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Mike Sanchez

Branch Manager/VP of Mortgage Lending
385 Garrisonville Road, Suite 117, Stafford, VA 22554
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NMLS: 860048
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Mike was very responsive to all of our questions and gave us a good amount of options to go with when it came to our financing. Our best interest is what they strove for. We didn’t have any issues with the process and were able to close in less than 30 days on our new home. My wife and I felt that we had been treated better than expected, and Mike and his team did an amazing job guiding us through the process.

Christopher V. | March 2018

Guaranteed Rate was awesome! On top of everything before I even knew I had a question.

Dennis B. | March 2018

Mike Sanchez made the process of obtaining the loan seamless and efficient. Mike's team worked hard with my realtor and title company to ensure that all the documentation was ready at closing. Mike kept us informed the entire time and answered all questions and ensured that all paperwork was received and timely processed.

Yowei P. | February 2018

First time buying a house, and Guaranteed Rate made it as painless as possible. I would definitely use them again in the future.

Savannah T. | January 2018

I appreciate the timely follow-up and communication throughout our loan process. I also appreciate Guaranteed Rate's ability to get my loan approved when I'd been denied previously.

Dwayne T. | December 2017

Mike Sanchez is an excellent loan officer. He went above and beyond to ensure we received a great deal for our loan. I would definitely recommend him to anyone who is looking to start a new mortgage or refinance.

Douglas M. | December 2017

Mike and his team at Guaranteed Rate are awesome! They gave us a great rate, answered all our questions, and explained the process very clearly. Further, they ensured our personal information was protected from theft, which is really important to us.

Matthew B. | September 2017

Mike Sanchez is the man! Can’t thank him enough for his subject matter expertise and patience.

Robert H. | December 2017

Mike Sanchez is great, and his team of Maria and Nickola were great, as well! They did an outstanding job. Thanks for everything.

John B. | November 2017

As a veteran, who loves having defined processes, Guaranteed Rate stepped in and help finalize my loan process in less than 30 days. That's when WOW factor has just exploded into a moment of grandeur that you are willing to share with everyone that is looking for a winning company! You all are it!!!!!!! Thanks for your five-star service!

Antonio D. | August 2017

My loan officer, Michael Sanchez, was excellent. Very knowledgeable. Quick response to questions. Overall nice guy. Would definitely use him again and will definitely be referring people to him.

Thomas G. | October 2017

Mike was fantastic to work with. Very communicative and informative throughout the entire process. The online submission of information, such as paystubs and W2s, allowed for a streamlined process. Would definitely recommend in the future.

Thomas M. | September 2017

Mike Sanchez and his team were responsive and insightful. They ultimately made the refinancing process easy. I would highly recommend Guaranteed Rate to my friends or anyone considering refinancing options. If you want the best rates and folks that care, Guaranteed Rate is the place to go. Job well done!!!

Karl G. | September 2017

Mike Sanchez and his team were AMAZING! This is the 15th time I've done financing for a home, and by far, this was the best. I stayed with Mike because he's the best out there, and I trust his judgement. I'm pleased to know he's with a company that reflects his work ethic and brilliance. Keep up the good work!

Another Satisfied Customer | September 2017

This was my eighth home purchase and the best so far. Mike Sanchez and his team with Lisa and Nikola are amazing. Also, your technical solutions really streamline the process. OUTSTANDING!

Gustav O. | September 2017

From the minute I first spoke to my loan officer, Mike Sanchez, he made me feel at ease, and I was soon confident that I was in good hands. He was timely, expert in his advice, and always listened carefully to my questions and concerns. He always made me feel like I was his only client. I appreciate the streamlined process of this online experience, because like most people, every minute of everyday is always full, with little time left to be running back and forth to the lender. Thank you so...

Robert B. | September 2017

Mike was absolutely great to work with! He's so personable that our conversations never felt like business transactions. The communication was great, keeping me informed every step of the way. Thanks for making what can be a trying process so easy!

Felicia G. | August 2017

Guaranteed Rate saved me and helped me buy my home. I was in the last hour of my home financing deal when my original lender backed out, and the amazing staff at Guaranteed Rate helped me close my loan and were still able to meet my original closing date. They are an amazing group of people who came through and helped me and my family get into our first home. I could not have done it without Guaranteed Rate. Thank you so much!!

Molly S. | August 2017

About Mike

I started my mortgage career in January of 2001, while living in New Jersey. I moved to Virginia in 2008 and currently reside in Stafford with my wife and four children.

I utilize my years of experience and program knowledge to formulate loan options that best fit your financial needs. While I am proficient in all lending programs, much of my business is VA. I was ranked the #1 VA Loan Originator in the state of Virginia for 2013, 2014, and 2015 by Scotsman's Guide and one of the top 25 VA Mortgage Originators in the Country by Mortgage Executive Magazine. Scotsman's Guide has also ranked me in the top 1% of mortgage originators nationwide every year since 2013. However, none of this could have been accomplished without the support of my family and the relationships I've built throughout the years.

My business philosophy is simple: Always do the right thing and provide exceptional customer service. My goal is to make your home financing experience a memorable one, while keeping you informed throughout the process.

My team and I look forward to working with you and making your home ownership dreams a reality!

Mike interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I started in the mortgage business in 2001. I had been working in sales for years but really wanted to try something new. My wife was a loan processor so she put me in touch with the owner of her company and the rest is history!
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Many clients think you can only have one VA loan at a time, which is incorrect. I actually have had a client with four VA loans simultaneously.
What can borrowers do to insure a smooth mortgage underwriting process?
Be completely honest and up-front with your loan officer. I am here to help get you approved! Also, provide clear copies of all documents we need in a timely manner.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Spending time with my family, especially watching my oldest two kids compete in sports.
Tell us something that makes you unique or something wacky, yet interesting about you?
I often have a hard time finding shoes, because I wear a size 15.

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