GuaranteedRate - Mortgage Company

Randy Emerson

Vice President of Mortgage Lending
14070 Commerce Ave NE, Ste 300, Prior Lake, MN 55372
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NMLS: 339178
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TestimonialsCustomer testimonials Read more

Randy Emerson was fantastic to work with. He made the process seamless and not stressful. He and the office personnel were polite, caring, patient and flexible with my schedule. I would recommend Randy to anyone!

Rebecca S. | 10/10/2017

Not only do I feel that Guaranteed Rate made the whole process of obtaining a loan easy but the great people who worked with us were very good communicators and answered our questions quickly and clearly. Working with Randy Emerson was fantastic and he really helped us throughout the entire process with prompt service and outstanding communication. We will definitely be coming back to Guaranteed Rate in the future!

Thomas L. | 06/21/2017

Randy was the best He always answered our questions within the same business day, and as first time home buyers, that was really important to us. I would 100% recommend Guaranteed Rate!

Katherine B. | 06/23/2017

Randy and his team did a excellent job with my mortgage process. I would highly recommend him to anyone I know. Very professional are prompt service. The best there is. Thanks again!!

Nicholas C. | 06/15/2017

We were absolutely blown away by the dedication and thoroughness of Randy, Anne, and the Guaranteed Rate team. They made the process as easy as possible, and were so attentive to all of our questions as first time home buyers. 100% would recommend them to any of our friends and colleagues!

Jordyn F. | 06/20/2017

We have a complicated financial picture, but Dawn and Randy Emerson treated us like it was easy and we got approved quickly. Will look forward to seeing what they can do with an "easy" one. I am a real estate agent and appreciated being kept in the loop at every step - thanks!

Martin G. – 11/30/2016

This process was easy to participate in. Everyone I was involved with was knowledgeable, courteous and excellent at explaining the process as it unfolded. Best home purchase I've ever been involved in. The people who helped me through this were wonderful.

Kathryn D. – 10/25/2016

I took a very long time to find a house, and I'm the kind of person that asks a lot of questions. Dawn and Randy Emerson put up with me for a long time, and were always there making me feel confident and educating me to understanding the process. Everyone on their team was also very nice and accommodating, and very good at their jobs. Buying a house can be very stressful, and having people like them was a blessing.

Kristin C. – 1/29/2016

About Randy

I have been working in sales and management for close to 30 years. I was born and raised in North Dakota but my wife (and business partner) Dawn and I moved to the Twin Cities area in 1990. We have been proud to call this our home ever since then.

We specialize in first-time homebuyers, new construction and construction financing, and helping our many repeat clients. We also do non-conforming (jumbo) loans, government loans (including FHA/VA and bond programs) and refinance transactions.

We have 3 children in the Prior Lake school district and spend many of our evenings and weekends on the soccer fields and hockey rinks throughout Minnesota.

Please contact me for your next home purchase. I would love to help!

Randy interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I've been in the industry for almost 9 years.
Who is your typical customer and what questions do they typically have?
We work with a lot of past clients and referrals and it's always, do you remember me?
What specific steps do you use to help your customers find the best home loan for them?
I like to visit with the client to find what their wants and needs are as well as if they are thinking long term or just looking at the 3-5 year plan.
How long have you been in the mortgage business? What awards have you won?
What advice would you give new or first time home buyers?
What can borrowers do to insure a smooth mortgage underwriting process?
Provide a complete application and all the financials that are needed up front.
What provides you with the most satisfaction in your job as a Loan Officer?
We go to all of our closings and there is nothing more exciting than watching a first time home buyer being handed keys to their first home.
Tell us something that makes you unique or something wacky, yet interesting about you?
My wife Dawn and I work together as a husband and wife team.

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