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Regina Danikowski

Vice President of Mortgage Lending
1699 E. Woodfield Rd, Ste 320, Schaumburg, IL 60173
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NMLS: 560041
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TestimonialsCustomer testimonials Read more

Only problem was with me and the challenge of sending documents online. Otherwise the staff were great, responsive and made it easy for me.

Bosede O. | August 2017

Regina was absolutely amazing! Thank you all for hiring her, she is truly an asset to your company!

Erica R.

Everyone took great care of us. Answered all question. Thank you Regina and her team. You helped make our dreams come true.

Shanna C 07/12/2017

First of all, thank you for your service, advice and as usual - for being available to answer our questions. This is probably our 6th closing with you and you have just been a pleasure to work with. It was only because of you that we took the big decision to go with Guaranteed rate, even when we had multiple options from local Atlanta lenders and also from my relocation company. We hope your company understands your service level and your professional relationship with your customers which...

Rahul and Swati D. -4/17/17

We wanted to thank you for all the work you did for us. All the questions, phone calls, emails, even talking with my 401k. You have gone above and beyond, and may I say you are awesome at your job. So helpful through the whole process. We thank you so much, and can't wait to move into our beautiful new home.

Fiorella and Kim

My loan officer was so helpful thru out the whole process from start to finish. She explained all of my choices available to me. ALWAYS returned all my phone calls with questions I may of had, even after work hours she was available for me. Detailed information in the financial aspect of it. Her attitude was always positive and treated me like I was family and not just a customer. My lawyer informed me that she was on top of all documents to make the process easy. I cant thank Gina Danikowski...

-Jorge L. 10/28/16

Regina, was extremely helpful and went above and beyond while answering any and all my questions and concerns. Very pleasant and professional individual to work with.

Julio M. | June 2016

Regina Danikowski was great through the entire process!!

Nitesh M. | 10/11/2016

Regina Danikowski is the best, she was there from start to finish.

John C. | 10/21/2016

Regina and her team have been great in handling all my refinances. Great team to work with.

Sagar S. | October 2016

I want to thank you and express my gratitude for the super fast way you and your team process my account, excellent fast work.

Jose B.

Regina Danikowski was awesome! She told me she would walk me through the process as a 1st time borrower and she kept her word. She always responded to me promptly, even on weekends and evenings, AND when she was on vacation! She's a keeper!

Tammy D. | 08/03/2016

Very professional service from Regina Danikowski. Process although labor intensive and lot of paperwork- everything went smooth and on time. Very happy with Guaranteed Rate.

Peter M. 07/18/2016

Regina answered every question along the way and ALWAYS made sure to hold a positive attitude. She was my yes-girl from the very start in a scenario that seemed difficult to work with. Thank you so much, Regina!

Cory S. 06/16/2016

Regina is aggressive but very thorough. It's been a long time since I've actually had to take a loan out for a mortgage and didn't realize that there were so many documents that are required now. Regina made it as easy as possible and many times she offered to go above and beyond by walking me through various sites to get my documentation. It's a pleasure and I'll definitely recommend her to others (which I already have).

Vinh T. 3/18/2016 (part two)

I just got the survey email and I have completed it with a 10 out of 10. You were the best during the entire process. I really appreciate all your hard work during my refinancing.

Alpesh S. 12/01/2015

Regina was amazing!! Not only were we satisfied, but all involved commented how awesome she was!! Look forward to using her again in the future!!

Donald S. – Roselle, IL | SEP 2015

I really enjoyed working with Regina and her team. Everything flowed really quickly and smoothly. Even my attorney and agent noted that it is rare to see a loan officer work so diligently and efficiently. She finalized the loan weeks before the actual closing, if you can believe that.

Vinh T. 3/18/2016 (part one)

Regina was awesome to deal with. She was constantly on top of the whole process. Told me what to expect and what needed to be done.

Timothy S. 11/06/2015

I worked with Regina Danikowski and she was more knowledgeable than I could have asked for. She was awesome in answering all my questions and helping me find the best loan for me. Gina is the ultimate question answerer and problem solver! I've already recommended Gina to some people that will be entering the market soon.

Raquelle H. 09/29/2015

Regina explained everything in a manner which I understood and was always prompt in responding. Once I started working with Regina everything went smoothly.

Amber W. 09-28-2015

Regina did an outstanding job! She did an outstanding job and was there day and night to answer all my questions! Regina was an incredible joy to work with very knowledgeable, available and courteous. With out her in my corner, This home buying process would have been a nightmare.

Stephen G. 09/24/2015

Regina was amazing!! Not only were we satisfied, but all involved commented how awesome she was!! Look forward to using her again in the future!!

Donald S. 09/14/2015

Communication was excellent! Very professional and efficient. Working with Regina and her team was a great experience. Very quick to answer questions and in completing the necessary forms. The direct contact and communication with Regina was priceless. Peace of mind throughout the loan application process. We will be recommending her to anyone looking for a loan officer. It was a very positive experience

Ramiro C. 08/21/2015

The best loan officer that I've ever come across. Shes is very energetic and professional I would give her a ten but the rating only goes to a five. We are very very happy with Regina and would love for her to be our loan officer again and again. Thank you.

Gerardo H. 08-03-2015

Regina was awesome to work with! With this being my first home purchase, she took me step by step and explained everything to me. I would love to work with her again. The process was fully explained to me and laid out, everyone was very easy to work with. I would most definitely work with Regina again.

Tanya H. 07/30/2015

Regina was very responsive, and she handled everything promptly. I liked how easily I could reach her when I had questions. I also very much liked how she kept me in the loop on everything. She helped me get a very good interest rate! Very professional.

David O. – Naperville, IL | JULY 2015

Regina was very responsive, and she handled everything promptly. I liked how easily I could reach her when I had questions. I also very much liked how she kept me in the loop on everything. She helped me get a very good interest rate! Very professional.

David O. 07/06/2015

Regina was very responsive, and she handled everything promptly. I liked how easily I could reach her when I had questions. I also very much liked how she kept me in the loop on everything. She helped me get a very good interest rate! Very professional.

David O. 07/06/2015

This was our second close with Guaranteed Rate and we are very pleased. We will certainly use Guaranteed Rate again. Our experience was pleasant and was informed regularly throughout the process. We are very happy with Guaranteed Rate and would recommend to friends and family.

David B. 6/1/2015

This was our second close with Guaranteed Rate and we are very pleased. We will certainly use Guaranteed Rate again. Our experience was pleasant and was informed regularly throughout the process. We are very happy with Guaranteed Rate and would recommend to friends and family.

David B. 6/1/2015

This was our second close with Guaranteed Rate and we are very pleased. We will certainly use Guaranteed Rate again. Our experience was pleasant and was informed regularly throughout the process. We are very happy with Guaranteed Rate and would recommend to friends and family.

David B. 6/1/2015

This was our second close with Guaranteed Rate and we are very pleased. We will certainly use Guaranteed Rate again. Our experience was pleasant and was informed regularly throughout the process. We are very happy with Guaranteed Rate and would recommend to friends and family.

David B. 6/1/2015

Regina is an expert and made me very happy with the process. I would recommend Guaranteed rate based on the accessability of Regina and her team and the ease of the application process.

Marc R. 06/03/2015

Regina Danikowski and everyone involved with the process were awesome to work with. I would highly recommend Guaranteed Rate to anyone.

Joseph K. 04/30/2015

The whole process was very smooth! I got a great rate! My loan officer Regina Danikowski was amazing! I have already made referrals to Regina.

Alicia S. 04/24/2015

Regina was fantastic. She kept me updated throughout the entire process and answered my multiple questions thoroughly and with a great deal of patience.

Katherina V. 3/19/2015

Regina worked very hard to take care of me and answered all of my questions. She explained everything to me as simply as she could so that a first time home buyer like myself could understand. All of my questions and problems were taken care of right away.

Joseph L. 03/28/2015

The automated document signing process is great. Having refinanced 4 times in the last 10 years, this was the only time it was done without an office visit. The ease of the process and the professionalism of the staff involved in my loan process will make me highly likely to recommend Guaranteed Rate to others. The professionalism and awesome communication from Regina and her staff made this process easier than we’ve could have hoped for. Thank you Regina for being great at your job.

Robert W. 02/24/2015

Eric and Regina where of utmost help throught the process with very clear explanation on any question I had. It was a very comfotable feeling, one which I have not experienced with any other lender.

Joseph T. – Canton, MI | Feb. 2015

Eric and Regina where of utmost help through the process with very clear explanation on any question I had. It was a very comfortable feeling, one which I have not experienced with any other lender. They made it very fun for our family! Eric is a very bright and knowledgeable guy and you should be lucky to have him on your team. Again, when we had questions or something was not clear the explanations, analogies and examples provided in order to make us understand something was amazing and...

Joseph T. 02/10/2015

This is our 4th loan with Guaranteed Rate and Regina Danikowski. Regina is on top of things and make the loan experience very pleasant. She goes an extra mile to help us or others involved in the loan process even though the actions items are not assigned to her.

Rahul D. 01/07/2015

I recently worked with Regina Danikowski to purchase my home and let me tell you... shie is amazing. From the very beginning to the end of the sale experience I received was very professional. Regina is also extremely helpful, knowledgeable, and thorough. I always knew exactly where I was in the process and any questions I had were answered quickly. With me switching jobs - not once but three times in the last few years - my employment history made it that much more difficult during the...

Karen L. 01/05/2015

Regina was awesome. Very diligent and extremely helpful. I would continue to recommend her to friends and family. I am very satisfied with the services I received.

Shana J. – Chicago, IL | Jan. 2015

Regina was awesome. Very diligent and extremely helpful. I would continue to recommend her to friends and family. I am very satisfied with the services I received.

Shana J. 01-08-2015

Thanks for being on top of this refinance process. Great work. Really appreciate the speed and professionalism.

Sharad K. 12/30/2014

I want to thank you for all your help and diligence in getting our house. Your expert knowledge in finding and mortgaging the perfect house was the only thing that got us out of some difficult situations. Thank you again for going above and beyond your typical duties.

Carol K. 12/20/2014

Regina is an outstanding loan officer. She was on top of the smallest detail from the beginning till the end. She is extremely knowledgeable - from math, law, finance - she was able to answer all questions we had. Regina returns a phone call or email in less than 5 minutes. It was a great pleasure working with her. Because of her, we were able to close a foreclosed house in 30 days. I can highly recommend her!

Ani G. 11-10-2014

I want to thank you for all of your help with acquiring my new home loan. I'm not going to say it wasn't stressful closing simultaneously, but it is well worth it every time I walk in the front door of my new home.

Julie B.

My sister in law, Julie, thought you were fabulous. Just wanted to let you know that I will continue to recommend you any time I have the chance!

Jean G.

Everything went very smoothly with our purchase of 202 Aldgate Way. Although we had previouosly worked with Guaranteed Rate in the past, we were a little hesitant to use Guaranteed Rate for an out of state loan, but were very happy that we chose to do so. Our loan officer, Regina Danikowski, as well as the processor communicated in a timely manner and were very efficient and knowledgeable. In fact, Regina was the best loan officer that we have ever used as far as knowledge, communication,...

Vicky and Bob D.

Thanks for helping me to understand Credit Scores and How they Affect Buyers and Sellers. Your strategies for improving their scores was very interesting and informative! You are the expert in financing but i like to be educated on financing to be more helpful with my buyers and sellers. Guaranteed Rate is fortunate to have you as a loan officer!

Irene M. - 5/7

Regina is great and very responsive. She was always there when I needed her and would answer my questions either by phone or a quick text. It was very convenient. I would recommend Regina and Guaranteed Rate to my friends and colleagues.

Rebecca R. - 3/14

Regina and her team were very excellent in responding to me in a timely manner. Guaranteed Rate gives you what you can afford in a quick turnaround time. Regina was very polite, thoughtful, and always made me feel at ease. She felt like a friend who produced what was necessary to close the loan.

Edna H. -4/14

Just wanted to say thank you for all the hard work. The closing went smooth. You guys rock!

Renisha B.

About Regina

With my 16 years of experience in the mortgage industry as well as 12 years as an underwriter, I'm licensed to do conventional, Jumbo, FHA, VA , first time home buyers and IHDA Bond loans. My expertise is in first time home buyer programs. I have the ability to assist you with your home loan in all 50 states.

Regina interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Getting to know my clients is a key element to figuring out what will best suite their financial needs and what product they might quality for. Some clients do not intend to stay in their home for longer than 3 years and want an Adjustable rate. Some clients are planning to start a family and want a long term finance. Some clients have never purchased a home and need guidance and special financing.
What advice would you give new or first time home buyers?
For New home buyers that perhaps are moving up in a new home, I would say that this is the best time to sell your home. Financing is not as challenging as the media leads you to believe. First time home buyers, I would say that this is the best time to start looking for a home. You have any financing options out there with little or no money down.
Tell us about a mortgage product that consumers may not be aware of?
Being a first time home buyer. Not many buyers are aware that we offer a product with only 3 % down payment with no mortgage insurance.
What part of the home loan process do customers find most difficult and how do you help them through it?
Borrower's find the gathering of documents most challenging. It is very important for the loan officer to know what documents need to be collected up front and review them in detail. This makes the borrowers experience much more assuring. My borrower is not being asked over and over for documentation that should have been asked for in the beginning.
What are the top 3 misconceptions people have about the home loan process?
Many borrowers that have had blemishes on their credit report, which brought their score to the low 600s, tend to think that they can not qualify for a mortgage. But this in fact is not true. I have closed many loans with a low credit score. As well as improving their credit scores. With my experience and knowledge, I am able to get someone in the right direction to qualify for financing.
What can borrowers do to insure a smooth mortgage underwriting process?
Organized record keeping
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
Des Plaines Chamber of Commerce Woman's Council of Realtor's Presentation on how to finance a home.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
Raising money for Vet's
Summary of where you grew up: family, affiliations, college, high school, etc.
Grew up in Chicago, went to Steinmet's highschool and moved on to college at ECC. Married to my high school sweetheart of 25 years. We have 2 kids, one in high school and 1 in 2nd year of college. I am the president of our daughter's Synchronized swim team.
What provides you with the most satisfaction in your job as a Loan Officer?
One of my clients had gone through a rough time with a few loan officers and never acheived home ownership and I called her up to say that we are clear to close and all she kept saying was " This is really going to happen" that made me so happy. It's hearing things like that which makes me so proud of what I do today.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Enjoy exploring our beautiful country with my family. Taking long road trips and exploring new adventures in different places.
Tell us something that makes you unique or something wacky, yet interesting about you?
I feel my unique quality that seems to shine out is how much care I have for this business and truly making dreams come true. I am devoted to making it happen!

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