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Ryan Richardson

Senior Mortgage Specialist
1806 W Cuyler Ave, Suites 1W and 2E, Chicago, IL 60613
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NMLS: 1088516
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Ryan and team were fantastic. Very professional and also responsive. Really appreciate the outstanding customer service. I would definitely recommend to my friends, family, and work colleagues. Once again, thank you guaranteed rate.

Bundit P. - Chicago, IL | AUG 2017

Ryan was a great loan officer because he communicated with us on a regular basis and was very professional.

Maureen R. - Hughson, CA | AUG 2017

I loved Ryan. He was great to work with. His whole process was great.

Jill B. - Lafayette, OR | AUG 2017

Ryan Richardson was awesome!!! Easiest process and best experience ever!

Chad T. - Worcester, MA | JUL 2017

Ryan did a great job. He was good to work with the entire process. He was fast, responsive, knowledgeable, and on... Thank you!

Viktor B. - Lake Forest, IL | JUL 2017

Ryan Richardson and his team made my home purchase as easy as possible. They were extremely responsive, even returning my messages during nights and weekends. I was provided a rate that was competitive with other providers, which negated the need for extensive shopping around. It took less than 30 days from start to finish, which I appreciated

Jonathan N. - Takoma Park, MD | JUL 2017

Ryan was awesome! His responsiveness was what made me go with Guaranteed Rate to begin with. He always answered my questions in a timely manner and it was under a month from the time I submitted my application to closing. So very happy with the service from Guaranteed Rate.

Amy B. - Swampscott, MA | JUN 2017

Ryan was great to work with and went above and beyond to keep me updated on the progress of my loan, and was quick to respond to my questions! Thanks!

David S. - Colleyville, TX | JUN 2017

Ryan our loan officer was just great and very professional and always answered questions promptly which was very much appreciated we would definitely recommend him and use him again in the future. Thank you so much for all your help.

Hector T. - Corpus Christi, TX | JUN 2017

Ryan Richardson is one of the best in this business. It was a great experience to have gone through my mortgage process with him.

Arjun M. - Los Angeles, CA | JUN 2017

My wife and I were having the worst luck finding a responsive reliable mortgage broker. Ryan Richardson made the whole process simple and easy. He was available throughout the whole process (including weekends). He answered all our questions. He was polite, professional and courteous. Given the experience I had working with both Ryan and his colleague Diana Foster, I would definitely recommend Guaranteed Rate.

Michael M. - Plymouth, MA | JUN 2017

Guaranteed Rate made refinancing easy. Our Loan Officer, Ryan Richardson, was super communicative and really went the extra mile. He took his time to explain things for us and explain some options for our fixed 15 year refinance. He really made the whole process feel smooth for us and has exceptional customer service. I have been singing Guaranteed Rate's praises to friends and Ryan is a big part of that.

Barbara W. - Chicago, IL | MAY 2017

Ryan was a great help through the entire process. He kept me up to date through the entire process and really made sure things went as smooth as possible.

Richard B. - Harrisburg, PA | MAY 2017

Ryan was great to work with. I will definitely recommend him to friends looking to obtain a mortgage.

Kevin W. - Chicago, IL| MAY 2017

Ryan Richardson was my loan officer. He was superman in the way he found ways creatively to make it possible for me to get a mortgage. I will ever be grateful to him for his knowledge dedication and considerate attitude. I cannot say enough about this young man. It was wonderful. Only because of his efforts I saw my dream of ownership come true.

James C. - Chicago, IL | MAY 2017

Ryan was amazing. He found more creative ways than I ever knew were possible for my mortgage to happen. Without Ryan's knowledge and personal commitment I know that I would not be a home owner today. Thank you Ryan.

James C. - Chicago, IL | MAY 2017

Guaranteed Rate made the mortgage process a breeze. Within 40 minutes of my initial application, I had a pre-approval letter sitting in my inbox, ready to send to our real estate agent. Ryan was INCREDIBLE to work with. He answered all of my questions and even ran multiple hypothetical scenarios to help me make an informed mortgage product choice. I have nothing but praise for Ryan and his team. Thanks Guaranteed Rate for upgrading the mortgage process to the digital age.

Jacob J. - Orland Park, IL | MAY 2017

Thanks Ryan! That was the easiest refinance ever. We really appreciate everything and we will definitely recommend you to anyone looking to refinance or purchase a new home.

Heath H. - McKinney, TX | APR 2017

Experience could not of been easier. I never knew refinancing could be so easy. Ryan was very nice to work with and his response time was fantastic. I have already recommended Guaranteed Rate to others.

Elizabeth F. - Elmhurst, IL | APR 2017

Ryan Richardson was outstanding - I recommend him highly and have already done so to a client of mine.

Daniel J. - Naperville, IL | APR 2017

My loan officer Ryan Richardson was very professional, thorough, and knowledgeable. He was readily available to answer questions both via email and over the phone. He has a calm demeanor which helps during an otherwise stressful time. I felt safe knowing that my financial documents were submitted securely via TransferSafe. I appreciated that my loan estimates were itemized, making it easier for me to know how closing costs were calculated. I would definitely go with Guaranteed Rate again in the...

Angelo D. - Chicago, IL | APR 2017

Ryan Richardson our loan office was extremely helpful throughout the whole process. We live overseas and where buying our first home in the States. We were 12 hours apart in time difference but he seemed to be available at all hours! He was amazing and we would use him again in a heartbeat!

Gary A. - San Antonio, TX | APR 2017

This is my third time getting a mortgage from Guaranteed Rate. The first time, we were looking for our first home and I clicked an ad and got Guaranteed Rate. It was a very pleasant experience so I used them again and again. Every time has been great but this one is probably the best one yet. Ryan was absolutely amazing. He was incredibly on the ball. He replied to emails at like 10 o'clock at night on a Saturday. We closed in 19 days!

Sergey Z. - Campbell, CA | APR 2017

Ryan Richardson has been so helpful and patient during this whole process! Thank you!

Christine M. - Chicago, IL | MAR 2017

Great experience. Ryan was knowledgeable and efficient under our timelines. Great job. Thanks for everything!

Elizabeth S. - Purcellville, VA | MAR 2017

Ryan Richardson and Ray Scott were very helpful....almost seemed like I was working with a boutique firm.

Paul S. - Chicago, IL | FEB 2017

Ryan Richardson and Ray Scott were very helpful....almost seemed like I was working with a boutique firm.

Paul S. - Chicago, IL }

Thank you for such dedication to your customer's satisfaction!

Tim S. - Round Rock, TX | FEB 2017

Good service, Ryan was awesome throughout the process.

Adam K. - Worcester, MA | FEB 2017

Ryan Richardson was fantastic. My husband and I were dreading refinancing our home because every loan/escrow process we had experienced in our past was a nightmare. I am so happy that Ryan called and continued to follow up. By far the best experience we have ever had and I would absolutely recommend others to Ryan and Guaranteed Rate again.

Andrew P. - San Diego, CA | JAN 2017

Ryan was amazing! It was our first home loan and he always answered our questions quickly and thoroughly. He made this very stressful process simple and attainable.

Jennifer B. - Westminster, CA | DEC 2016

Everyone was friendly, responsive, patient and helpful. The process was easy compared to other refinances in the past. Great job!

Richard M. - Albuquerque, NM | DEC 2016

Ryan Richardson is such a great, professional, friendly and prompt person, he answered all of my questions, explaining all my inquiries and was such a big help from A to Z.

Mary G. - Fort Worth, TX | 2016

Best mortgage experience I have had.

Kelly G. – Arlington, WA | DEC 2016

Ryan was amazing, always available, and quick to answer any questions.

Kim J. – Boise, ID | DEC 2016

Ryan was amazing! Great experience from start to finish. Thank you for making my refi stress free!

Sherri H. – Wilmington, DE | NOV 2016

Our refinance went very smooth. Ryan was awesome to work with. Very quick to respond to all of my questions throughout the whole process. During our signing I had a question and sent him an email to call me and he called within a couple of minutes. It was a great experience.

Sherri H. – Lake Stevens, WA | NOV 2016

My loan officer Ryan Richardson is amazing. He is professional, fast response, and always have everything on track. I am looking forward to working with him again. And I have already recommended him to my friends who were shopping for mortgage.

Shi C. – Kirkland, WA | NOV 2016

Ryan Richardson, our loan officer, made buying our first home a breeze! He got us into our dream home without breaking the bank. He kept us informed throughout the process and was a HUGE help in all areas. Thanks again!

Jason S. – Gallatin Gateway, MT | OCT 2016

Our loan officer, Ryan Richardson, was absolutely fantastic. From the handwritten card he sent early in the process, to hustling to get us cleared to close on a tight timeline I felt like I had someone in my corner working incredibly hard and willing to answer any of my questions. I would absolutely recommend Guaranteed Rate, and particularly Ryan, to anyone seeking a home loan.

Kelly J. – Chicago, IL | OCT 2016

Ryan Richardson provided A+ service. If I could not reach him immediately, he would call me back by the end of business to assist with whatever I needed. Very quick e-mail turnaround time. I feel like Ryan and his team went above and beyond. Frankly, I'm very impressed. I wasn't expecting this process to be so easy.

Mark J. – Deerfield, IL | OCT 2016

Thanks for making the process easy, straightforward and thorough!

Joanna R. – Chicago, IL | SEP 2016

Ryan Richardson was a true professional. We're very pleased with our experience with Guaranteed Rate.

Brian A. – San Rafael, CA | SEP 2016

Ryan is awesome. This is the second time I've worked with him in the past few months, wouldn't work with anyone else.

Jason S. – El Cerrito, CA | SEP 2016

Ryan Richardson was amazing. Always available, quick to respond. The rate I got was the best at the time. Highly recommended.

David – Pacific Palisades, CA | SEP 2016

Ryan and his staff were amazing and the main reason I continue to go to Guaranteed Rate for all my mortgage needs. A big thanks and keep up the great work!

Alvaro P. – Deerfield, IL | AUG 2016

Best financing experience ever, I was amazed at the efficiency of the entire team. Ryan is extremely knowledgeable, attentive, and accessible.

Jason S. – Novato,CA | JUL 2016

Ryan Richardson was a great loan agent. This is our second refinance with Guaranteed Rate. He kept us aware of when the rates dropped to where it would still be beneficial for us to refinance. Everything went smoothly and quickly. Would strongly recommend Ryan to others, and have already done so.

Jefferey T. – Ramona,CA | JUN 2016

Ryan and his team are outstanding.

Paul R. – Bartlett,IL | JUNE 2016

Ryan Richardson was super responsive and easy to work with. He educated us on the loan process, answered any questions with clarity, and was exceptionally quick in getting back to us whenever we reached out, including Saturdays. Being our first point of contact and a strong point of continuity through our entire application and execution process, Ryan's support really helped us feel confident that we were being looked after and that we had someone by our side as we went through our refinance.

Paul M. – Oakland, CA | JUNE 2016

Ryan Richardson was a pleasure to work with again, and I would recommend him to anyone.

Phu T. – Glenview, IL | MAY 2016

I enjoyed working with Ryan Richardson on this loan. He is very friendly, knowledgeable and efficient. I absolutely enjoyed working with him.

Duojia P. – Dallas, TX | MAY 2016

Ryan was astounding. He was available around the clock for any questions or concerns that I had and did a great job of explaining the ins and outs of the whole process as well as keeping on top of everything.

Anthony C. – Hinsdale, IL | APR 2016

Great communication and customer service. Ryan Richardson has a positive and encouraging manner.

Greg N. – Chicago, IL | APR 2016

Ryan Richardson was awesome! We had terrible credit history due to a bankruptcy and foreclosure during the economy downturn several years ago. Ryan helped us get back to home ownership again. We couldn't have done it without him. We will use Ryan again in the future.

Wendy W. – Rancho Genoa, IL | MAR 2016

Ryan and his team at Guaranteed Rate were amazing. I never knew a mortgage or refinance could be so easy. GR deserves credit for building a web based application to stream line the process. Great company, great people, and great results.

Jimmy A. – Hoffman Estates, IL | MAR 2016

I can't thank you and your team enough. All went so smooth, I still can't believe how quick the process was!

Jimmy A. – Hoffman Estates, IL| MAR 2016

Ryan and team were amazing. Not only the best mortgage customer service experience we've ever had, but probably the best customer service we've had in any industry. Keep up the good work.

Travis R. – Macomb, MI | MAR 2016

The process went quickly and smoothly. Our loan officer (Ryan Richardson) was personable and knowledgeable, and guided us through the process as first time home buyers. We are very satisfied with the rate we received.

Charles M. – Westminster, MD | MAR 2016

Ryan was VERY available to answer all of those pesky questions that buyers have and also became a "friend" who I will always remember and appreciate!

Daniel L. – Templeton, CA | APR 2016

Ryan Richardson was wonderful on both a business level and personal level. Very helpful and explains everything so a regular person can understand.

Mark H. – Pittsburgh, PA | JAN 2016

Ryan was outstanding to work with. He kept me informed and always replied back right away when asked a question. I will definitely keep his number and refer him to anyone who may need it.

LaVette C. – Rancho Cucamonga, CA | MAR 2016

Ryan Richardson was OUTSTANDING!! Attention to customer service and his fast response to all inquiries even on weekends and during the evening went above and beyond what I expected!!

Michael G. – Veneta, OR | Feb. 2016

Ryan Richardson was amazing! He answered all my questions very promptly and made the whole process so easy. I will definitely be recommending him personally as well as Guaranteed Rate to my friends and family. Thanks again!

Tania M. | JAN 2016

We love Ryan Richardson. He was extremely helpful and answers all my questions almost instantaneously. Will do business with Ryan again and would highly recommend him to everyone.

Mary G. – Fresno, CA | JAN 2016

Ryan made it very easy to refinance my loan. Was definitely the easiest and quickest way I've ever obtained a loan.

Matthew N. – McKinney, TX | MAR 2016

Ryan Richardson and his team were great! Ryan was so quick to respond to every little question. Highly recommended!

Corine R. – North Smithfield, RI | MAR 2016

I did use GR again...and the same Loan Officer. Great experience both times. Thanks!

Craig M. – Naperville, IL |NOV 2015

Ryan Richardson very nice and professional and always responded to phone inquiries.

Patricia M. – Oak Lawn, IL | NOV 2015

Ryan Richardson and his team are a classic example of a team, which is beyond excellence in loan origination and customer service. Their professionalism, availability, and customer service are beyond belief. My questions via email were often answered in seconds, not minutes. Though I received many competitive offers from others in the mortgage business, Ryan and his team were so competent and professional that I could not even consider going to your competitors. Ryan and his team earned my...

Lowery P. – Fairfax, VA | DEC 2015

Relatively easy process, everything was explained and our loan officer Ryan did a fantastic job. I will recommend Ryan to others!

Daniel G. – Avondale, PA |NOV 2015

Ryan Richardson made sure everything was going well and kept me updated on the loan process. I had a great loan officer who communicated everything with me and was very detailed.

Shikar B. – Calumet City, IL | OCT 2015

Ryan Richardson and his team were excellent and made the whole process smooth and easy.

Matthew O. – Tyngsborough, MA | AUG 2015

Ryan Richardson as well as the notary officer put in extra effort to accommodate my schedule for leaving the country.

Roger D. – Irvine, CA | AUG 2015

Ryan Richardson was extremely professional and helped coach me through the whole process.

Bernard D. – Chicago, IL | JUL 2015

It was always easy to get answers, they always responded quickly. I love that we were able to do the whole process online.

Brandon L. – La Grange, CA | JUN 2015

Ryan Richarson is very professional and approachable with quick response to the emails or phone. He is a guy with a very good knowledge of all the processes and takes you through a very easy ride through out the loan process. It is not only from me but from my Realtor and Attorney that he earned very many brownie points. I was told many time during the loan process that Ryan is very good and professional at all the steps that are to be taken care for the entire loan process. I am very much...

Venkata A. – Schaumburg, IL | JUN 2015

Ryan did a great job getting everything rolling, clearly explaining to be the finance options, etc.

Craig M. – Northbrook, IL | JUN 2015

Ryan Richardson was always available and quick to respond.

Tse-sun K. – San Diego, CA | JUN 2015

Ryan Richardson and his team kept us up to date and informed of the loan process. He was available for any and all of our questions in order to make our decision.

Fred C. – Carlsbad, CA | JUN 2015

I was looking to re-fi and was close to moving forward with Quicken. I decided to do some due diligence and place one other call. After speaking to Ryan, it was clear that I was going to proceed with Guaranteed Rate. He answered my detailed questions with the answers I was looking for and made sure that the re-fi was really in my best interests both short and long term.

Christopher S. – Deerfield, IL | MAY 2015

Ryan was very responsive and upright through this process.

Peter A. – Alexandria, VA | MAY 2015

Ryan Richardson was very professional and communicative. He kept me informed every step along the way. Guaranteed Rate had the best interest rate and customer service.

David P.– Vacaville, CA | APR 2015

The application process was simple and convenient, Ryan Richardson was very helpful and professional.

Stephen Z. – Joliet, IL | APR 2015

Ryan, Thank you so much. You guys are just incredible!!

Mike G. | DEC 2015

Ryan Richardson was very helpful and he was the difference of selecting Guaranteed Rate instead of going elsewhere.

Michael E. – Winchester, KY | DEC 2015

Our process was smooth, quick, and all of our questions were answered quickly. Ryan Richardson was excellent to work with and very knowledgeable. It was great to be able to contact him at any time and receive a quick response. Very happy with our experience with Guaranteed Rate.

Jefferey T. – Ramona, CA | NOV 2015

I wouldn't have wanted to work with anyone any less savvy. Nice to find someone that knows their job so well.

Jesse R. – Bozeman, MT | NOV 2015

This was my second experience with Ryan Richardson and Guaranteed Rate. Each time, Ryan and his team have worked tirelessly and efficiently on my behalf. The experience is superior. I've already recommended Ryan to a friend.

Thomas O. – Barrington, IL | NOV 2015

Ryan and his team were knowledgeable, responsive, courteous and make the entire process so much easier.

Karen E. | SEP 2015

Ryan was on top of it throughout the entire process. Response to questions and concerns was pretty much immediate. He is amazing!

Martina B. – | Sep. 2015

Ryan Richardson did an exceptional job during the process. Excellent communication skills and knowledgeable about the different programs GR was offering. He was quick to respond to our questions and thoroughly explained what we could or could not get approved for. He was forthright and honest and that is priceless!

Joseph G. – | Sep. 2015

Ryan was great to work with and did everything possible to support.

Phu T. – Highland Park, IL | AUG 2015

About Ryan

Ryan Richardson is a top rated loan officer who was just recently honored with the prestigious President's Club award for his accomplishments in 2015. His in-depth knowledge and understanding of global equity markets coupled with a ruthless dedication to customer service yield both an enjoyable experience for his clients as well as a phenomenally, well-executed mortgage, every time. Ryan was born and raised in Chicago, and attended Eastern Illinois University. In his personal life Ryan enjoys the outdoors and classic American literature.

Ryan interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
Ryan has worked in the mortgage industry for just over 4 years. He was initially attracted to a career in mortgage lending because of the unique and rewarding opportunity to positively impact his client's lives. Specializing in both home purchase and refinance transactions, he is able to see his client's through the dream of home ownership as well as improve the financial position of those clients who already own a home.

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