Rick has been one of the top loan officers on the Scenic Coast since 1998. He had a great desire to get into mortgage financing after being involved in many business enterprises. He has owned and managed businesses such as restaurants, retail stores, and a construction company. He is highly regarded on the Scenic Coast for his professionalism, integrity and responsiveness. What sets him apart from most other bankers is taking the time to listen. He has become a confidant and advisor to most of his clients. Many who return again and again. As well as referring their friends, family, and co-workers so Rick can help with their financing needs. Rick doesn't think of himself as a sales person, rather as a service person. If Rick can't help you, he will refer you to someone who can. He is always there to help. Rick with his wife Linda (43 years) moved to the central coast in the late 70's. They raised their two sons and Rick's daughter with strong family values. Those are still in place today. Rick's hobbies include tending several Bonsai trees, which he says teaches him patience (always much needed in the mortgage world). Rick also enjoys swimming, snorkeling in the tropics, fishing, and loving up the eight grandkids.