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Steve Mancilla

VP of Mortgage Lending
853 Camino Del Mar, Suite 100, Del Mar, CA 92014
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NMLS: 232075
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TestimonialsCustomer testimonials Read more

We bought our first home with Steve’s help. We had a difficult situation but he was able to manage it and advise us all the way!

Corie H | 7/17

We have bought and sold homes before. But with Steve, we found the process truly gratifying and it is a comfort knowing he is always looking out for us by monitoring the market and letting us know if there is a chance to save in the future.

Evan & Dawn D | 6/17

Steven was a true professional and would not have been able to get through the tough process of buying a home without him. His knowledge of the market is unbelievable!

Antoinette C | 6/16

Being a military family, we knew that we had VA eligibility, but we did not know all that it entailed. Steven was terrific in explaining the whole VA home loan program and helped us buy our lovely home in Chula Vista for our family. Then he helped us save with a refinance a few years later. That has really helped a lot.

Bernard and Nel H | 8/14 & 2/17

We were first time home buyers in 2012 and new next to nothing about the process of buying a home. We were very nervous. Thanks to Steve, we were able to have a professional help us throughout. Then he managed our mortgage since our purchase and we refinanced a few years later saving tens of thousands of dollars because of him! We are so thankful! Thank you Steven!

David and Diane A | 5/12 & 3/17

Steve and his team did everything possible to make this loan happen. They went above and beyond expectations.

Patrick H. | 10/16/2015

Steven is extremely knowledgeable and provided me with excellent customer service.

Kevin S. | 09/16/2014

Fast service! Steve was able to get me pre-approved in a day! Thanks for your help in purchasing a condo for our daughter!

Gary M. | 06/03/2016

About Steve

Steven Mancilla specializes in assisting Home Buyers, and those with existing home mortgages, professionally manage their home loan(s) over time with the effective result of creating wealth for them & their families. Steven has been in the mortgage industry for over 15 years assisting over 850 families with their home loan financing. He is one of only 15 Certified Mortgage Planners in San Diego. Prior to becoming a mortgage and finance specialist, he worked as a chemical engineer with both recruiting and management experience. His motto: "never miss an opportunity to take advantage of what the market gives you" is well known to all of his clients. He is an expert in the following Residential home loan programs: VA, FHA, Conventional, USDA, Renovation, Non-Warrantable Condos, Investment and Multi-Unit Commercial Properties.

I was drawn to the extreme level of professionalism from top to bottom in the GR organization. As well as, the dedication of the management team to making GR the “pinnacle” of the industry. Helping each and every client understand their mortgage is a financial instrument, which, if profession¬ally managed over time will create wealth for them and their families.

Steve interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I believe in building lasting relationships. Thus, excellent service for my clients is my primary focus. My mission is to ensure that their loan experience is as comfortable as possible so that they will gladly rely on me again in the future and refer all of their friends, family members, neighbors and co-workers.
What are the top 3 misconceptions people have about the home loan process?
Without a doubt, the bad perception and lack of trust the public currently has of the entire mortgage industry. We need to show our customers our true commitment to them.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I believe that our greatest individual responsibility is to give whatever time and resources we have at our disposal to those that are less fortunate than ourselves. My passion is to help orphans since they are the most vulnerable in our society. My focus has been on contributing resources towards Baja California orphanages.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love to travel, study history and learn new languages.

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