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Rich Goodwin

Vice President of Mortgage Lending
40 Skokie Blvd, Ste 450, Northbrook, IL 60062
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NMLS: 222971
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TestimonialsCustomer testimonials Read more

Rich, was great, good personality and very helpful was able to answer all my questions.

Patricia H. - Funded 6/8/2016

We loved working with Rich Goodwin on our home loan!!! We could always count on him to respond to us quickly and he did an excellent job making sure we understood the whole process. We'll recommend him to all of our family and friends!

Amy N. - Funded 6/8/2016

I was refereed to our loan officer, Rich Goodwin, by one of my aunts who recently bought a first home. Rich had gone through everything step by step with me and it was a breeze. It literally felt as if I did nothing. He did all the leg work and even when an issue came up it was fixed immediately. By far the easiest process i have ever gone through even being the purchase of my first and new house! Would recommend and use again.

Zachary R. 5/25/2016

Rich worked like a madman to put together a very difficult rent to own sale that also included a bankruptcy less than 7 years ago. He was absolutely amazing, and I would and will recommend him to anyone looking for a mortgage.

Paul H

2nd time I've worked with Rich Goodwin. My experiences with Rich have always been very favorable.

Joe F.

Rich Goodwin made the whole process Quick and painless. Will use him again in the future.

Adam P

Rich was more than patient but professionally persistent during our loan process. He took into consideration our generational issues with computers as well as time and location (rural Arkansas). Rich explained in a professional manner what needed to be done to expedite our process and was reassuring when the unexpected surfaced. THANK YOU Rich for making this transaction happen!!!! You rock!

Marlene O. | JAN 2016

I had a wonderful experience working with Rich on buying my home as well as re-financing it a few years later. He was as informative as he was patient with all of my needs and he was always a phone call away. I have since referred my sister as well as others.

Rick L Wisconsin Property

Rich is called "The Magic Man" by my realtors, and he IS. He worked very hard and secured a mortgage for me even with tricky hoops to jump through. You should use him too!!

A Satisfied Customer

We worked with Rich Goodwin last year on the purchase of our home. From the first meeting to the home closing, we were very impressed with the thoroughness of Rich's ability to keep us informed as to mortgage progress, and keep us ahead of the constant stream of paperwork needed to qualify. During the process he communicated effectively and accurately, and we were very impressed with the knowledge that he had about the process. I would refer and recommend Rich Goodwin to anyone seeking a...

Tom B.

I had a wonderful experience working with Rich. Everyone always says how hard it is buying a house but with Rich there was nothing to it. It was all done so fast. He also knows a lot of other people to help with all aspects of buying a home to make it easy. We were able to close on the house fast and we were pre-approved right away so we could start the process instantly. We didn't have to wait forever like you have to if you use a bank.

Sean P.

I had a wonderful experience working with Rich. Everyone always says how hard it is buying a house but with Rich there was nothing to it. It was all done so fast. He also knows a lot of other people to help with all aspects of buying a home to make it easy. We were able to close on the house fast and we were pre-approved right away so we could start the process instantly. We didn't have to wait forever like you have to if you use a bank.

Sean P.

He did it - we are in a beautiful house with a conventional loan, all the bumps were leveled out, and we are proud homeowners. Our future looks cozy and secure, thanks to Rich Goodwin. Tell everyone you know - Rich can make dreams become reality.

A Happy Customer

August of 2015 saw me taking a plunge into home ownership, a move that scared me but was necessary for my new divorced life. My realtors recommended Rich Goodwin, and WOW, they were right! My finances were, in a word, hairy - inexperience and naiveté meant I had made some mistakes and needed Rich's work and the work of his staff to make the bumps level. When my partner and I decided to buy the house together, Rich didn't even blink - more work just made him work harder.

A Happy Customer

When I felt like all hope was lost, I was recommended to Rich at Guaranteed Rate. He was always optimistic and always found a solution to our obstacles. I was extremely pleased working with him. I would recommend Rich at Guaranteed Rate to everyone I know. It’s the person you work with that makes the long lasting experience. I have already referred him to my friends!

Sahaira O 6/15

I highly recommend Rich for your financing needs when purchasing a home. I have already spoken to several people about him, and will continue to do so. Rich Goodwin, thank you!


I highly recommend Rich for your financing needs when purchasing a home. I have already spoken to several people about him, and will continue to do so. Rich Goodwin, thank you!


Rich, your efforts were nothing less than amazing from the very beginning of our relationship. From the application process right up to the end, you were my financial adviser/therapist and you never presented a problem without also presenting a solution. You really know your stuff!


Rich Goodwin was extremely conscientious, helpful, and answered all of our questions. He never made us feel rushed in the process and always took time to put us at ease.

Nathaniel M. – McHenry, IL | May. 2015

I loved working with Rich Goodwin!!! Business was smooth sailing with him! He had our back throughout while process!!

Alejandro P, – Antioch, IL | Mar. 2015

Just a quick email to let you know that Cathy and I really appreciated the manner in which you serviced our loan requirements. Way back a couple of months ago when I saw Jack and asked what I could do make this happen, he did not hesitate to mention you as a resource. A thank you will never match the opportunity you gave us to achieve the next step of our lives. We are grateful for the service you have provided us.


During the entire process, the staff was very professional and courteous. Rich himself is a wealth of information. If you have a question, he knows the answer. I have refinanced several times, but I have NEVER has anyone work so hard to make sure that I got the best refi possible. Besides being very knowledgeable, Rich has a great sense of humor and responds quickly to all questions, making the entire process enjoyable. I highly recommend Rich for your financing needs when purchasing a home. I...

Sandra A.

Rich rocks! He helped me throughout the process!

Damian E. -- Antioch, IL 7/30/2014

Rich Goodwin was the best! He was available for any and all questions. I could not have asked for a better person/loan officer to help with this major change in my life. I will definitely recommend to Rich to friends and family.

Cheryl F. -- Bristol, WI, 4/10/2014

"Rich Goodwin went well beyond the expectations I had for him. Time and time again he proved to have my back, going over all aspects of the buying process, and ensuring everything was correct. When I buy my next home I will for sure use Rich as the loan officer and have been telling others I know to do the same."

Zachary J. -- Chicago, IL. -- 9/ 2013

I was originally introduced to Rich Goodwin in 2010 by a REMAX realtor. He told me that Rich was one to be trusted. We refinanced in 2010 with Rich and everything went smoothly. In 2012, Rich called and said that by taking advantage of the rates that had fallen over 1% our savings would be substantial Rich worked with us and even arranged that the closing of the loan take place at our dining room table. Rich Goodwin can be reached on weekends, evenings; whenever a client has a question. His...

Dale and Kathleen

Rich is very thorough and knowledgeable. He delivered just what he said he would in a very timely and efficient manner. Rich kept both myself and my wife (Danielle) up to date daily as to the status of our refinancing and made the whole experience painless.

Jim and Danielle

Rich and his team have helped me purchase 3 homes, he has always been a helpful guide for me to know what's steps I needed to take or even explaining what was going on behind the scenes so I was always in the know. They are an amazing professional team that I would recommend to anyone buying a home, and if I ever go for a 4th, Rich will be my go to!


As first time home buyers, Rich took extra time to make sure we understood the entire process as it happened. Our deal almost fell through but because of Rich's expertise and experience he made it happen. He always went the extra mile, even working into the evening hours, always making himself available. I would never go to anyone else for any future purchases we might make. I recommend Rich Goodwin to anyone looking for a great lender.

Dan and Trisha

My experience with Rich Goodwin really made my house purchase possible. Without his knowledge and experience in dealing with the problems and delays involved in "short sales" I would of pulled the plug on the deal. But Rich kept me informed from start to finish and after six long months of waiting, we met in person for the first time at the closing. Deal Closed. Thank You Rich…


Rich - your knowledge of the process is second to none. Your guidance, direction, suggestions and all around professionalism is nothing to be passed upon without praise. I thank you for your "hand-holding" throughout the process.

Justin - August, 2013

Hey check out the amazing review from Justin about Rich! “Rich Goodwin is a mortgage genius in my opinion. He has an answer to just about every question you ask. His honesty and promptness was a great sense of security throughout the purchase process from offer to closing. It was a 6-month short sale journey and it was second to none in service!”

Justin E. -- Antioch, IL -- 04/2013

About Rich

I've been in the mortgage lending business for 15 years. Prior to that I was self-employed for 15 years. I understand the challenges business owners can encounter getting approved for mortgage. I am a single father of two boys, 16 and 18, and have sole custody. I am committed to helping clients through every step of the home purchasing and financing process by providing answers to any question that may arise and determining financing options that best suit their individual needs. I understand that the home financing process can be intimidating at times; therefore, I take the time to advise and counsel clients in order to make the process as smooth and stress free as possible.

My clients range from 1st time home buyers to seasoned investors.

Rich interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I've been a mortgage banker for 15 plus years.
Who is your typical customer and what questions do they typically have?
I specialize in helping first time home buyers. Typical questions I get answered. What types of loans do I/we qualify for? What are down payment requirements? How much are closing costs? Whatýs involved with getting pre-approval? What will my payment be? And many others.
What specific steps do you use to help your customers find the best home loan for them?
To help you determine what the best loan options are that fit you and your family's budget needs. We'll have a detailed conversation and discuss the pros and cons of all your available loan options. Whether it's a VA, FHA, Conventional, Jumbo, or USDA loan.
What advice would you give new or first time home buyers?
My job is to educate you with what I've learned over the last 15 years. If you are a First Time home buyer, being educated and having all of your mortgage questions answered in easy to understand terms is critically important. I'm old school. My parents raised me to live my life with these values: Be trustworthy, honest, respect all people and have integrity. These aren't just words to me.
What part of the home loan process do customers find most difficult and how do you help them through it?
Honestly, the mortgage process isn't that complicated if you're educated and work with a seasoned mortgage professional. If your mortgage banker keeps you informed at each step the mortgage process transition from one step to the the next, you'll be done before you know it!
What provides you with the most satisfaction in your job as a Loan Officer?
I truly enjoy going to the closing table and seeing the keys handed over to my buyer. The smiles on the new homeowner's faces always make me smile.
Tell us something that makes you unique or something wacky, yet interesting about you?
I enjoy getting referrals from attorneys, realtors, or friends whose loans have been denied by other lenders/banks. I love a challenge. Most of the time I'm able to get those deals closed.

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