GuaranteedRate - Mortgage Company

Samanthia Helton

Vice President of Mortgage Lending
18070 S. Tamiami Trail, Suite 11, Fort Myers, FL 33908
Contact Samanthia
NMLS: 728223
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Samanthia Helton is awesome and willing to navigate us through the process despite the fact that our circumstances differed from a typical family. I will heartily recommend her to friends and family.

Victor G. - Miami, FL. - SEP 2017

Samanthia Helton was amazing to work with. She helped us with the home buying experience, and made it wonderful. She even helped us close on our home two weeks early. Also, she was willing to answer any and every question we had. Believe me we had a lot of questions being first time home buyers. I highly recommend Sam.

Erin L. - Sardinia, OH. - September 2017

Samantha was excellent to work with and always took the time to break everything down and explain it to me. I called her almost daily throughout the entire process and she responded immediately every time. Couldn't have asked for better service.

Christopher F. - North Port, FL. - September 2017

Everything was very, very clearly explained and laid out for us. This was the easiest loan process we have ever gone through. Thank you to everyone involved.

Natalie S. - Harrison, OH | APR 2017

Samanthia is wonderful. Thank you for all your help. I feel like you were the only one that really helped me. I love my new house.

Angela S. - Englewood, FL | JAN 2017

Samantha was best loan officer I've ever worked with. I feel she went beyond her means to help me! I would recommend her to all my friends and family. Thank you Sam for making are dream come true.

Timothy B. - Cincinnati,OH | OCT 2016

This is the second time I have used Samanthia Helton and her team for a mortgage and they make the entire process seem very easy and though it can be very stressful they simplify it so it is not. She is always available in the evenings to contact and in today's busy life that makes the process flow better with less time waiting for people to get back to you. I have been 100% satisfied both times with their professionalism and speed at which they help you close on your home!

Daniel R. -Miamisburg, OH | SEP 2016

Samanthia was extremely helpful!

Erik M. - Amelia, OH | SEP 2016

Samantha Helton is a pleasure to work with, she is very professional and gets things done.

Adam H.-West Union, OH | SEP 2016

Samanthia is great!

Filipe P.-Port Charlotte, FL | MAY 2016

Our loan officer Sam was very professional, knowledgeable, and able to close the loan in a timely manner with minimal aggravation and headaches. A real asset for Guaranteed Rate. Thank you so much.

William P.-Englewood, FL | MAY 2016

Samanthia went above and beyond the call of duty, she's a great asset to Guaranteed rate.

Rosario S.-Port Charlotte, FL | MAY 2016

My loan officer was perfect! Samanthia is very knowledgeable, confident and efficient. It was a real pleasure working with Samanthia and her professional team

Valerie M. – Port Charlotte, FL | June 2015

About Samanthia

I began my career as a mortgage loan officer in 1987 with the goal of helping every borrower experience the Ultimate American Dream of becoming a homeowner. Nearly 3 decades later I still begin every work day with the same goal that every borrower deserves the opportunity to own a home.

Born and raised in the suburbs of Cincinnati Ohio, I began my career in sales calling on Realtors for their buyers and sellers referrals and was able to build a large referral networking system. My experience ranges from being a Mortgage Loan Officer, Branch Manager, Vice President of Mortgage Lending, FHA DE Underwriter as well as closing loans.

My husband Jeff and I reside in both our Pierce Township, New Richmond, Ohio river home and our home near Englewood Florida and the beautiful Gulf of Mexico where we enjoy boating, fishing and Kayaking year round.

Samanthia interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
29 years helping borrowers accomplish home ownership
Who is your typical customer and what questions do they typically have?
First Time Home Buyers and Second Home Buyers largest question is always what is the required down payment
What specific steps do you use to help your customers find the best home loan for them?
Ask the right questions and listen to the customer and never assume anything
How long have you been in the mortgage business? What awards have you won?
29 years, Multiple Million Dollar Club Awards
How has the mortgage industry changed since you started, and what would you expect in the future?
When I started in mortgage lending there was no such thing as a credit score we analyzed the credit report for late payment history and debt to income calculations. In 1987 there was no internet, no computers to generate loan disclosures we generated all documents on paper and used carbon paper to duplicate Verification Forms. Fast forward 29 years and we use computer and advanced technology through the entire mortgage lending process. I suspect in the future the use of paper in the lending industry will completely go away.
What can borrowers do to insure a smooth mortgage underwriting process?
Provide every document requested upfront in its entirety
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Outdoor activities with my husband, fishing, boating and Kayaking
Tell us something that makes you unique or something wacky, yet interesting about you?
I am absolutely OCD over Voice Mail I cannot end my day without making sure I have no unreturned Voice Mail messages.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

See all rates.

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now