Nick Heth

Vice President of Mortgage Lending
5227 North 7th St., Offices NW 1 & 2, Phoenix, AZ 85014
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NMLS: 222465
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Nick Heth was an excellent loan officer. Very friendly, informative, and educated you through the process. Excellent experience. Thanks!

Ryan K. | May 2018

Nick and his team were outstanding. They were patient and professional at all times. All my questions and statements were responded to in a timely and professional manner. I would recommend Guaranteed Rate with no hesitation. Nick Heth was absolutely outstanding.

Craig G. -Lake Arrowhead, CA | MAR 2016

This has been the greatest experience for me! Buying a home can be very stressful, but this team went above and beyond to make it a smooth and easy process for me. They also took the time to come up with a plan to reduce my payments down the road - which really meant a lot! Thanks so much!

Megan P. -Glendale, AZ | MAR 2016

Nick Heth and everyone on the team did a great job! We are very happy with the process and would highly recommend Guaranteed Rate. Thank you!

Gregory Z. -Phoenix, AZ | MAR 2016

Nick Heth is one of the most organized and customer centric professional I have met. He makes it easy! I also had an occasion where I had a question at 9:30pm in the evening about a loan document. I sent Nick a text and 5 minutes later, he called me to discuss... this was at 9:30pm! Very good organization and focus on customer ease of doing business.

Joseph K. - Phoenix, AZ | Jan. 2016

Nick Heth was amazing! You guys are the best! Thanks for everything! And I love my place, its perfect! Happy Holiday's!

David O. - South Heart, ND | Dec. 2015

Nick and his team were great, kept me in the loop and updated me any time I had questions

Gregory D.– Glendale, AZ | July 2015

Extremely responsive. Messages were always answered within 5 mins of sending. Nick Heth is a ROCK STAR!!!

Joseph K. – Phoenix, AZ | Apr. 2015

Nick was great throughout the process. The process was very fast and he was in contact with me through every step which I appreciated. The process was very smooth and everything went great.

Emily Y. -- Phoenix, AZ 4/8/2014

Nick Heth is an exceptional officer. He is patient and thorough with his guidance and information. Mr. Heth is a wealth of information and was extremely helpful for us first time home buyers. We recommend him completely.

Michael G. -- Phoenix, AZ 3/3/2014

My loan was so smooth, I am in shock over how easy it was. I am a first time home buyer and Nick was just so good about answering my questions and explaining everything to me. He was really on the ball.

Jamie A. -- Scottsdale, AZ, 2/27/2014

Nick is great! Very responsive and knowledgeable.

Anne M.

Prompt, professional service. No surprises. Special thanks to Nick Heth and Dina Haselip.

Carol P.

The process went smoothly and all our questions were answered.

David B.

"Nick Heth worked efficiently and professionally to make everything as seamless and simple for us as possible. I would recommend him and Guaranteed Rate to anyone!"

Benjamin N. -- Gilbert, AZ. -- 6/ 2013

Hey check out the amazing review from Alan about Nick! “Nick was phenomenal always keeping me in the loop while managing an efficient and productive loan process. Once again it was Nick's ability to spearhead the team to get this done by overcoming any hurdles headed our direction. Thanks Nick!”

Alan L. -- Paradise Valley, AZ -- 01/2013

We were extremely pleased with the loan process at Guaranteed Rate. Our loan officer, Nick Heth, was extremely helpful and made the entire process simple and streamlined. We have had several mortgages over the years, and this was one of the smoothest ever. I would rate Guaranteed Rate an A+ and would absolutely recommend them to my friends and family.

Steve N. - Phoenix, AZ 7/2012

About Nick

A Minnesota native, Nick graduated with a Bachelor's Degree from the University of Minnesota in 2002. In 2004, he moved to Phoenix to pursue a career in the mortgage industry. Over the past 9 years Nick has earned the respect of clients and colleagues alike as a Vice President of Mortgage Lending

Nick enjoys the challenges of this ever changing industry and has built his reputation on a foundation of satisfied customers and valued realtor relationships.

In addition to providing superb customer service, Nick remains active in the community and enjoys philanthropic endeavors. In 2008, Nick was honored by the Cystic Fibrosis Foundation as one of AZ's Finest. He has also been actively involved with the 20/30 Club of Phoenix, serving as the treasurer on the executive board from 2005 through 2010 and as the chair of the annual Phoenix Suitcase Party. Nick has also served on the board of directors for the Children in Need Foundation since 2009. In 2010, Nick graduated from the Valley Leadership Program with the Phoenix Leadership Institute.

Nick lives in central Phoenix with his wife Katy, their daughter Hannah, and son Tyler.

Nick interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I've been in the mortgage business since 2004 and I find helping others either with their next home or their first home is fun and challenging.
What advice would you give new or first time home buyers?
I never like to tell someone what they should buy, instead I ask them what they personally can afford. Everyone is different and I don't want to do a loan to someone who will be over extended.
What part of the home loan process do customers find most difficult and how do you help them through it?
Not all homebuyers are great at keeping records. I find our team here is excellent at finding away around missing documents.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When not helping borrowers seven days a week, I enjoy spending time with and raising my two kids with my wife here in central Phoenix.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am often mistaken for Cameron from Ferris Bueller's Day Off.

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