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Shant Banosian

Branch Manager
465 Waverley Oaks Rd, Suite 202, Waltham, MA 02452
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NMLS: 7206
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Working with Shant Banosian on my Home Loan was incredibly stress free. I had no worries through the entire process. They were very knowledgeable about all the programs they offer and were sincerely dedicated to finding the right Home Loan to suit my specific financial needs. I would definitely recommend them to anyone.

Kristen

As a closing attorney, it is a privilege to work Shant Banosian. From the loan officers to the closing department, the company is staffed with the best and the brightest. Everyone knows the difficulties the lending industry has faced over the past few years, and as a result, it has never been more important for borrowers to select a mortgage company that truly understands the marketplace and will be there in the future. They weathered the storm because they did it right from the beginning, and...

Gregory Janian, Esq.

Shant Banosian and his team deliver the BEST service and rates in the industry period!

Anthony Lamacchia, Lamacchia Realty Inc.

A large sector of my clients are first time home buyers. What I love about Shant Banosian and his team is the fact that they sit down and take the time to meet my buyer clients, take them through the pre-approval and financing process, answer all questions they have and are always extremely responsive. This top notch customer service paired with extremely competitive rates are the reasons why I refer my buyer clients to Shant. It is peace of mind to know that my clients are being taken care of...

Ashley Desmond, Coldwell Banker

Hey check out the amazing review from Seth about Shant! “Shant was extremely excellent to work with delivering great services. Shant offered an extremely high level of service. I am completely comfortable that he will provide the same high level of service to someone that I refer. Thanks again Shant!"

Seth L. -- Attleboro, MA -- 02/2013

Hey check out the great review from Carolyn about Shant! “A big THANK YOU to Shant and his waltham team for a great refinance experience! The entire transaction was a complete SUCCESS! Highly recommend Guaranteed Rate for anyone looking to refinance. They were extremely efficient, professional and communicated with me every step of the way! Shant thanks again!” https://www.facebook.com/guaranteedRate1

Carolyn M. -- Peabody, MA -- 03/2013

Hey, check out this amazing review from Laura about Shant! “If I could give Guaranteed Rate 10 stars, I would! Shant Banosian was amazing, as was his whole team. The communication was wonderful. I am sitting in the home of my dreams because of them. Shant and his team gave me honest thoughts and opinions. I am so happy we went through them. As a side note, the “Thank You” basket Shant just sent to us is lovely and a pleasant surprise!”

Laura R. – Salem, MA – 6/2013

Hey, check out this amazing review from Gleb about Shant! “I worked with Shant to get a mortgage and he has been amazing to work with all the way through the process! This was my first home buying experience and at no point did I feel frightened! He was very communicative, explained everything along the way and made the whole process completely seamless and easy.”

Gleb Z. -- Reading, MA – 7/2013

“I had the pleasure of financing a new mortgage with Shant Banosian and his team. He came highly recommended by an attorney friend of mine. I shopped around and Shant quoted me the best rate. He then proceeded to give me the best service I've had out of the seven mortgage processes I've been through. He responded to every single question I had in a timely manner. He was up front about all costs and made sure I got to closing without any issues. I would highly recommend giving Shant a call if...

Gary G. -- Andover, MA – 7/2013

Shant Branosian went above and beyond to help me get my dream home. If he wasn't always in touch then his team was, whether weeknights, weekends. Shant was able handle my questions and concerns easily. He helped calm my nerves and always assured me he would 'get it done' and he did! Speaking as someone who loves what she does for a living, I can tell Shant loves his work and has a passion for his customers successful closings!!! Well done guys!

Deanne D.-- Chicago, IL, -- 6/ 2013

“I had an absolutely brilliant experience with Shant Banosian at Guaranteed Rate. It was so much easier than having to deal with the banks. Shant and his team even secured me a much lower interest rate than I was expecting. Shant was truly wonderful to work with -- he was professional, courteous and extremely helpful. He was always there to answer questions (literally anytime throughout the day) and I constantly got updates regarding my loan status. I would not hesitate to refer Shant to my...

Kristen D. – Belmont, MA – 3/2014

This is the 2nd time that we have used Shant and his team and both times they were absolutely phenomenal. They get things done extremely fast with a focus on not inconveniencing or hassling you at any point in the process. They are always friendly and communicative and I would highly recommend to anyone looking for a mortgage!

Travis S.

Our transaction was perfect. Shant is awesome, he really is just unbelievable.

Matthew O. -- Newton,MA, 2/25/2014

Everything was excellent. Shant was very professional and efficient.

Matthew L. -- Pembroke, MA 4/22/2014

Shant was extremely helpful and attentive in order to help us move in early. It was an extremely smooth and great process and I was extremely impressed!

Travis S. -- South Boston, MA 6/9/2014

Shant did a tremendous job throughout the process and I'd be more than happy to refer him!

Joseph W. -- Medford, MA 6/9/2014

Shant was fantastic and so prompt! He was available day and night!

Adeline W. -- Watertown, MA 7/15/2014

Shant and his team kept in touch with me throughout the process! They made this the best experience I've ever had!

Norair A. -- Watertown, MA 7/17/2014

I had a good experience working with Shant! He was responsive and I was satisfied with his work!

Corrinne C. -- Belmont, MA 7/31/2014

Shant and his team were so helpful and so professional! I will recommend Shant to anyone I know looking for a great rate and great service!

Debra P. -- Pelham, NH 8/27/2014

I recommend Shant and his team at Guaranteed Rate with a great deal of enthusiasm. Since closing my first deal with him, I can say that he has lived up to everything he promised, and even surpassed my expectation. Only Shant would be able to pull off an FHA condo approval in less than 1 month! Shant is top in the mortgage business because he is knowledgeable, resourceful, dedicated, professional, and most importantly, he has a true understanding of how to provide excellent customer service.

Christine H.

On 2 seperate occasions, a member of his team (Lisa) personally drove to my client's workplace to pick up paperwork that he was unable to get to them. To say that Shant & his team go the extra mile is an understatement. No matter how many other deals he has going on, he always makes himself available to you whenever you need to be in touch. Additionally, he takes the time to thoroughly address all of your questions and concerns. I am extremely impressed by the dedication & genuine care he &...

Christine H.

If you have the opportunity to with with Shant Banosian, you know you are truly in the best of hands!

Christine H.

Thank you again for all you've done. I can't begin to tell you how much this all means to our family. It's life changing to say the least. As a family we've been through a lot and have the greatest appreciation and respect for all your genuine care, effort, and professionalism. The stabilizing effects and resulting long term security give meaning to it all.

Pat and Renee

Great process overall, very competitive rates

Jaclyn C. - Winchester, MA | Nov. 2014

Shant was fantastic!

Daniela M. - Lynn, MA | Nov. 2014

Everyone made our experience pleasant and comfortable. Everything went smoothly and all of the team was caring and made sure we stayed calm and not let the our anxiety get the best of us! Shant and his team were respectful, positive and always put our needs and concerns first! We couldn't be happier with them! When and if we want to purchase again, we will go to Shant again!

Francis G. - Nashua, NJ | Dec. 2014

Shant, Lisa and Rose made this process incredibly easy to understand, navigate and stress free!

Elisha D. - Waltham, MA | Dec. 2014

Shant Banosian and team very helpful and responsive to any questions I had. Everyone was telling me it wouldn't be possible to close that quickly, but they were wrong.

Lisa J. – Millbury, MA | Dec. 2014

Shant was outstanding! He and the team were GREAT!!!! They really gave 100% on this loan and I thank them very much!!! I am so happy with my out come! I think Guaranteed Rate did an excellent job!

nancy M. – Webster, MA | Jan. 2015

I was treated as a VIP, like I was the only one. I received fast service from wonderful team of people at all steps of the way. Even though the process is done and I've closed its still hasn't set in that I bought a house because they made the whole process relaxed, easy and stress free. I definitely feel I had the best of the best, the A Team!!! Extremely happy I chose Guaranteed Rate and had the Shant Banosian team. Thank you so much to everyone that assisted me.

Andrew S.

ShantBanosian made my first home buying process as stress free as possible. Can't say enough about the team I worked with.

Andrew S. – Waltham, MA | Jan. 2015

Shant's team made it easy.

Stephen D. – Chelmsford, MA | Feb. 2015

I'm extremely happy we are with Shant and his team. They really work well together & provide unsurpassed service to their clients. They were amazing! I was amazed how they kept us in the loop at all times. When we had a question, they were very quick to respond. They explained things that we may not have understood. Their team works very hard, kind, knowledgeable and most of all professional. I highly recommend Shant and his team. I will certainly refer them to all of our friends and family....

Ria L. – Chelsea, MA | Mar. 2015

I worked with Shant Banosian and his team. From the outset felt confident that they were really there to help me go through the process as easily as possible. Everything was explained so well, and they were there each step of the way, down to little details I appreciated, such as access to an online portal that helped me submit a change of address and arrange for utilities to be transferred. They were accessible around the clock, answering each question and concern as they came up. They were...

Christine F. – Malden, MA | Mar. 2015

Shaunt Banosian was very communicative and insightful.

Robert T. – West Roxbury, MA | Apr. 2015

This was our first time applying for a mortgage, and it's our first real estate purchase. Shant gave us the confidence that we could do this, and was with us the entire way.

Jeffrey E. – Belmont, MA | Apr. 2015

The quick turnaround from Shant Banosian and his team was terrific.

James L. – Cambridge, MA | May. 2015

Could not have done it without Shant. Everything was easy and transparent - he was available throughout the process.

Louis M. – Dedham ,MA | JULY 2015

Shant was fantastic, he would return calls on nights and weekend. He resolved all snags. I would definitely refer other business to him.

Justin D. – Boston ,MA | JULY 2015

Shant and his team were on top of things and very proactive in dealing with several sensitive issues.

Neil T. – Charlestown, MA | AUG 2015

Shant was great to work with and really worked seamlessly with our real estate agent and lawyer. He was prepared to answer all of our questions, and he presented us with all of the information we needed to make the financial decisions that work for our family. His team worked around the clock. We got our loan approval on 11pm on a Sunday!

Elizabeth C. -Watertown, MA | APR 2016

Super responsive and accommodating when explaining the loan and terms to me. Also, executed the qualification of the loan, and granting of it flawlessly.

Arthur J.-Douglas,MA | MAY 2016

This was truly a remarkable experience. I've gone through 4 mortgage processes in the past 6 years, and this one was so easy and transparent as compared to working with a "big bank." I truly felt that the staff at Guaranteed Rate were looking out for my best interests, while the big banks left me feeling that they were only concerned with their best interests. The paperwork was straightforward, the closing was seamless. I've already recommended Guaranteed Rate twice in the past month.

Samantha R.-Somerville,MA | MAY 2016

About Shant

Shant Banosian is Guaranteed Rate’s #1 loan officer nationwide with 890 closed units and $337 million in funded loans in 2015 alone. He has been in the mortgage business for more than a decade and has consistently been recognized for his high level of production and superior customer service.

He was recently ranked the #3 originator in America by Mortgage Executive Magazine for 2015 and is the #1 volume loan originator in Massachusetts for 2013, 2014, and 2015, according to Banker and Tradesman. He was also honored as the #1 purchase money loan originator in Massachusetts by Scotsman Guide in 2014. For the past two years, Shant has been featured on Mortgage Professional of America’s Young Guns list of mortgage professionals under 35, and after several years as a Guaranteed Rate President’s Club member, he was recently named to the prestigious Chairman’s Circle, an exclusive club for top producers who exceed $100 million in annual loan volume.

Shant has found success in the mortgage business for many reasons but most notably for always putting the customer first. An impressive 98% of his clients would use him again, and he continues to grow his business thanks to word-of-mouth referrals. Shant’s goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate. He and his team thoroughly educate their borrowers throughout the mortgage transaction so they fully understand their options and feel comfortable with their chosen loan program. He also strives to get loans closed quickly and averages just 12 days from application to closing.

Shant graduated from Bentley University with a Bachelor of Science degree. He grew up in Watertown, MA, and currently resides in Belmont with his wife and two daughters. He is very involved in his community and the surrounding towns, and is a current member of the Watertown Rotary Club and Watertown Chamber of Commerce. Community involvement is a very important part of Shant’s personal and professional life, and he is extremely proud of his Massachusetts upbringing.

Shant interview Q&A

What advice would you give new or first time home buyers?
The best advice I could give to a first time home buyer would be to start the mortgage financing process early. Let me review your income, credit, asset and type of property you might be interested in buying in advance, so I can help you make the best decision. A home is most likely the most expensive purchase of a consumer's life, let's make sure we get everything in order first. I find that most of my clients that work with me early end up savings money long term and make more confident decisions.
What are the top 3 misconceptions people have about the home loan process?
The top 3 misconceptions people have about the home loan process are: 1. You must put down 20% to buy a home: We have products for home buyers in which you can put as little as 3% down and get a great rate. 2. It is very difficult to get a mortgage. Getting a mortgage is difficult only if you are not prepared. Getting a Pre-Approval and realistic expectation of documentation requirements and underwriting criteria makes the whole process much easier. 3. Self Employed borrowers cannot qualify for a mortgage: Not true, it is just as easy for someone who is self-employed to get a mortgage, as it is an employee of a business.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am a sports nut. I love going to any form of competition in live attendance! I am a regular at Patriots, Red Sox, Bruins and Celtics games.

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