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Ron Klein

Vice President of Mortgage Lending
409 Canal St, Suite 2, Plantsville, CT 06479
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NMLS: 108371
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Ron Klein is great and Dorian was also very helpful and responsive.

Michael A.

Ron Klein and the rest of your team were extremely helpful and kind. I have no reservations about recommending them to any of my friends and family.

Ivan H.

Ron made the process smooth, quick, and easy! We couldn't have done it without him! Thank you to Ron and Guaranteed Rate for making our first home buying process a great experience!

Megan B.

Great communication and transition between loan originator, underwriter and loan officer. Appreciate helpful up front estimate for numbers and uncomplicated process. Document needs were explained well and allowed for quick turnaround time to share necessary information. I appreciate the support to meet deadlines and diligence to have all materials ready and prepared without any last minute surprises. All three individuals I dealt with (Ron Klein, Michelle Soldat and Dorian Rodriguez) provided...

Melanie S.

Ron and the other loan officers were great to work with. He got me approved and they worked quickly to make sure I closed on time. We would definitely use guarantee rate again.

Danielle D.

Thank you and every one who make this possible for me. I woke up this morning feeling liberated to change things,go where I want to go, date and not feeling worthless but most with pride. My grand children are so happy. Thank you again and God bless America.

Relifs E.

Having Ron Klein, Carissa Myers, Michele Soldat working on my mortgage loan with their professional and yet friendly and personal approach to make the loan approval, appraisal and closing process successful. I admire these dedicated team of professionals, they made it possible so we could get our very first home. Thank You

Piotr P.

The team worked together very well and was extremely responsive to emails and phone calls.

Joshua H. – Hartford, CT | SEP 2015

All of the staff at Guaranteed Rate were very helpful and clear in expectations. They made a stressful, yet exciting, experience very smooth.

Michele R.

The team worked together very well and was extremely responsive to emails and phone calls. Very responsive, communicated well and always felt like they were on my side.

Joshua H.

Ron Klein was great to work with. I would highly recommend him to others.

Carla D.

Ron was very helpful, was always on top of my loan process and kept in contacted with me throughout and made my refinancing process very smooth and comfortable! I couldn't have asked for a better experience! Thank you Ron!!

Ann P. -- Southington, CT. 9/17/2014

Ron Klein was very professional and extremely helpful throughout the entire process.

Shannon L. -- Bristol, CT. 9/26/2014

Hi Ron….. I really want to thank you for all that you did for us! Our experience from beginning to end was so enjoyable and I don't know too many people who can say that about buying a house. We placed our trust in your hands and you did not disappoint! You led us in the right direction with each bit of advice, each referral, and each phone call. Your experience was evident, your support was so appreciated….I will never forget the role you played in this journey which led us to our new home....

Donna

About Ron

With 40+ years in the Banking Industry, Ron brings a tremendous set of knowledge and skills beyond just mortgages. Ron joined the mortgage industry in 2006. His outstanding people skills are evidenced by being named a ýConnecticut Top Mortgage Professionalý by Connecticut Magazine for the past three years running.

Ron is fluent in the full range of mortgage products as well as Reverse Mortgages. He has processed more than 100 of these loans as a Mortgage Loan Officer. He does not ýsellý these products as much as fully educates clients and their families as to how they work. The final decision is theirs and his extensive experience helps move them through the process.

Ron feels that, in all mortgage situations, setting expectations of the client is critical, specifically in the area of required documentation. Each client receives an overview of document requirements so they are comfortable knowing what is to come in the loan process and avoiding ýsurprisesý.

ýMy greatest satisfaction comes when homebuyers receive the keys to their new house. Second to that would be the client who has been told repeatedly that they cannot qualify for a loan and we are sitting at the closing table.ý

Ron holds a BS in Finance from Central Connecticut State University and is a graduate of the Williams College School of Banking. He is a long time Board member of the United Way of Southington holding various Officer Positions. Having joined Rotary in 1979, he is Past President and has been awarded the Paul Harris Fellowship Award by its members. He has been the Treasurer of the Southington South Little League since 1998 and remains active in the community.

Ron interview Q&A

How long have you been in the mortgage business? What awards have you won?
Ron moved from 35 years of Retail Banking to the mortgage business 10 years ago. He has been named by Connecticut Magazine as "Top Mortgage Professional" for the past 5 years running.
How has the mortgage industry changed since you started, and what would you expect in the future?
I have been lending money since before there were credit reports. When I entered the mortgage industry, I was floored by "no income verification" and "stated income" loans. It was the wild west and it made no sense to me. Mortgages now are underwritten to show the ability to repay. The paperwork can be tedious at times but it's my job, along with my processors to get you through the process with very little pain.
What can borrowers do to insure a smooth mortgage underwriting process?
The best advice I can give clients for a smooth process is, we do not ask for unnecessary documents. If something is requested, don't ask why, ask "when do you need it". You will sail through the process.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy golfing and working in the garden. Two of my boys now own houses and I love fixing things around their homes. Sometimes, I even get to fix things around my house!
Tell us something that makes you unique or something wacky, yet interesting about you?
I love to ride. I've owned my 1974 Harley Sportster XLCH for 40 years and it still purrs like a kitten.

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