Who is your typical customer and what questions do they typically have?
I have a variety of clientele from first time home buyers, investors, Veterans, and small business owners to people who need help getting their finances in order. I also provide loans to renovators and higher end clientele who want to leverage their income and not have it all tied up in a home. Also, I consider every realtor my client. Of course, their number one question is whether or not the loan will close on time. I like being able to say "Yes!"
What advice would you give new or first time home buyers?
My advice to first time home buyers is that they are making a great investment by not paying rent and/or someone else's mortgage. Many times, first time home buyers do not know that they can get into a home and accept being renters. I personally like to encourage them that they can be home owners given the right product or long term plan and that they deserve the freedom and privacy that comes with owning their own home.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Me, of course! I am always available to answer questions and educate my clients about the home buying process. Some of them are very busy and just want me to get the job done; Others want to know every detail of every step of the process. I am happy to accommodate both! And if I don't have the answer, I know where to find it (cliche, but true).
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
We have a special relationship with the Salvation Army. My branch and I have determined that we want to give back to the community as often as we can. Although we participate in other Charities and events, the Salvation Army is an organization that we like to work with at least every other month. I am the liaison for setting up these events for my branch.
Tell us something that makes you unique or something wacky, yet interesting about you?
I'm a nerd. My wife tells me that I know more useless facts than anyone she knows. I think its important to keep learning and staying diverse, open minded and curious. Maybe I do know a lot of things that may not be important to a lot of people, but you want to be on my team in a Trivia game ;-)