Who is your typical customer and what questions do they typically have?
My typical customer is an interested friend looking for a great loan. Lately there have been a lot of first time home buyers.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
The most challenging loan situations arise when there are credit issues. Critical thinking = Creative Solutions.
What advice would you give new or first time home buyers?
Just ask! Most people qualify for way more than they think!
Tell us about a mortgage product that consumers may not be aware of?
How has the mortgage industry changed since you started, and what would you expect in the future?
Underwriting and regulations to protect the consumer are more stringent than ever. Navigating the loan landscape takes a good consultant.
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
The new Guaranteed Rate Application is awsome!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Being part of the Encinitas community is great. Home is where the heart is!
Tell us something that makes you unique or something wacky, yet interesting about you?
Scott likes surfing!