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Randy Emerson

Vice President of Mortgage Lending
14070 Commerce Ave NE, Ste 300, Prior Lake, MN 55372
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NMLS: 339178
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I took a very long time to find a house, and I'm the kind of person that asks a lot of questions. Dawn and Randy Emerson put up with me for a long time, and were always there making me feel confident and educating me to understanding the process. Everyone on their team was also very nice and accommodating, and very good at their jobs. Buying a house can be very stressful, and having people like them was a blessing.

Kristin C. – 1/29/2016

About Randy

I started in the mortgage industry about 9 years ago. I had been in management for 19 years prior to going into sales and as my children were getting older I knew it was time for me to make a change.

I am originally from North Dakota, born and raised, and attended NDSU. I came to the cities in 1990 as a promotion with a company I was working for.

I am married to Dawn Emerson, who also happens to be my partner in the mortgage industry. We have three children, two boys and a younger girl. In our free time you will see one if not both of us at the soccer fields or hockey rinks watching out kids. On the rare occasion of having some free time we like to spend time on our boat.

Randy interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I've been in the industry for almost 9 years.
Who is your typical customer and what questions do they typically have?
We work with a lot of past clients and referrals and it's always, do you remember me?
What specific steps do you use to help your customers find the best home loan for them?
I like to visit with the client to find what their wants and needs are as well as if they are thinking long term or just looking at the 3-5 year plan.
How long have you been in the mortgage business? What awards have you won?
I've been in the mortgage industry almost 9 years.
What advice would you give new or first time home buyers?
Remember you are buying a new home and there will be costs involved so it's always a good idea to not put all the money you have into the purchase.
What can borrowers do to insure a smooth mortgage underwriting process?
Provide a complete application and all the financials that are needed up front.
What provides you with the most satisfaction in your job as a Loan Officer?
We go to all of our closings and there is nothing more exciting than watching a first time home buyer being handed keys to their first home.
Tell us something that makes you unique or something wacky, yet interesting about you?
My wife Dawn and I work together as a husband and wife team.

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