Michelle Mathews-Kalinock

Branch Manager/VP of Mortgage Lending

175 Admiral Cochrane Drive, Suite 402 & 403, Annapolis, MD 21401
Contact Michelle
NMLS: 195916

Ready to start your Digital Mortgage?

Apply now

Error

Error: Notice: No VP Bio data for this VP.

Michelle interview Q&A

What are the top 3 misconceptions people have about the home loan process?
Getting a mortgage is painful. Yes you do need to provide your paperwork, but if you have document list upfront day 1, and a Loan officer that communicates updates, it can be a simple process If I have credit issues I won't be able to obtain a mortgage and buy or refinance my home. We have credit tools to help and offer Government loans which allow for lower scores. I need 20% down payment. Not true, there are many programs available including grants, 1st time home buyer programs and as little as 3% down payment.
What provides you with the most satisfaction in your job as a Loan Officer?
Providing Peace of Mind to my clients is paramount to me in career. Setting expectations for documents, timelines and communicating updates is crucial to delivering on that com-mitment.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am not a strong swimmer. A really big challenge that I over-came by becoming a certified Scuba Diver which involved div-ing classes and tests with the PADI certification. I grew up in a military family and learned from my father focus, perseverance and commitment. focus, perseverance, and commitment.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.