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Mike Glover

VP of Mortgage Lending
12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
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NMLS: 815531
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About Mike

I got in the mortgage biz back in 2003. My wife Lyndi Mallory and I started our own small company after Lyndi was an Area Manager for a large national company. We still work together today and our team is well known and trusted among Los Angeles area realtors for our fanatical service, upfront approvals, and low rates. We are originally form Ohio and moved to Los Angeles about 10 years ago to take advantage of all Southern Cal has to offer. We now have two boys and live in the Hancock Park area. I love to snow ski and body board.

Mike interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Personally, I like to know and have all the options which is why I choose to work at Guaranteed Rate. So when I speak with a borrower I do my best to get the whole story and whole financial picture. I want to know where they see themselves in the future, their goals etc. Then I lay out the different lending options. In Los Angeles, I'm finding that a 30 year fixed mortgage with 20% down isn't always the best option.
What advice would you give new or first time home buyers?
Hire a productive and experienced buyers agent. If you have never purchased a house before it's hard to realize how valuable having professionals on your side is. Also get your loan pre-approved by an underwriter so your offer appears stronger than the others.
What can borrowers do to insure a smooth mortgage underwriting process?
I recommend that we do the underwriting process upfront before a property has been identified. You'll have the confidence to shop knowing exactly what you can afford. Additionally the underwriting process can be pretty intense from a documentation standpoint and my clients like to have that out of the way so they can focus on the inspections and planning their move.

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