Sam Reagan

Vice President of Mortgage Lending
4550 W. 109th St, Suite 140, Overland Park, KS 66211
Contact Sam
NMLS: 1015034
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Sam was always available and more than willing to answer any questions we had when making our first home purchase. He was kind, thorough, and knowledgeable. He came highly recommended and I will recommend him in the future.

Jennie B. - June | 2018

Sam made the process simple and stayed in close contact. He was very accessible and answered all questions throughout the process.

Matthew M.-Prairie Village, KS | MAY 2016

Sam Reagan did an excellent job. He communicated everything effectively and reached out to me often to make sure I understood everything about my loan. The online platform was easy to use and worked seamlessly. Excellent experience from start to finish. I would certainly recommend Sam and Guaranteed Rate.

Kevin G.-Kansas City, MO | MAY 2016

I would specifically recommend Sam Reagan. As a first time home-buyer, I had a lot of questions and Sam was always available to answer them and help me through the process. Couldn't have asked for better!

Kaley M. – Kansas City, MO | AUG 2015

Sam and his team were great to work with!! My Husband was too busy to 'shop around' for the best rates so it was my task to do the shopping and compare lenders. I applied on Lending Tree and several lenders/brokers began calling. I went with my instinct and narrowed down to 3 with Sam being the front runner. Sam was very helpful, easy to talk to, asked me questions to better understand our needs/wants. I would definitely recommend and use them again! Thanks Sam

Scott T.

I refinanced two loans with Sam and he was very quick to get things done and knew his stuff. The company website also made it easy to submit paperwork. Definitely will use in the future.

Brent W.

Sam was great to work with! I talked with several banks and am glad I decided to work with a local bank. I got a great rate, but more importantly Sam and his assistant made the process very easy. The entire process took less than two weeks. I would recommend Sam and to anyone looking for a quick and easy loan. The experience was great!


Sam is not only knowledgeable and thorough, but he is also friendly. Because of Sam, this experience, which could have been stressful, was much more comfortable. Sam took the time to explain all aspects of the loan process, and I was always confident we were in good hands. I would definitely recommend Sam Reagan.

Pam C.

Sam and his team provided superior customer service in helping us to obtain a loan and to close our Kansas City home in a very timely manner. They were with us every step of the way and made our move from out of state so much smoother. Thanks to Sam and his team for all their help.

Bob and Linda

As a Realtor, I have many options when it comes to who I refer my clients to. Working with Sam makes my job easier and more enjoyable. He takes incredible care of his clients. Sam has vast knowledge of the industry and he is always up to date on the latest and greatest loan products. I can recommend Sam to my buyers with 100% confidence.

Jonas B.

About Sam

I have been in the mortgage business since 2003 helping people achieve their dreams of home ownership. Products, underwriting guidelines and regulations change, but my dedication to superior customer service has not. My goal is to guide you through the loan process making it as easy as possible to get you the best mortgage product that the market can offer you.

Sam interview Q&A

Who is your typical customer and what questions do they typically have?
My typical customer is a savvy borrower that wants the best rate, and lowest cost mortgage available. We can tailor a product to each individual borrower that fits that borrower's specific needs. That may mean a loan without monthly mortgage insurance, or a program with a shorter term to help them accomplish specific financial goals. It may mean low down payment options, or FHA & VA loan programs. I can also help many borrowers that may have had financial hardships in the past.
Tell us about a mortgage product that consumers may not be aware of?
I have a program that allows borrowers to finance up to 95% of the home purchase price without monthly mortgage insurance. This can lower monthly payments, and give tax advantages to the borrower.
What part of the home loan process do customers find most difficult and how do you help them through it?
Underwriting guidelines can be very specific, and sometimes daunting to borrowers. My years of experience and product knowledge are an asset in this area. I can streamline the process and give you a clear and easy path to an approval.
What provides you with the most satisfaction in your job as a Loan Officer?
I am most satisfied when I sit with my borrowers at the closing table, and see them receive the keys to their new home. It feels great when they thank me for helping them get an amazing loan product that they can be happy with for many years to come. I know I have accomplished my job when they refer me to their family, neighbors and colleagues. Getting referrals from my clients is truly the highest honor.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.