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Rod Dennis

Vice President of Mortgage Lending
14811 N. Kierland Blvd, Ste 100, Scottsdale, AZ 85254
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NMLS: 150049
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TestimonialsCustomer testimonials Read more

Working with Rod was great! A true professional and generous with his time. He walked me through several complicated loan possibilities and helped me find the product that was right for me and my family. There was never any pressure, just detailed information and patience with my many questions! Another mortgage broker tried to get my business but I told him I was working with Rod at Pinnacle. He said, "If I have to lose business to someone, I'm happy to lose it to someone so professional.

Thomas F

Rod and his team were amazing and got me the loan I needed. I love the house and I can't be happier. Any time I called or needed something the were their to help.

Behnam S

Rod was extremely helpful throughout our entire home purchase. He was kind and stayed in contact with us about everything. He was positive and helpful.

Michael R

Rod Dennis is fantastic. He was a true professional through the entire transaction. He went above and beyond for me with any request I had.

Randy K.

Rod Dennis did wonderful work! I really thought the video presentation was helpful in so many ways. Rod is to the point, very professional. He was prompt with information and explained the process very well. Thank you!

Ryan Georges

" Rod Dennis did wonderful work! I really thought the video presentation was helpful in so many ways. Rod is to the point, very professional. He was prompt with information and explained the process very well. Thank you Ryan Georges"

Ryan G - Payson, AZ | Feb. 2016

Rod Dennis and his staff did a tremendous job getting us a great mortgage and keeping us updated throughout the process. We have worked with Rod twice now and would not hesitate to do it a third time.

R & E Smith. 4/12/16

Rod Dennis was very professional, responsive, and kept me informed on the status of the loan throughout the entire process. Rod's responsiveness and help at the onset helped me decide to pursue my loan through his company and not shop elsewhere.

David Z. -Scottsdale, AZ | MAR 2016

Rod and team were very helpful and I can see why my realtor recommended him; we are very appreciative and happy customers!

Michael H. 07/06/2016

About Rod

After 30 years in mortgage origination, it’s clear to me that any business’s most important asset is the relationships that have been established and nurtured over the years. By embracing this philosophy, I have been fortunate to gain the faith and confidence of the countless number of people I have served, many of whom became long-term customers and close friends.

When we work together, you can be assured that I will want to know a lot more about you than what’s required to facilitate the mortgage process.

The business of mortgage origination is the only one I have ever known, and it has allowed me to provide well for my family. I’m flattered when people call me an expert in the field. I’m not certain about that designation, but I do know the business inside and out, so you can imagine the research I did before choosing to represent Guaranteed Rate. There are three primary reasons I did:

• Pricing: The company’s low rates and fees enable me to compete with any lender

• Systems: Our paralleled technology makes us fast and efficient

• People: Everyone works together toward one goal—assuring you are a satisfied customer

Rod interview Q&A

Who is your typical customer and what questions do they typically have?
The first thing customers usually want to know is what is the lowest interest rate they can get. A better question is: What is it going to cost me in fees to get a good loan at a certain interest rate? Nearly every Lender can offer the same interest rate. For example: I can today offer rates from 3.25% all the way to 4.75%, each with a varying cost of entry. The difference between Lender's is what the cost to secure a specified interest will be. Lender costs come in the form of origination fees, discount points, and other Lender charge expenses. Study closely the costs.
How has the mortgage industry changed since you started, and what would you expect in the future?
I’m a veteran of the business, so the biggest change I’ve seen is the use of computers in originating loans. In the not-so-good-old days, we had to hand-write applications and wait several days for a credit report to be completed. Automation has revolutionized the process by making it so much faster. On the other hand, today there are so many additional steps required to originate a loan than there were years ago. Everything has to be documented and validated. Some day in the not-too-distant future, loan origination will be entirely computerized, and all of the steps we take today will be automated and the results nearly instantaneous. This will eliminate the need to send out verification forms, request appraisals, etc.; it will all be handled by computers.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Hands down, the best source is a professional and experienced loan originator. He or she can spell out all the options available to a borrower. While rates and fees are important, the proper structuring of the loan is essential.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
My favorite charity is the Boys and Girls Clubs of Greater Scottsdale, where I am on the Board of Governors. For the last several years, I have had the honor of being a judge for the clubs’ Youth of the Year event. The clubs make a huge difference in the lives of so many children, and I am thrilled to contribute to such a great organization. I am also involved in the Scottsdale Chamber of Commerce, Trailblazers Advisory Board, Scottsdale Leadership, and Scottsdale Association.
Tell us something that makes you unique or something wacky, yet interesting about you?
My alarm goes off at 4:52 (I don't remember why that time ) every morning and has for several years. I love my mornings. I start with either Weight Training, a spin class or a hot yoga session.

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