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Mickey Pascucci

Branch Manager/VP of Mortgage Lending
999 Riverview Drive, 2nd Floor, Office 203, Totowa, NJ 07512
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NMLS: 425111
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We love working with Mickey. I feel like I can trust his expertise and he is honest. He helped my husband and I get into a product that suited our needs even better than what we originally intended to do. He is truly a problem solver and I feel confident that we ended up in the best possible situation financially.

James C.

Mickey interview Q&A

How long have you been in the mortgage business? What awards have you won?
I have been in the business for 14 years (12 of them w/Wells Fargo). I made Leaders Club with Wells Fargo 6 straight years I was Eligible (2011-2016).
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
ARMs have their benefits BUT only if the customer truly plans to be in the home for a limited time OR plans to pay it off during that same period of time. Otherwise the security of any fixed product puts most customers at ease.
What can borrowers do to insure a smooth mortgage underwriting process?
As long as you set the correct expectations, you will not have a problem. All customers will know what’s needed with my initial call and understand the steps throughout. As long as they know that, the process typically goes smoothly!
What provides you with the most satisfaction in your job as a Loan Officer?
I enjoy treating the customers as if they are my family. With sincere options so they can make the best decision for their family. This is the biggest transaction of their life until they buy another home.
Tell us something that makes you unique or something wacky, yet interesting about you?
I like to keep things fresh. Have fun, smile, hold the door for people, say please & thank you. No gesture is too small. I go to bed at night knowing I did right by my customers and that’s a good feeling.

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