How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for 15 years. I enjoy helping people determine what specific mortgage plan and product is best for them. Every situation is unique and I make sure my clients are put into the best plan to meet their needs and maximize their financial wellbeing.
What specific steps do you use to help your customers find the best home loan for them?
Asking the right questions and listening to my client's individual situations is key to putting them in the best overall loan so they will be successful longterm.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Unfortunately many people have been the victim of identity theft and someone falsely filing tax returns in their name. This has caused problems in the mortgage industry with verify income and stopped borrowers from getting a mortgage. I have had been able to work in conjunction with my company to address this issue and provide a work around so my buyers can proceed with buying a home.
What advice would you give new or first time home buyers?
Don't be afraid to ask questions. There are so many aspects to buying a home and going through the mortgage process. You want to make sure you have a clear understanding of how things work.
What can borrowers do to insure a smooth mortgage underwriting process?
The documentation piece can be overwhelming for many buyers. I recommend being as up front as possible with your financial details to avoid issues late in the process. We want to work as a team to meet your goals.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Tallahassee, Florida and graduated from the University of Florida. I have a wonderful wife and two boys. I am an active member of First Baptist Fort Lauderdale. I enjoy working with the annual Christmas pageant as well as the youth department.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping people get into a new home. It is an exciting time and I want to make sure their dreams come true.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love sports. I play tennis and basketball. We enjoy making trips to watch the Gators play football.