GuaranteedRate Logo

Stephen Bailey

Mortgage Specialist
173 Technology Drive, Suite 201, Irvine, CA 92618
Contact Stephen
NMLS: 1513472
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Our mortgage refi was anything but easy, but Stephen was amazing and very helpful throughout the whole process! He has great communication, a very personable attitude, and was absolutely delightful to work with. I will definitely recommend him to everyone I know that is looking to buy or refi their home!

Rae K. - 3/16/17

Stephen interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for less than a year and was inspired to become a mortgage professional to help people navigate a purchase/refinance.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I was competing with another lender for the best rate and payment for a particular borrower. After much going back and forth, I was able to retain the borrower’s business with no appraisal while closing in less time than his current lender promised.
What can borrowers do to insure a smooth mortgage underwriting process?
They must get all requested documents in in a timely manner, within 24 hours hours of request. The faster they can get us the documentation, the quicker we can work to get them the best loan!
What provides you with the most satisfaction in your job as a Loan Officer?
The most rewarding part of my job is helping people navigate a purchase/refinance with no headache or frustration.
Tell us something that makes you unique or something wacky, yet interesting about you?
In high school, I graduated 6 months early.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now