Patrick A. Hughes

Vice President of Mortgage Lending

3940 North Ravenswood, Chicago, IL 60613
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NMLS: 408588

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TestimonialsCustomer testimonials Read more

Patrick was very enjoyable to work with, and he was also very hardworking and eager to explain all of the terminology and procedures involved in the home-buying process. As a first-time home buyer, I had a lot to learn, and I was glad to have Patrick to clarify things at each step along the way. He was always available--even in the evening and on weekends--to field questions and provide guidance on a wide variety of home-buying issues, so working with Patrick was like having a second realtor....

Peter R.

Thank you so much Patrick! We so appreciate all of your help with this process!!! You and your team have been amazing to work with!!!! With Sincere Gratitude!

Lynette M. – Spring Hill, TN | Oct. 2015

As first time home buyers, we did not know what to expect but Patrick made it very simple and easy for us. He was very detailed in explaining the process for us. We had a difficult time with finding the right home but he stood by our side the whole way through the process.

Patricia L. – Chicago, IL | June 2015

Patrick Hughes did a wonderful job to overseeing my loan application. I would definitely recommend him to others who need a home loan.

William C. – Gurnee, IL | May. 2015

We signed this morning and have the keys!  Thanks again Patrick Hughes and your team for all your help.  Our realtor, the seller’s realtor and attorney were impressed with you and Guaranteed Rate. 

Greg S. | Jan. 2015

Patrick is great. He is very helpful and forthright in providing information. I also really appreciated the efforts of Diane Foster who also provided professional and appropriate information regarding the process as well as working with the underwriters. I am very satisfied with all of their help and would recommend to my friends

Rickey T. --Mount Cernon, IL. 10/10/2014

Patrick Hughes was very attentive and responsive to ask our questions during a very complicated and non standard loan application.

Daniel M.

“I loved working with Patrick Hughes. He is a great guy who really knows his stuff!”

Denise P. – Park Ridge, IL – 6/2014

“I was nervous about finding the right service provider and am so pleased with Guaranteed Rate! I worked with Patrick Hughes and his team. They were amazing at navigating me through the steps. They answered every email quickly and made me feel like my file was the only one they had. I needed to close in less than 30 days and they did it! Patrick and his team are superheroes!”

Tracie D. – Bloomingdale, IL – 4/2014

About Patrick

I have been at Guaranteed Rate since 2008 and I joined the company after discovering what a great group of people made up Guaranteed Rate. The company sure has grown and has only gotten better with time and technology.

I am recently married and really do enjoy living here in the great city of Chicago. I enjoy helping people with the process that will be the biggest purchase of their lives. I strive to make sure you are happy and have the best team in the business.

Patrick interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Having a conversation with the borrower is the best way to see what loan options would be best for them. What do they have for a down payment? How long are they planning on being at this place?
What advice would you give new or first time home buyers?
Get pre-approved before you start to look. You do not want to fall in love with a place that might be out of your price range. Also, we will be able to talk about the best options and loan programs for you.
What can borrowers do to insure a smooth mortgage underwriting process?
Have your financials in order. If we ask for an item it is because we need it. Supplying the requested items at the time of the application will make for a smoother process and less conditions to clear after underwriting.
What provides you with the most satisfaction in your job as a Loan Officer?
When a past client refers someone to me, that brings the most satisfaction.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am always available for my clients and I seem to have more energy than most.

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