How long have you been in the mortgage business and what inspired you to get into it?
I have been in the housing business for over 30 years, in one capacity or another. I love this business. Buying a home is one of the biggest decisions we make, so I thrive on being able to help my clients get the absolute most for their purchasing dollar. I am motivated to help others during a time when professional expertise is greatly needed.
What advice would you give new or first time home buyers?
New or first time home buyers will get the absolute best deal possible on their home purchase if they are properly pre-approved by a reputable lender like Guaranteed Rate. The best realtors are ready to help them, and sellers are more likely to negotiate to settle the sale for a lower price when they know the buyer has the ability to close the loan in a timely manner with no hassles and no surprises. I can do that for you if you call me or go online for a fast, free, easy no-hassle pre-approval.
What can borrowers do to insure a smooth mortgage underwriting process?
The underwriting process is much smoother and with less hassles if you anticipate what is needed and provide it ahead of time. This is done when you work with an experienced mortgage professional that understands the many loan products, knows the specifics of your situation, and can prepare you in advance for the exact documents needed. It is so much smoother when you know the road ahead, when you know where the "holes in the road" are!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Based on my personal beliefs and life experiences, I believe that one of my roles in this life is to give back at least as much as I take; to my family, to my community, to my church, to my world. To do that, I not only give, but I volunteer to help others who may need some help at a particular moment in time. What that looks like for me is ever evolving as I grow and learn of new opportunities, but what never changes is the need and the chance to get back more than I give.
Tell us something that makes you unique or something wacky, yet interesting about you?
One of my favorite hobbies is backpacking, especially with my children. We only go in the colder months and recently hiked in North Carolina about 18 miles in 3 days. Night time temps were below 20 degrees, and we loved it!