GuaranteedRate - Mortgage Company

Patty M. Davis

Vice President of Mortgage Lending
7205 Wrightsville Ave, Suite 110, Wilmington, NC 28403
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NMLS: 111521
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This was our second time using Patty Davis for a loan and she was very professional and accommodating, as well as in tune with customer needs. If the need arises again, we will definitely go through Patty.

Blaine L. - Carolina Shores, NC | November 2017

Patty Davis and her team great to work with! Organized, professional, knowledgeable, responsive---couldn't have asked for more.

Brandy B.- Wilmington, NC | Aug 2017

From day one I was treated as if I was most important! Patty Davis and her team have been amazing, very informative and patient. They were always there to answer any questions or concerns I may have had. Without a doubt I would use Guaranteed Rate again and will tell anyone looking that your company is the best! The customer service I received and am still receiving awesome! Thank you.

Eric D. Rixeyville, VA | AUG 2017

Just tremendous service. Patty Davis is simply wonderful and the entire team did such a great job with the workflow. Made it incredibly easy for us.

Stephen M. - Fort Washington, MD | JUNE 2017

We decided to buy a home in North Carolina, we live in California. I contacted Patty Davis from Gaurenteed Rate from the start Patty and her team were honest professional and made the entire experience easy comfortable. Gaurenteed Rate was unfront about loan fees, explained the loan process which was different from California. Everything went flawless on the loan side everything detail was explained to me. If I asked for something different Patty and her team made it happen. I'll use...

Lisa. – San Francisco, CA | APR 2017

Patty Davis was wonderful to work with! She's easy to talk to, always followed up on any concerns or questions I had. She helped us through the loan process & just made something that seemed difficult so easy. I would highly recommend her to anyone looking to buy a home.

Julio Z. - Hampstead, NC | APR 2017

Patty Davis was my first contact with Guaranteed Rate. She was a pleasure to work with!! I would use Patty again. She is an asset to your company. The other loan officers were a pleasure to work with as well. Great job all.

Jeffrey N. - Milford, CT | MAR 2017

Patty was great to work with, very helpful and always available to answer our questions and helpful in making this stressful process as smooth as it could be.

Brendon L. - Hampstead, NC | JUL 2016

We just purchased our first home thanks to Guaranteed Rate! Our loan officer, Patty Davis, was an overall pleasure to deal with through the entire process! Patty is a true professional in this industry. We would highly recommend her to any of our friends and/or family who may be looking to purchase a home. Dedicated and always willing to answer any and all of our questions! Thanks again Guaranteed Rate!

Kimberly S. -Wilmington, NC | MAR 2016

Patty supported us during the purchasing of our 4th home. Her welcoming personality & professionalism were such a blessing during this experience. She celebrated with us at every stage of purchasing our home & even covered the financial realm of knowledge with our best interest in mind - & she did so from the very beginning to the very end of the process even while in the closing meeting with the lawyer. We thoroughly enjoyed Patty's expertise & support during this process & just recently...

W. and S. Rabidoux

Patty was incredibly responsive & helpful to me in the recent purchase of a home. She kept the lines of communication open & was always customer focused in helping me obtain financing. Buying a new home in the current financial market can be very intensive at times but she was always reassuring & helped me to stay focused. When it was all said & done, I believe her involvement in my own dealings actually helped me to secure the loan in the long run. She took a personal interest in getting to...

D. Lorenz

My husband and I deeply enjoyed working work you during our loan process. You made everything very easy and always available to answer any of our questions. You made one of the most stressful events very peaceful and reassuring. Thank you for your help. P.S. We love our new home.

R. & D. Castro

I recently completed a refinance loan with Patty and it was the smoothest, fastest and easiest process I ever encountered. Patty was extremely knowledgeable, resourceful and responded to all of my questions in a prompt and quality manner. It was a long distance transaction and having Patty on the ground locally knowing that she was representing my interests was very assuring.

B. Thomas

Patty was a true delight to deal with!! Absolutely the easiest and smoothest real estate transaction I have ever experienced! Patty was always right at the other end of the phone when you needed her and always very clear and specific as to what was needed and/or expected! There were absolutely no glitches and or unexpected problems during the entire course of our transaction. In addition to being friendly and helpful she guided us to an almost $200 a month reduction in our monthly mortgage...

P. & B. Perkins

Patty is an amazing loan officer to work with. I was trying to buy a short-sale house which was becoming the nightmares you hear about. Patty went above and beyond for me, helping me with research on things that weren't even part of her job, she explained how it all worked and constantly giving me positive thoughts which made me breath a lot easier. She is a wonderful person, on her toes and was ALWAYS looking out for my best interest. I carry her cards in my wallet and recommend her to all my...

E. Martian

patty was recommended to me by my Realtor. A great recommendation it was! Not only did I finance a second home with Patty, I refinanced my primary residence at the same time. Patty and team were easy to work with, responsive to my needs and requests, quick, and personable. Working with them was so much easier than when I worked with a large bank where I could never meet or reach anyone.

T. Hardy

About Patty

Patty Davis is VP of Lending at Guaranteed Rate (GR) in Wilmington, NC. Patty is highly experienced and well respected in the North Carolina community with a number one rating for customer service in the East Coast region. She has been perfecting her craft for more than 10 years. Patty has built a reputation as a trusted source for Homeowners and a “get-it-done” attitude for the Realtors and Builders she serves. She leverages her customer service and communications skills from a 15 year career in the Retail wireless communications business. A successful career lead Patty to owning 26 retail locations throughout the Southeast.

When not spending time helping homeowners purchase new property or assisting United States service members with government housing and mortgage programs, Patty enjoys spending time with her family, boating and stand up paddle boarding. Patty is even a certified SUP instructor.

Guaranteed Rate Inc. is a direct mortgage lender able to offer its customers Fannie Mae and Freddie Mac Direct Loans, FHA Loans, Veterans Administration Loans (VA), Construction Loans, Massachusetts Housing and USDA, First Time Buyer Loans. We also offer a variety of loans designed to help its customers with special concerns such as credit issues and income or asset verification issues.

Guaranteed Rate Inc, has the unique ability to offer its customers the lowest rates and largest selection of loan programs available from 40 of the nation’s largest wholesale lenders. When you contact me, I will advise you on the best loan program to meet your needs and locate the best price while maintaining complete control and responsibility for your loan from application to settlement. We are licensed in all 50 states and Washington, DC!


• Refinance & Purchase Loans

• First Time Home Buyers

• Home Equity Loans and Home Equity Lines of Credit

• Debt Consolidation

• 100% Financing

• Second Home and Investment Property Loans

Patty interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
10 years

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