Richard Cohen

Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 282856
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Richard Cohen was a wonderful resource! He was very patient and thorough explaining everything in simplified terms that made it easy to apply and understand.

Annelise G. | July 2018

My realtor, Darrell Scott, recommended Richard Cohen, and Richard was OUTSTANDING! He was literally available around the clock to answer my questions. He took phone calls on the weekends and I appreciated his candor. This was my third home purchase and I've never had a lending agent as transparent about the process as Richard was. I will definitely recommend him to family, friends and work colleagues.

Jamelyn C. | May 2018

Richard Cohen was wonderful throughout the whole process. He made it easy for me to understand all of the different terms and fees, and what was going on. He was also very responsive to calls and emails and was able to answer all my questions.

Caitlin F. | May 2018

Easiest user interface I have every encountered. Loan Officer couldn't have been more helpful. An overall fantastic experience.

Thomas H. - Chicago, IL | JAN 2017

Richard Cohen, VP Mortgage Lending, went out of his way to help my wife and me with credit related issues that arose during the processing of our loan. He is friendly and was always available to help. I would personally recommend Guaranteed Rate because of Richard.

Selvaprabu N - Chicago, IL | Feb. 2016

Richard Cohen has a very thoughtful and supportive approach that was much appreciated.

Daniel M. – Chicago ,IL | June 2015

About Richard

Richard has a BA from Boston University and an MA from Columbia University (in New York). In 2007 he published his popular book, “It’s Not About Rate: The Right Way to Get a Mortgage,” which is still available on Amazon.

Though Richard works with buyers throughout the country and with various degrees of home buying experience, he is especially known for his detail and communication during the loan process. Clients praise Richard for his patience in listening to their questions and concerns as well as for his commitment to explaining the lending options that are available to them. Also, he is known as a true realtor and attorney partner in the way he keeps them informed during each purchase transaction.

“Overall, mortgage companies have basically the same products, and so what I have to offer to clients and my real estate partners to differentiate myself is a passion for my career, commitment to offer the best service in the industry, and an expert knowledge of the various mortgage products.”

Richard starting playing golf seven years ago and his passion (some would say obsession) for the game, playing and watching, has only grown. He also enjoys a 3-5 mile run, Independent film, theater in Chicago, reading a great book (primarily short fiction) and enjoys a good laugh whenever he can get it.



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