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Rusty O'Dowd

Senior Loan Officer
307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
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NMLS: 441880
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We have obtained loans and refinanced loans with Rusty Odowd and his team many times. They continue to do an outstanding job from start to finish. We do not ever look anywhere else to meet our mortgage needs. We have recommended Rusty's' team to many of our friends and family. They also have had a great experience.

Sheila S. -Melrose, MA | MAR 2016

Rusty O'Dowd and his team were great to work with!

Paul A. - 3/7/16

We have obtained loans and refinanced loans with Rusty O'Dowd and his team many times. They continue to do an outstanding job from start to finish. We do not ever look anywhere else to meet our mortgage needs. We have recommended Rusty's team to many of our friends and family. They also have had a great experience.

Sheila S. - 2/24/16

Jody and Stacey were extremely helpful, dedicated, and professional. These ladies called me in a Friday night at 8pm to give me an update. It's Friday night and they are making sure everything was in order for me to close the following Monday. Outstanding and they made me feel special. I will always us this company and recommend them! Rusty was really great too! I felt he bent over backwards for me. I'm very pleased. Thank you guys!!!

Ray M. - 3/7/16

I have had quite a positive outcome as a result of working with Guaranteed Rate to secure my mortgage. From the start, when questions would arise, my phone calls were handled promptly & in person. On the rare occasion that I left a message, my concerns were answered quickly. The entire staff was courteous & considerate of my schedule around work & submitting documentation.I am very pleased with every aspect of my experience with Guaranteed Rate & intend to strongly recommend Rusty O'Dowd & his...

Michael M. - 3/23/16

Rusty O'Dowdy and his team did a magnificent job processing my VA loan. Smooth transaction! Thank you all

Richard D. 3/31/16

Rusty O'Dowd and his team of professionals were outstanding. Their attention to detail and ambition to see our loan to conclusion was fantastic. Rusty O'Dowd is the very best in the business.

Timothy K.– North Waltham, MA | SEP 2015

Ryan Mecum is a go-to when it comes to responsiveness and attention to detail.

Christine S. – Brewster, MA | AUG 2015

Rusty and his team were great throughout the process. They answered any questions I had immediately.

Michael H. – Quincy ,MA | JULY 2015

Your team, Rusty, Tyran and the other team members, they were very responsive, answered every question, did everything they could to make a complicated process as smooth as possible.

Patrick M.– Dedham ,MA | June 2015

Russell O'Dowd is so knowledgeable and helpful. He and his staff made the whole process simple and easy. I hope he never retires as I do all my loans through him.

Carlo P. – Dedham, MA | Apr. 2015

My wife and I used Rusty and his team for our mortgage and refinance. We could not have made a better choice, hands down they are the best. We were treated with respect, integrity and as hard as it is to believe, they made it a fun experience.

Timothy C. – Walpole, MA | Feb. 2015

Rusty was a huge help from the very beginning to the absolute end. I would recommend him to anyone looking for a new mortgage. The whole process was extremely organized. Rusty and his staff were very responsive and helpful throughout the entire process.

Kevin B. – Windsor, CT | Feb. 2015

Very satisfied. Rusty even answered questions on a Saturday.

Sheryl O. - Lowell, MA | Nov. 2014

Rusty O'Dowd's team was great and made the process very easy.

James S. - North Att, MA | Nov 2014

Rusty did an excellent job!

Eric R. -- 8/31/2014

Rusty was a pleasure to work with and we will go back to him whenever we are in need of mortgage assistance!

Robert Y. -- E Bridgewater, MA 7/31/2014

Rusty and his team are always a pleasure to work with!

Laurent P. -- Burlington, MA 7/23/2014

Rusty O'Dowd was fantastic! He was extremely polite and competent!

William C. -- Bridgewater, MA 7/10/2014

Rusty O'Dowd was outstanding! Rusty and his team made the purchasing less stressful for us and we were confident he would give us the best rate possible!

Giuseppe C. -- Littleton, MA 6/13/2014

Rusty was exceptional! He was an excellent communicator and very attentive! Everything was great and the process was very smooth!

Brandon C. -- West Yarmouth, MA 4/24/2014

The team was helpful, knowledgeable, and professional. We were always provided with thorough information regarding rates and the process right from the onset.

Susan S. -- Andover, MA 2/20/2014

"I was pleased at how well the whole process was coordinated. Buying a home is already stressful enough but the folks at Guaranteed Rate made it significantly less of a burden because they are competent and trustworthy. I was always made aware of each step of the loan and was instructed as to what would happen next. I very much appreciated being kept updated the entire time! He helped give my family a better life, which I can't ever thank him enough for. The experience with Guaranteed Rate was...

Janel C. -- Tauton, MA. -- 6/ 2013

"Rusty and his team were professional, prompt and gave high degree of confidence throughout the process. Rusty was on top of the process every step of the way and watched the market trends closely. Rusty advised us to lock in the rate and we were very glad we did as the rates jumped within days! Our closing attorney is a friend and said the paperwork was in perfect order and that the closing costs were very reasonable. The team was well organized and kept the paperwork to a minimum. I would...

Julia G. -- Newton, MA. -- 6/ 2013

"Rusty O'dowd and his team of mortgage experts were fantastic. They kept me update through the whole time, it was a very smooth process without a glitch during the entire transaction. Thanks, you guys were the best!

Andrew L. -- Londonderry, NH-- 6/ 2013

“Rusty O'Dowd is the best lender I have ever worked with. He always works hard to ensure my clients are getting the best bang for their buck. Not to mention he is always available. Thank you, Rusty O' Dowd…you help me make people’s dreams come true. Keep up the good work!”

Bill M., Realtor – Everett, MA – 8/2013

Hey check out the great review from Jim about Russell! “Thank you Guaranteed Rate for a smooth mortgage process. Excellent customer service delivered through Russell and his team members. I will highly recommend Guaranteed Rate to anyone in search of mortgage or refinance!”

Jim G. -- Kingston, MA --03/2013

Hey check out the great review from Steven about Russ! “I purchased my home in august and Steven have helped me get the best rates making my mortgage affordable. Russ and his entire team did an awesome job!”

Steven S.--South Weymouth, MA-- 03/2013

Rusty O'Dowd makes the entire process painless!

Brenda K. - Oct 2012

Rusty O'Dowd and Janet Redbord were very helpful and I appreciate the dedication they showed.

Paul O - Oct 2012

Rusty O'Dowd was excellent to work with and was his staff. Good rates and great service!

Paul A. - Nov 2012

Good rates quick and easy. Rusty O'Dowd is very informative and easy to talk to. He Explains and doesn't mind answering questions.

Anthony F - Nov 2012

Rusty and his team were easy to deal with and constantly kept me apprised of how the loans were progressing

Michael P - Nov 2012

Everything went great! Rusty, Patrick and the rest of the staff were very nice. They all had patience and took the time to explain the steps to me, as this was the first time I purchased a home.

Katie T. - Pepperell, MA 8/2012

Everything went extremely well. I could not be happier with the service I received or the ultimate result. Rusty O'Dowd and his entire team were incredibly helpful, extremely knowledgeable, and a pleasure to work with.

Roy S. - Weymouth, MA 7/2012

About Rusty

Rusty O’Dowd- awarded top 1% Mortgage Originator in the U.S.

Rusty was recognized by Mortgage Executive Magazine and by the Scotsman Guide as one of the top 200 Mortgage Originators in America in 2012 and 2013.

Purchases, Refinances & More…..Rusty has over a decade of experience in the Mortgage Industry and is an expert in his field. From daily interest rates, mortgage terms, Conventional loans, Jumbo, VA , FHA, Condo or Multi Family loans and more, Rusty is equipped to handle your most complex financing needs.

“Being a homeowner is an exciting, yet complex, endeavor. Whether purchasing or refinancing, it’s my job to make the process as stress free as possible for you” Rusty

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