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Sonya Kammel

Senior Loan Officer
51 Melcher Street, Offices 121,219, 239, & 245, Boston, MA 02210
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NMLS: 205407
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About Sonya

My name is Sonya Kammel, I have been a loan officer for over 22 years, I was an Auditor prior to that, but changing to finance was always my dream. I am very passionate about my business, always strive to help people getting the best program they are qualified for, with a low cost and rate. I have a Bachelor's degree in finance, which is helping me in choosing the best financing route for my clients, I am originally from Egypt, speak my native language which is Arabic, moved to US in 1982, and have both of my children born and raised in America, the greatest country I chose to move to. I've lived in Peabody, MA since 1990. You can reach me 24/7 at my cell 978-828-0022

Sonya interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
Over 22 years, helping people is my goal.
Who is your typical customer and what questions do they typically have?
Home buyers, typically they are interested to know about the process, cost and Rate.
What specific steps do you use to help your customers find the best home loan for them?
Meeting with them is my way to get to know exactly what they are looking for and how to achieve it.
How long have you been in the mortgage business? What awards have you won?
Over 22 years, Countrywide Home Loans Elite award for several years, H&R Block Mortgage 500MIL award, Bank Of America best customer assistant Award.
What advice would you give new or first time home buyers?
Meet with your loan officer, make sure to be aware of the process, costs and how rates changing can affect their loan size.
What can borrowers do to insure a smooth mortgage underwriting process?
Provide all documents at the first contact point with explanation of any unusual circumstances, the more the underwriters know about the loan the easier it is for them to approve the loan.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping home buyers
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Reading, Golfing
Tell us something that makes you unique or something wacky, yet interesting about you?
My passionate is helping people buying their dream home.

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