Michael is a Certified Mortgage Planning Specialist® and an active member of the CMPS® Institute. The CMPS® Institute is a national organization that certifies mortgage bankers and brokers, with a stated mission, "...to help homeowners and homebuyers improve their lives by using the right mortgage strategies."
Michael joined Guaranteed Rate in 2016 as Vice President of Mortgage Lending. Before choosing to advise and educate homebuyers and current owners about mortgage planning; he worked to obtain the same results in other areas of personal finance and banking. Michael's aptitude and interest in asset management ultimately led him to accept a position as an investment wholesaler for Deutsche Bank. In this role he become a respected resource in tax-free fixed income, short-term bond, managed commodity, and mortgage-back security based investing.
In 2011 Michael made the move to the mortgaging banking industry by joining a New York area commercial bank’s residential mortgage division. In this capacity he built a lending practice centered around helping individuals and families reach their financial goals, now utilizing optimal mortgage financing and planning discussions instead of investments. With a holistic approach to mortgage planning and its diverse applications, he continues to draw on his prior experience and insight to add greater depth to his consultative approach.