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Ryan Nelson

Vice President of Mortgage Lending
12924 63rd Ave N, Maple Grove, MN 55369
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NMLS: 378325
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TestimonialsCustomer testimonials Read more

The entire process was very easy. Ryan and the other employees were very helpful.

Jeanne S. – 9/28/2015

Excellent customer service! Ryan Nelson was above and beyond though out the whole process.

Charles O. – Maple Grove, MN | SEP 2015

Excellent customer service! Ryan Nelson was above and beyond though out the whole process.

Charles O. – 9/11/2015

Ryan Nelson was great to work with! He was very responsive to questions I had and would always get back to me with the information I needed in a timely manner. Great overall experience. Very smooth process and communication was excellent.

Laura B. – 9/18/2015

Ryan Nelson kept us well informed throughout the process and was there to answer questions. He even recommended realtors that found us our house when it didn't meet our search criteria.

Travis H. – 8/14/2015

Ryan was AMAZING!! He was very thorough and took time to answer our questions. Ryan definitely went above and beyond at every turn! I don't think we would have made it through everything we had to go through without him!! Can't say enough positive things about our experience with Ryan.

Shane G. – 7/24/2015

My loan officer, Ryan Nelson, went above and beyond...staying in constant communication with me (often way past working hours). He is a true professional and a major asset to your company.

David G. – Richfield, MN | May. 2015

My loan officer, Ryan Nelson, went above and beyond. He stayed in constant communication with me (often way past working hours). Ryan is a true professional and a major asset to Guaranteed Rate.

David G. -- 5/18/2015

"Ryan was really helpful and explained everything so I understood the details. He was always very patient with me through the entire process! Thanks, It was a great experience!"

Jessie J. -- Maplewood, MN. -- 10/2013

About Ryan

Ryan Nelson has been in home mortgage lending since 2000 and in the finance industry since 1998 when he graduated from Hamline University in St. Paul. Ryan has been a lifelong resident of the Twin Cities and enjoys golfing and downhill skiing. His experience, knowledge and integrity will ensure his clients are matched up with the right home loan at the most competitive rates the market has to offer.

•Local In-House Underwriting, Closing & Funding

•Free Mortgage Planning Service

•National Lender with the ability to lend in most states

•Very competitive rates and loan products

•Financing Options for Most Situations

Ryan interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry for 12 years. I enjoy helping people achieve their homeownership goals, and especially feel a great sense of satisfaction helping clients with their first home purchase.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Fixed Rate Mortgages will typically carry a higher interest rate than the Adjustable Rate Mortgage, but offer a rate and payment that will never go up due to a rate increase. The ARM is great for homeowners who see them living in the home for a shorter period of time. Adjustable Rate Mortgages offer a lower rate than fixed and thus allow lower payments and greater purchasing power.
What can borrowers do to insure a smooth mortgage underwriting process?
Some things borrowers can do to help the mortgage underwriting process go smoothly would be to get the loan officer everything they ask for as soon as possible. Disclose everything to the loan officer about your assets and liabilities so there are no surprises later. Also, do not make any large purchases during the loan process. We have seen instances where a borrower purchases a vehicle during the loan process and then does not qualify for the mortgage loan because of high income to debt ratios. Ask you loan officer first before you make any type of large financial purchase during the process.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Dayton, MN and graduated from Champlin Park High School in Brooklyn Park, MN. After high school I went on to get a Bachelor of Arts from Hamline University in St. Paul, MN with a double major in Legal Studies and Criminal Justice and a minor in Management and Economics.
Tell us something that makes you unique or something wacky, yet interesting about you?
In my free time I enjoy downhill skiing and golfing.

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