What specific steps do you use to help your customers find the best home loan for them?
Every situation is different and each borrower has their own unique goals. I listen first so that I can gain an in depth understanding of what each client is trying to achieve. This enables me to ask the right questions and provide the absolute best advice. At the end of the day the perfect loan decision is up to the client, I want them to be completely comfortable with the decision now and in the future.
What advice would you give new or first time home buyers?
Please Know Before You Go! The very first and most important thing you should do is make sure to be pre-approved. Know your maximum qualifying home payment and price before you begin looking. This will save you time and effort by ensuring that you focus on properties you can afford. Falling in love with the perfect house only to find that you can’t afford it can be heartbreaking.
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
1. GreatSchools is a fantastic resource for studying a geographical neighborhood. As the name suggests, this app lets you learn more about different school zones and the individual schools that make it up. It will tell you exactly what school a property is zoned for and how that school stacks up compared to others in the state.
2. Dwellr is one of the most underrated apps. This app is backed by the Census Bureau and uses information from the American Community Survey to produce data-rich neighborhood guides. In fact, each neighborhood in the system contains as many as 40 different topics. These include things like median age of residents, racial makeup, median home values, educational background, and more. This allows you to truly see what a neighborhood is like before making an offer.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
What I enjoy most is spending time with family having barbeques, fishing and going to Royals games. I also love spending time with my 3 year old grandson. He’s my little buddy. He helps me in the garage, we go to the park, look for frogs down by the creek, read books or just hang out together. I’m excited to say that I have two more grandchildren on the way!
Tell us something that makes you unique or something wacky, yet interesting about you?
Health has always been a hobby/passion. My goal is to live to be age 100. I do some kind of exercise daily and always try to eat organic. I enjoy learning and putting into practice all that I can about the newest cutting edge supplements, exercise and diet techniques as well as out of the ordinary things like grounding. I believe your food is your medicine and your medicine is your food.