week-ends. I will most definitely recommend him and also use him again.Linda Maxwell was equally professional.Overall it was the best mortgage experience.

Cyril D. - Devon, PA | JUL 2016

Michael Brown was a huge, huge help. Couldn't imagine doing this without his guidance!

Julian W. -Wakefield, MA | MAR 2016

I had a great experience working with Guaranteed loan. My loan officer Michael Brown was Amazing and helped explain everything to me on a step by step basis. I would highly recommend him to anyone looking for mortgage!!!!!!

Erin R. - Waltham, MA | Dec. 2015

Michael was super helpful, quick to respond to any emails or questions I had.

Phallen F.– Newport Beach, CA | JULY 2015

Michael Brown and his team made the whole process stress free and simple from the application to closing. He answered all of our questions and was always quick to get back to us. We would highly recommend him and his team.

James F. – Malden, MA | Dec. 2014

I am very pleased with how my mortgage process went. The team I worked with went above and beyond to make sure my needs were satisfied and they were. I will continue to recommend others to you.

Jacqueline A. - Raynham, MA | Dec. 2014

Mike Brown was fantastic. He went above and beyond on a regular basis, was always available via cell phone to help with questions or concerns. I was very impressed with the overall effort put fourth by him and his staff and its easy to see why he came so highly regarded from many friends. As a first time, VA Loan home buyer Mike made the process informational and expedient. His friendliness and intelligence of the whole home buying process was instrumental in making my purchase a success. I...

Timothy N. - Salem, MA | Dec. 2014

We had a great experience working with Michael Brown and his team at Guaranteed Rate. Everyone was very professional and answered all of our questions. We look forward to using Guaranteed Rate again in the future and would highly recommend them to our friends and family. I heard about Guaranteed Rate through a family member who had worked with Michael Brown and highly recommended him and his team.

The Ferreira's - Malden, MA 9/2012

About Michael

I have been in the Mortgage Industry for over 10 years. I personally enjoy being involved in a business where I can assist people in the goal of home ownership. I find it extremely fulfilling to be apart of that process. As for myself, I have 2 beautiful daughters who are 5 & 9 and a gorgeous wife who I has been in my life for over 16 years.

Michael interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
10 years +++ and finding an industry where I could assist people in the home buying process was what made me excited to be in this business.
Who is your typical customer and what questions do they typically have?
My typical customer is a young 30 something and they want me to help them in understanding how to get into a house of their own.
What specific steps do you use to help your customers find the best home loan for them?
By taking a hands on approach into their income and finances and tailoring a home loan program that makes sense from a monthly cash flow basis as well as for a lifetime .
How long have you been in the mortgage business? What awards have you won?
10 years
How has the mortgage industry changed since you started, and what would you expect in the future?
I got into the mortgage business at the tail end of the meltdown and what I saw at that time was madness. The ability to be able lend money to individuals who could simply "make up" answers to questions that would ultimately net them hundreds of thousands of dollars made no sense to me. I expect the future to be regulated to the point that it is now, which might be a little over regulated, but will lead to a secure place for our country to buy homes from.
What can borrowers do to insure a smooth mortgage underwriting process?
My advice to all my customers is to send myself and the processing staff as much information as possible. By doing so we are able to not have to contact them as much and ensure the process is running smoothly. The less we have to hassle them, the cleaner the process feels to them. Obviously for us it can be a grind, but the easier we can make it on the customer the better.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
In my spare time I enjoy taking my wife and daughters to the beach and out for dinner afterwards. If it is just some "me time" I do like playing softball, golf, & going to sporting events.
Tell us something that makes you unique or something wacky, yet interesting about you?
I was raised in single parent household by my father. That was a tough upbringing at times, but it forced me at a young age to be able to fend for myself and understand what was needed to become a man and have the things for my family that my father wasn't able to afford me.

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