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Nick Morse

Vice President of Mortgage Lending
1240 Iroquois Ave, Ste 300, Naperville, IL 60563
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NMLS: 190928
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This is the second mortgage I have gotten with Guaranteed Rate & Nick Morse and would recommend him again to anyone looking to get a mortgage.

Brett D. | October 2016

Nick Morse and his team were exceptional, will use them again in the future.

Ryan W. | October 2016

Nick and the rest of the employees made this a pleasant and easy experience! Uploading our info on the site was expedient, and only surpassed by the closing that took place at our home! I never expected that, but was delighted!

John S. - Saint Charles, IL | JUL 2016

Nick was absolutely wonderful. My fiancé and I were hearing a lot of rumors how hard it was to obtain a loan for your first house and Nick put all of those to rest. He came highly recommend by our realtor, Dan Arenz who we trust deeply and we couldn't have made a better choice. Nick answered our questions whatever time we sent, he new we were nervous and he helped talk up through any concerns we were having. It seemed like as the process went on it was not just a business conversation, he...

Kristi C. - 6/23/2016

Nick Morse and Amy Brady were awesome. This is the second time I used Nick and everything went as smooth as butter.

Daniel C. - Funded 5/27/2016

Nick Morse was awesome to deal with from start to finish. He was extremely professional and exceptionally responsive to all communications. I would most definitely refer business to him.

Helen T. - 5/28/2016

Nick Morse was great to work with.

John C. - March 29, 2016

Nick was amazing. He had me CTC 20 days ahead of schedule! I tell everyone about him!

Kari B., 3/17/16

Nick morse is great to work with. He gets the job done.

Shaun C. - 2/26/2016

Nick morse is an amazing guy, he really was hands on being available to me at almost anytime to help calm fears, and give guidance on getting ducks in a row. He is an asset to your company in every sense of the term. I have already recommended the use of him and your company to my mother for refinancing and a couple colleagues. I have also placed cards at my office because of such an outstanding job Nick did.

Michael B. - 02/16/16

Nick Morse and his team are great at their jobs and easy to work with.

Daniel K. - 02/18/16

Nick Morse was beyond outstanding and we cannot give him enough accolades. From the moment we reached out to him he made us feel very comfortable and walked us thru each step to ensure a smooth approval and closing process. Nick's professionalism and knowledge of the financing business was everything we could have asked for and even more. We highly recommend him to our family and friends. Guaranteed Rate is very fortunate to have Nick and as a customer we were very fortunate to have been able...

Vida K. - 01/22/16

Nick was amazing. He did everything quick and without any worries or concerns from my wife nor I. Great customer service.

William E. – Scottsdale, AZ | SEP 2015

I know you hear what a great business man, employee, therapist, miracle worker etc etc etc you are ALL of the time. I hope you truly know what you've done for Mike & I our family.... you listened and guided us when no one else would. Finally we have the home that we've worked and prayed so hard for. It is all thanks to you and your wonderful team. I just can't thank you enough.

Liz M. – 11/03/15

Nick was on task through the entire process and provided us with a service far above what we experienced before going with him. Nick's LinkedIn account says 15+ years of mortgage experience and it showed because this didn't seem like a job to him but his profession. I would never hesitate referring anyone to Nick.

Close Purchase Loan – Scottsdale, AZ | 2015

Nick is a rock star

Janice K. – Palatine, IL | May. 2015

Nicholas Morse was very professional and prompt. Very good experience.

Michael L. – Montgomery, IL | Apr. 2015

Nick has helped me finance my residence on multiple occasions. He always gets me a competitve market rate while delivering on expectations in a timely manner. I don't have to worry about the details not getting finished when I use Nick. I highly recommend using Nick for your mortgage needs.

Joe D - Senior Real Estate Professional

Nick did a great job putting together a mortgage package for our home purchase last year. He went above and beyond to get us the best possible rate with a top bank in a timely manner. I would definitely use Nick again.

Bill G - Researcher at Crabel Capital Manage

Easy to work with and very responsive.

Eddy C - ACCO Brands | IT Service Delivery

"Good experience, I liked that the whole application process was virtual, and everyone that helped was really great with quick responses to my questions! Nick was really helpful and thorough throughout the whole process. It was a breeze!"

Jaydeep P.-- Springfeild, NJ. -- 8/ 2013

Hey check out the amazing review from Dianne about Nicholas! “Nicholas Morse was determined to overcome the hurdles in my unique circumstances AND DID!!! Thanks Nick for everything I will absolutely recommend your services any time!”

Dianne T. -- Romeoville, IL -- 04/2013

About Nick

I began working as an entry level Loan Officer in September of 2000. After attending Arizona State's School of Business, I worked at the Chicago Mercantile Exchange, forecasting markets for independent traders. I took that knowledge of the markets, and implemented it in the mortgage business to successfully forecast interest rates. I am currently married to my college sweetheart. We are blessed with 4 beautiful children, actually, we are blessed with 2 sets of twins. 9 year old girls, and 3 year olds (boy and girl). We also have a very large dog, a French Mastiff!

Nick interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
When working with a client, it is extremely important to identify their long and short term financial goals. This is the only way to successfully provide the perfect options that will best fit their needs and goals.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I am often contacted by a Realtor, or an Attorney, that needs help for their buyer. Most recently, the buyer had gone against the advice of their real estate agent, and used a family friend for financing. 2 weeks before the closing date was to occur, the buyer was told they did not qualify. The buyer was understandably devastated, and disappointed. The real estate agent contacted me to see if I could "be the knight in shining armor and save the day." Well, we did! I say we, because I have an outstanding team behind me, and with out them, I would not be nearly as successful as I am today.
What can borrowers do to insure a smooth mortgage underwriting process?
The myth out there right now is that you must put 20% down to purchase a home. This couldn't be further from the truth! With as little as 3.5% down, you can be a proud home owner! To ensure a smooth process, when we ask for documentation, please provide it as soon as possible. The document may seem redundant, or tedious, and many times I would agree that it is. However, if my underwriter is asking for it, we need it. This will ensure a smooth, seamless process, and a quick path to the end goal, the closing table!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Outside of work, I enjoy spending time with my family. There has to be a balance between work, family, and health, this is absolutely essential. I am currently the active Director of the local little league, and I also Manage my 9 year old girl's softball team.

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