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Ryan Richardson

Senior Mortgage Specialist
1800 W Cuyler Ave, 2W, Chicago, IL 60613
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NMLS: 1088516
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Ryan Richardson, our loan officer, made buying our first home a breeze! He got us into our dream home without breaking the bank. He kept us informed throughout the process and was a HUGE help in all areas. Thanks again!

Jason S. – Gallatin Gateway, MT | OCT 2016

Our loan officer, Ryan Richardson, was absolutely fantastic. From the handwritten card he sent early in the process, to hustling to get us cleared to close on a tight timeline I felt like I had someone in my corner working incredibly hard and willing to answer any of my questions. I would absolutely recommend Guaranteed Rate, and particularly Ryan, to anyone seeking a home loan.

Kelly J. – Chicago, IL | OCT 2016

Ryan Richardson provided A+ service. If I could not reach him immediately, he would call me back by the end of business to assist with whatever I needed. Very quick e-mail turnaround time. I feel like Ryan and his team went above and beyond. Frankly, I'm very impressed. I wasn't expecting this process to be so easy.

Mark J. – Deerfield, IL | OCT 2016

Thanks for making the process easy, straightforward and thorough!

Joanna R. – Chicago, IL | SEP 2016

Ryan Richardson was a true professional. We're very pleased with our experience with Guaranteed Rate.

Brian A. – San Rafael, CA | SEP 2016

Ryan is awesome. This is the second time I've worked with him in the past few months, wouldn't work with anyone else.

Jason S. – El Cerrito, CA | SEP 2016

Ryan Richardson was amazing. Always available, quick to respond. The rate I got was the best at the time. Highly recommended.

David – Pacific Palisades, CA | SEP 2016

Ryan and his staff were amazing and the main reason I continue to go to Guaranteed Rate for all my mortgage needs. A big thanks and keep up the great work!

Alvaro P. – Deerfield, IL | AUG 2016

Best financing experience ever, I was amazed at the efficiency of the entire team. Ryan is extremely knowledgeable, attentive, and accessible.

Jason S. – Novato,CA | JUL 2016

Ryan Richardson was a great loan agent. This is our second refinance with Guaranteed Rate. He kept us aware of when the rates dropped to where it would still be beneficial for us to refinance. Everything went smoothly and quickly. Would strongly recommend Ryan to others, and have already done so.

Jefferey T. – Ramona,CA | JUN 2016

Ryan and his team are outstanding.

Paul R. – Bartlett,IL | JUNE 2016

Ryan Richardson was super responsive and easy to work with. He educated us on the loan process, answered any questions with clarity, and was exceptionally quick in getting back to us whenever we reached out, including Saturdays. Being our first point of contact and a strong point of continuity through our entire application and execution process, Ryan's support really helped us feel confident that we were being looked after and that we had someone by our side as we went through our refinance.

Paul M. – Oakland, CA | JUNE 2016

Ryan Richardson was a pleasure to work with again, and I would recommend him to anyone.

Phu T. – Glenview, IL | MAY 2016

I enjoyed working with Ryan Richardson on this loan. He is very friendly, knowledgeable and efficient. I absolutely enjoyed working with him.

Duojia P. – Dallas, TX | MAY 2016

Ryan was VERY available to answer all of those pesky questions that buyers have and also became a "friend" who I will always remember and appreciate!

Daniel L. – Templeton, CA | APR 2016

Ryan was astounding. He was available around the clock for any questions or concerns that I had and did a great job of explaining the ins and outs of the whole process as well as keeping on top of everything.

Anthony C. – Hinsdale, IL | APR 2016

Great communication and customer service. Ryan Richardson has a positive and encouraging manner.

Greg N. – Chicago, IL | APR 2016

Ryan Richardson was awesome! We had terrible credit history due to a bankruptcy and foreclosure during the economy downturn several years ago. Ryan helped us get back to home ownership again. We couldn't have done it without him. We will use Ryan again in the future.

Wendy W. – Rancho Genoa, IL | MAR 2016

Ryan and his team at Guaranteed Rate were amazing. I never knew a mortgage or refinance could be so easy. GR deserves credit for building a web based application to stream line the process. Great company, great people, and great results.

Jimmy A. – Hoffman Estates, IL | MAR 2016

I can't thank you and your team enough. All went so smooth, I still can't believe how quick the process was!

Jimmy A. – Hoffman Estates, IL| MAR 2016

Ryan and team were amazing. Not only the best mortgage customer service experience we've ever had, but probably the best customer service we've had in any industry. Keep up the good work.

Travis R. – Macomb, MI | MAR 2016

The process went quickly and smoothly. Our loan officer (Ryan Richardson) was personable and knowledgeable, and guided us through the process as first time home buyers. We are very satisfied with the rate we received.

Charles M. – Westminster, MD | MAR 2016

Ryan made it very easy to refinance my loan. Was definitely the easiest and quickest way I've ever obtained a loan.

Matthew N. – McKinney, TX | MAR 2016

Ryan Richardson was wonderful on both a business level and personal level. Very helpful and explains everything so a regular person can understand.

Mark H. – Pittsburgh, PA | JAN 2016

Ryan was outstanding to work with. He kept me informed and always replied back right away when asked a question. I will definitely keep his number and refer him to anyone who may need it.

LaVette C. – Rancho Cucamonga, CA | MAR 2016

Ryan Richardson was OUTSTANDING!! Attention to customer service and his fast response to all inquiries even on weekends and during the evening went above and beyond what I expected!!

Michael G. – Veneta, OR | Feb. 2016

Ryan Richardson was amazing! He answered all my questions very promptly and made the whole process so easy. I will definitely be recommending him personally as well as Guaranteed Rate to my friends and family. Thanks again!

Tania M. | JAN 2016

We love Ryan Richardson. He was extremely helpful and answers all my questions almost instantaneously. Will do business with Ryan again and would highly recommend him to everyone.

Mary G. – Fresno, CA | JAN 2016

Ryan Richardson and his team were great! Ryan was so quick to respond to every little question. Highly recommended!

Corine R. – North Smithfield, RI | MAR 2016

Ryan Richardson very nice and professional and always responded to phone inquiries.

Patricia M. – Oak Lawn, IL | NOV 2015

I did use GR again...and the same Loan Officer. Great experience both times. Thanks!

Craig M. – Naperville, IL |NOV 2015

Ryan Richardson and his team are a classic example of a team, which is beyond excellence in loan origination and customer service. Their professionalism, availability, and customer service are beyond belief. My questions via email were often answered in seconds, not minutes. Though I received many competitive offers from others in the mortgage business, Ryan and his team were so competent and professional that I could not even consider going to your competitors. Ryan and his team earned my...

Lowery P. – Fairfax, VA | DEC 2015

Relatively easy process, everything was explained and our loan officer Ryan did a fantastic job. I will recommend Ryan to others!

Daniel G. – Avondale, PA |NOV 2015

Ryan Richardson made sure everything was going well and kept me updated on the loan process. I had a great loan officer who communicated everything with me and was very detailed.

Shikar B. – Calumet City, IL | OCT 2015

Ryan Richardson and his team were excellent and made the whole process smooth and easy.

Matthew O. – Tyngsborough, MA | AUG 2015

Ryan Richardson as well as the notary officer put in extra effort to accommodate my schedule for leaving the country.

Roger D. – Irvine, CA | AUG 2015

Ryan Richardson was extremely professional and helped coach me through the whole process.

Bernard D. – Chicago, IL | JUL 2015

It was always easy to get answers, they always responded quickly. I love that we were able to do the whole process online.

Brandon L. – La Grange, CA | JUN 2015

Ryan Richarson is very professional and approachable with quick response to the emails or phone. He is a guy with a very good knowledge of all the processes and takes you through a very easy ride through out the loan process. It is not only from me but from my Realtor and Attorney that he earned very many brownie points. I was told many time during the loan process that Ryan is very good and professional at all the steps that are to be taken care for the entire loan process. I am very much...

Venkata A. – Schaumburg, IL | JUN 2015

Ryan did a great job getting everything rolling, clearly explaining to be the finance options, etc.

Craig M. – Northbrook, IL | JUN 2015

Ryan Richardson was always available and quick to respond.

Tse-sun K. – San Diego, CA | JUN 2015

Ryan Richardson and his team kept us up to date and informed of the loan process. He was available for any and all of our questions in order to make our decision.

Fred C. – Carlsbad, CA | JUN 2015

I was looking to re-fi and was close to moving forward with Quicken. I decided to do some due diligence and place one other call. After speaking to Ryan, it was clear that I was going to proceed with Guaranteed Rate. He answered my detailed questions with the answers I was looking for and made sure that the re-fi was really in my best interests both short and long term.

Christopher S. – Deerfield, IL | MAY 2015

Ryan was very responsive and upright through this process.

Peter A. – Alexandria, VA | MAY 2015

Ryan Richardson was very professional and communicative. He kept me informed every step along the way. Guaranteed Rate had the best interest rate and customer service.

David P.– Vacaville, CA | APR 2015

The application process was simple and convenient, Ryan Richardson was very helpful and professional.

Stephen Z. – Joliet, IL | APR 2015

Ryan, Thank you so much. You guys are just incredible!!

Mike G. | DEC 2015

Ryan Richardson was very helpful and he was the difference of selecting Guaranteed Rate instead of going elsewhere.

Michael E. – Winchester, KY | DEC 2015

Our process was smooth, quick, and all of our questions were answered quickly. Ryan Richardson was excellent to work with and very knowledgeable. It was great to be able to contact him at any time and receive a quick response. Very happy with our experience with Guaranteed Rate.

Jefferey T. – Ramona, CA | NOV 2015

I wouldn't have wanted to work with anyone any less savvy. Nice to find someone that knows their job so well.

Jesse R. – Bozeman, MT | NOV 2015

This was my second experience with Ryan Richardson and Guaranteed Rate. Each time, Ryan and his team have worked tirelessly and efficiently on my behalf. The experience is superior. I've already recommended Ryan to a friend.

Thomas O. – Barrington, IL | NOV 2015

Ryan and his team were knowledgeable, responsive, courteous and make the entire process so much easier.

Karen E. | SEP 2015

Ryan was on top of it throughout the entire process. Response to questions and concerns was pretty much immediate. He is amazing!

Martina B. – | Sep. 2015

Ryan Richardson did an exceptional job during the process. Excellent communication skills and knowledgeable about the different programs GR was offering. He was quick to respond to our questions and thoroughly explained what we could or could not get approved for. He was forthright and honest and that is priceless!

Joseph G. – | Sep. 2015

Ryan was great to work with and did everything possible to support.

Phu T. – Highland Park, IL | AUG 2015

About Ryan

Ryan Richardson is a top rated loan officer who was just recently honored with the prestigious President's Club award for his accomplishments in 2015. His in-depth knowledge and understanding of global equity markets coupled with a ruthless dedication to customer service yield both an enjoyable experience for his clients as well as a phenomenally, well-executed mortgage, every time. Ryan was born and raised in Chicago, and attended Eastern Illinois University. In his personal life Ryan enjoys the outdoors and classic American literature.

Ryan interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
Ryan has worked in the mortgage industry for just over 4 years. He was initially attracted to a career in mortgage lending because of the unique and rewarding opportunity to positively impact his client's lives. Specializing in both home purchase and refinance transactions, he is able to see his client's through the dream of home ownership as well as improve the financial position of those clients who already own a home.

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