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Ron Poborsky

Branch Manager/VP of Mortgage Lending
826 6th Street South, Suite 100, Kirkland, WA 98033
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NMLS: 174126
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As first-time house buyers, we were really amazed how easy how Guaranteed Rate loan officer, Ron Poborsky, made it for us to obtain affordable loans. We would gladly recommend him and Guaranteed Rate to others.

Laurentiu M. - Kirkland, WA | APR 2017

Ron and team were great!

Darren A. - Redmond, WA | APR 2017

From the multitude of lenders we researched, we chose to work with Ron Poborsky from Guaranteed Rate Mortgage on financing our first home due to his professionalism, his way of explaining things and his responsiveness. Right from our introductory email, it was obvious he cares about his prospect clients from the simple fact that he suggested a face-to-face meeting. No matter how fast technology made communication these days, direct interaction with clients is more efficient and professional....

Laurentiu M. - Kirkland, WA | MAR 2017

I've worked with Ron for over 5 years. He's smart, creative and customer service oriented. He gets the job done and his loans closed.

Greg P. | JAN 2017

Ron Poborsky and his team is the best!!!

Mandy E. - Issaquah, WA | DEC 2017

My wife and I still find it hard to believe that we were able to refinance our home thanks to you. You and your whole staff are true professionals: eager to help, expedient, friendly, and patient with our lack of understanding contemporary finance terminology. We tried to refinance several times with other mortgage firms but without success. Your loan was a life-saver. I highly recommend you, and Guaranteed Rate in general, to anyone seeking a new loan.

Ed M. | OCT 2016

Very fast and efficient job. Personnel was very easy to work with.

Donald G. | FEB 2016

Everyone on Ron's team was super helpful at every step of the process. I really felt like they had my back. Everything went smoothly and we even closed early! Ron put together a great loan package and really worked to get me a good deal.

James M. | OCT 2016

That was the easiest home buying/refinancing process I ever had. From the first time I talked to Ron Poborsky I felt like I could trust him. He had great solutions for the issues I had and was nothing but helpful. The whole team that was connected to my loan process was incredible no matter how often I contacted them. Thank you all made the process painless.

Marshal W. | MAR 2016

Ron and his team are super knowledgeable and efficient throughout the loan process. I also enjoyed their friendly and fun personalities. I would definitely recommend Ron to friends and family for their lending needs.

Dennis H. | MAR 2016

Great service and responsiveness to all of my questions.

Charles L. | JAN 2016

The process was very smooth from start to finish!

Kevin P. - Renton, WA / AUG 2016

Fantastic! Ron Poborsky, Tamiee Douglass, and John Marlow were great to work with. I especially like the electronic signing process. It made things so easy.

Edward M - Poulsbo, WA / SEP 2016

About Ron

I initially got into the mortgage business on a whim. I had a friend that was in the business whose boss was starting a mortgage company and said I should talk to him about being a Loan Officer. He was a good guy, told me a little bit about it and said I'd be good at it. That was 1991 and what a great ride this has been. I still love what I do and love the challenges of this business, and all the great people I get to meet and help.

My education background is very non-traditional. I joined the Navy out of high school, became a Navy Diver/ Explosive Ordnance Disposal Assistant, and have traveled and lived all over the world. I've taken a mish-mash of college courses over the years, but never finished. But, I have been a life-long learner. I am a personal development junkie and thrive on getting better in almost every area of my life.

I've been happily married to the woman of my dreams, Kristen, since 1996. We have two amazing children; Lexi, who will be attending Washington State University in the Fall of 2016, and Nick, who is a Junior at Lake Washington High School. I love to golf, cook, read and travel and currently make Kirkland home.

Ron interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
Like most people, I got into the mortgage business almost by accident in 1991. I had a friend that was in the business that worked for a very successful Loan Officer so I had some insight into what it entailed. I like a challenge and it sounded challenging.
Who is your typical customer and what questions do they typically have?
My typical customer ranges from a first-time home buyer buying their first place and is scared to death, to a seasoned pro who is buying a multi-million dollar home and just wants someone to make it easy. The most common three questions are: 1. How much do I qualify for? 2. How much is my payment? and 3. How much cash do I have to come up with?
What specific steps do you use to help your customers find the best home loan for them?
We have a pretty basic loan consultation where we talk about what is most important to them in regards to payment, assets and minimizing interest expense.
How long have you been in the mortgage business? What awards have you won?
In the 25+ years I have been in the business, I have been recognized at every company I worked for as a Top Producer. I think this is because I focus on the customer's needs above my own.
What advice would you give new or first time home buyers?
Sit down with a Loan Officer if you can and ask yourself if you feel this person has your best interests at heart. It's hard to do this over the phone. Find out if they are knowledgeable about all the many loan programs available, and if their company offers them. Many lenders will try to steer you towards only the ones they offer.
What part of the home loan process do customers find most difficult and how do you help them through it?
80% of the problems occur in the first 20% of the process. Make sure you fill out a complete loan application and provide all of the required information to the lender within 48 hours. People that drag their feet getting the documentation back to the lender set themselves up for potential challenges down the road.
What provides you with the most satisfaction in your job as a Loan Officer?
I love making a difference in peoples lives, and get to do this every time we close a loan for somebody. I did a loan for a Veteran that had raised his family in rental housing because he thought you had to put 20% down. A year after we closed his loan he came back to do a refinance. He jokingly said that because of me, he now has a Home Depot credit card. You should have seen the pride of ownership in his face!
Tell us something that makes you unique or something wacky, yet interesting about you?
I was adopted and met my birth mother as an adult. It was one of the scariest things I've ever done. That was over 14 years ago and we still stay in touch today. I'm very blessed to have two Moms!

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