GuaranteedRate - Mortgage Company
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Sam Daddono

Vice President of Mortgage Lending
1408 N. Westshore Blvd, Suite 450, Tampa, FL 33607
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NMLS: 222950
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TestimonialsCustomer testimonials Read more

Sam Daddano and his staff were exceptional! Their experience, knowledge thorough approach to detail expedited the process. They are sensational! A real pleasure to do business with them!

John M. | March 2018

Sam and his team made the whole process as easy and painless as possible. My loan was approved and we were cleared to close in record time. Everyone was awesome.

Edward M. | August 2017

Sam Daddono was great from start to finish and even post finish. The team accommodated me with multiple ways to communicate and stay in touch. Thank you to all!

Margarita D. | 07/05/2017

Have been working with Sam Daddono for 10 years and it's always a first class experience!

Jon B. | 05/01/2017

Sam and the whole team were fantastic!

Jim V. | 04/28/2017

Excellent customer service. Easiest loan I have ever gotten!

Valerie L. | January 2017

Sam Daddono was great to work with, and very responsive.

Sanford P. | 12/08/2016

My experience with Guaranteed Rate has been nothing short of outstanding. From the very beginning of my loan process, this whole mortgage experience has been seamless. The level of service I received from Sam Daddono, Nico DeLorenzo, and Joseph Nowacki (and the whole Tampa team) surpassed anything I could have imagined or even hoped...always an immediate response to my questions, and even follow-up assistance post-closing to resolve remaining issues (which didn't directly involve them, but yet...

Kathy S. - 11/10/16

Overall great process! Sam was awesome!!

Duane H. - 11/4/16

Sam Daddono was excellent to work with! He was super quick and very friendly. I even referred my mother to him. I will definitely use Sam if I need another home loan!

Tracy R. - 10/20/16

Sam Daddono and his team were excellent to work with, and i look forward to future business with them.

Mark P. - 9/21/16

Sam Daddono and his team were great to work with. They made this process so much easier than it had been in the past.

Caroline S. - 9/13/16

Sam is the greatest, it's always a pleasure working with him. Also, Niko and Ian were very helpful. Thanks for everything!

Tiffany B. - 8/5/16

Everyone was great through the entire process. This was our 5th mortgage and it was the easiest to get through.

Richard N. - 7/29/16

I was a little skeptical at first, being from NY and buying a property in FL., but after a short time I could see I was in good hands. I am truly amazed by Sam and his entire team in how smoothly the whole process played out and how they kept me informed and knew exactly what I needed to do to finish the deal. Nice Job!

Thomas M. - 7/15/16

Sam is the man! Guaranteed Loan was professional, fast, and efficient. Amazing team!!

Christine H. - 7/8/16

Sam Daddono was a great loan officer to work with. He was always available to answer any questions I had. He was helpful, knowledgeable, kind, and courteous. I am so glad I was referred to Guaranteed Rate. Special thanks to Sam and Nico DeLorenzo!!

Andrea K. - 6/22/16

Sam Daddono and his team were extremely helpful. As first time home buyers, we had a lot of questions. They were willing to take their time, explain, and explain again! I felt they each took a special interest in my husband and I. Sam would review papers with us and make sure we understood everything! It was a pleasant experience working with Guaranteed Rate!

Heather S. - 6/16/16

Sam and his team really care.

Jerelyn M. - 6/20/16

Extremely simple. All activity conducted on-line. Quick turn around times. Kept me well informed start to finish. Completely satisfied.

Victor S. - 4/28/16

Sam was personable, reliable, and great to work with! I don't think I could of found a better team to work with!

Elijah W. - 4/26/16

Our experience was amazing, and they actually made it possible for us to close 15 days early!

Dominick L. - 4/15/16

Sam and Joe did a great job from start to finish!

Jeffrey V. - 4/14/16

Sam was wonderful. Could not say enough great things about him. He's responsive, thorough, and made the entire process as stress free as obtaining a loan can be. I'd without a doubt recommend Guaranteed Rate again. We thank you for making the start to owning our forever home such a fabulous beginning.

Dialee M. - St Petersburg, FL | Jan. 2016

Sam Daddono, Joe Nowacki and Sarah Cherry-Putnam were all a pleasure to work with. Given the complexities today in doing a loan these folks were an excellent team. They were professional and very responsive when working through all the documentation needed to get the loan. Will definitely refer my clients to them when they are looking to borrow.

Jim D. 2/24/16

This is the 2nd refinancing of my mortgage and both have been good experiences with Guaranteed Rate. The loan officer, Sam Daddono, explained all the steps and translated things into layman's terms. Thanks for everything!

Tony R. 1/27/16

Sam was wonderful. Could not say enough great things about him. He's responsive, thorough, and made the entire process as stress free as obtaining a loan can be. I'd without a doubt recommend Guaranteed Rate again. We thank you for making the start to owning our forever home such a fabulous beginning.

Dialee 12-28-15

We already told everyone we've come across, whenever they need a mortgage to contact Sam He's the BEST!

Athanasios P.

The easiest home buying process we've been a part of. Each step of the way was so simple. We're very grateful for Sam and everyone that helped us! Sam is amazing. Easy to talk to, easy to get a hold of. Quick to respond to my many questions.They are genuinely wonderful people that just want to help you get into the home you want as simply as possible.

Raul S.

It was a pleasure working with Sam Daddono as he always answered our calls and all of our questions. He took the time to explain everything to us so we understood the loan parameters completely. I would certainly recommend guaranteed rate to our friends and family. Thank you for making our dream home come true!

Carey K.

Sam is amazing. Easy to talk to, easy to get a hold of. Quick to respond to my many questions.

Raul S. – Saint Petersburg, FL | May. 2015

Sam is the Man!

William D. -- Saint Petersburg, FL. 10/15/2014

Sam was very professional during all aspects of the process and I would use him again in the future!

Russell M. -- Dunedin, FL 7/21/2014

Terrific service from beginning to end, Sam and his team broke everything down along the away and offered explanations for things that we didn't understand. The loan process was short, sweet and to the point. I really wish this company was around when I bought my house in California. I will be doing business again with this company and I will always recommend Sam because we are extremely happy with his service. He is an epitome of what real service should be like. Thanks Sam!!!

Toby H. -- Clearwater, FL. -- 8/ 2013

About Sam

Putting the customers needs and goals first and foremost has always been Sam's focus since making the transition from business owner to the mortgage industry in 2001. By applying the concepts of superior customer service and competitively valued product to real estate financing, Sam soon became a top producer with an impeccable reputation and was recruited by Guaranteed Rate in 2003, then a fledgling mortgage lender based in Chicago.

Sam interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
My dedication to extensive product knowledge combined with my natural, creative ability to think outside of the box allows me to not only ensure that my customers will have the very best loan product suited to their specific needs but also to succeed with getting financing for borrowers where other lenders had failed.
What advice would you give new or first time home buyers?
When speaking to first time home buyers I feel it is very important to distinguish for them the difference between what they may "qualify" to borrow and what is actually a comfortable loan amount for their life styles. As lenders, I explain to them that we qualify borrowers on their gross income but, as we all know, this is not the amount of money we actually bring home each month. Just because I can "approve" them for a certain loan amount does not mean it is the right thing to do. I make sure I speak to them about the total payment and what this would be as a percentage to their monthly income, a number we refer to as the "Housing Ratio". I also tell them we need to consider their other existing debt as well, a number know as their total "Debt to Income Ratio". Sometimes the safest way to coach a first time home buyer on how much to borrow is to ask them to give me a target monthly payment that they feel would be a comfortable number for them to pay and then work the numbers backwards and tell them what price range they should be looking in for a home that would stay within that target payment.
What part of the home loan process do customers find most difficult and how do you help them through it?
The part of the loan process that borrowers find the most difficult is supplying us with all of the documentation necessary for the loan approval process. I have to try to make them understand how the underwriting process works and how we have to paint a complete picture of their financial profile which includes income, assets, work history, housing history and so on. It is all about being able to establish to a total stranger and anyone that may pick up their file that they are truly qualified borrowers and capable of repaying the money we are lending them.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
There is an enormous amount of information regarding the mortgage process and either purchasing a home or refinancing an existing loan right on my website. All a customer has to do is click on the “Mortgage Advice” link at the top of the page and they will gain access to all of these helpful materials.
What provides you with the most satisfaction in your job as a Loan Officer?
The most satisfying part of my profession is providing a mortgage loan for a young couple who are purchasing a new home and starting their lives together. It is so great to see their excitement about fulfilling this part of their dream, having a place they can call their own and setting down some roots, maybe planning on starting a family. Their happiness and joy when the closing takes place is really something to see. It really makes what I do feel very gratifying and meaningful.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have always been sort of a "class clown" and I love to laugh at myself and make other people laugh too. I try to maintain a sense of humor no matter how dire the circumstances may seem at the time and I find that laughing and joking in the face of adversity will more often than not, eliminate or certainly minimize the situation. I accompany all of my theatrics with goofy faces and sound affects and don't mind looking silly as long as it makes people smile. My wife and kids think I'm crazy but they all say that I make them laugh and wouldn't have me any other way.

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