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Shannon Sommers

VP of Mortgage Lending
1408 N. Westshore Blvd, Suite 450, Tampa, FL 33607
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NMLS: 385885
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TestimonialsCustomer testimonials Read more

Really enjoyed working with Shannon Sommers.

Cathy B. - Funded 8/23/17

Communication is great. Process is very fast & efficient.

Nam N. | 07/12/2017

Shannon Sommers was very thorough and diligent. She was extremely organized and the way she handle the loan made it easy to obtain a loan!

Yasmin B. | 01/27/2017

About Shannon

Shannon is passionate about helping prospective clients into their dream home and providing 100% customer satisfaction both during the purchase transaction and well after closing. She believes communication is key to a timely and smooth closing. She provides mortgage advice as well as monitors a client's equity position. Shannon's service is provided by her and her team through laser speed pre-qualifications, local in-house processing, multiple investors from which to choose from and 24/7 online status updates available for both her clients and referral partners.

Shannon’s goal is always the same- provide useful and reliable information so the customer can make an informed decision before entering into a real estate transaction. This includes providing estimates of what the monthly mortgage payment would be on a wide range of pre-approved interest rates, as well as estimating the closing costs and down payment needs so there are no surprises at closing.

Shannon has two beautiful children, Zoe and Les and an awesome Akita named Kuma. She believes in family values and understands the stresses and challenges that life can impose, so you can trust in her understanding and empathy to all buyers. During her free time, Shannon is an avid sports fan and loves bike riding, working out, snow skiing and watching sporting events Her favorites include watching her daughter play soccer and son play football, college basketball (Go IU!) and NFL football.

By teaming up with Shannon Sommers and her team at Guaranteed Rate, you will discover an atmosphere of enthusiasm, passion and dedication to making your dreams come true.

Shannon interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
33 years (“over 20”), background in Psychology, BS and MS in Business Administration and love of interacting with people and helping them with challenges
Who is your typical customer and what questions do they typically have?
Homebuyers of all ages looking to finance a home and homeowners needing to refinance. Typical questions are: what is the process? what are the costs involved? and what will my payment be?
What specific steps do you use to help your customers find the best home loan for them?
I fully assess their situation asking poignant questions about their financial needs and goals so I can match the best mortgage products to them.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I had a buyer who could not get approved elsewhere due to a mortgage that had gone south after a divorce. The ex-husband was responsible for the mortgage, not her and it was the reason she was getting referred (denied) by both AUS underwriting engines. I helped her write a Letter of Explanation to the file and got the loan approved manually (this was a few years ago when manual underwrites were EXTREMELY rare).
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
Our Guaranteed Rate website. Because it offers a streamlined mortgage application—“Digital Mortgage” and offers multiple loan options along with a mortgage calculator. Trulia, Zillow, Realtor.com and Redfin.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Our website has multiple resources re: the mortgage process
Summary of where you grew up: family, affiliations, college, high school, etc.
Born and raised in Indianapolis, IN, went to Broad Ripple HS, DePauw Univ in Greencastle, IN and Indiana University in Bloomington, IN for my undergrad- a BS in Business Admin. IU was and is a US top 10 business school. Then moved to the Tampa Bay area immediately thereafter and after several years earned my Masters in Business Admin at the University of Tampa.
What provides you with the most satisfaction in your job as a Loan Officer?
One word… PEOPLE!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I am an avid sports fan and love bike riding, working out, snow skiing and watching sporting events. My favorites include watching my daughter play soccer and son play football, college basketball (Go IU!) and NFL football (Go Bucs!).
Tell us something that makes you unique or something wacky, yet interesting about you?
I really struggle to believe that I am 50+ years of age. While I work hard, I really enjoy having fun as well. Since I had my kids at or around 40 years of age, I am sure that raising them helps keep me young at heart. Also, I feel that my deep love for music, humor and sports makes it exciting to see what the next day will bring!

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