Tammy Atkins

Vice President of Mortgage Lending
1070 Polaris Pkwy, Ste 210, Columbus, OH 43240
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NMLS: 136989
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Tammy Atkins went above and beyond for us during our home loan process. She is an incredible resource and couldn’t thank her enough for her tireless help. My wife and I have worked with many loan officers due to our jobs in Finance and Real Estate and Tammy is by far the best we have ever come across.

Karl K. | May 2018

Tammy was amazing and extremely helpful!!

Renee W. | June 2018

Tammy did a great job for me. Got a loan amount that the bank declined, even though I had great credit. I would not hesitate to use her again or recommend her to others.

Sue C. | June 2018

Tammy Atkins ‘held my hand’ through the whole Home purchasing process start to finish. She answered my many questions and in a way I was able to understand, which made decision making much simpler. As a first time home buyer, Tammy put my heart at ease in all processes. She even called me right away after sending me an email, because she wanted me to be sure I was safely working. Tammy called right away anytime I left message questions, and she was always professional and so very pleasant to...

Lora A. | May 2018

Tammy Atkins was great with follow-up service and individualized attention to my loan needs. I would highly recommend her.

Anjanette F. - Centreville, OH | MAR 2018

Tammy helped us purchase our first home in Columbus. She was a pleasure to work with and I would recommend her with out a question. I've heard buying a house can be a long, stressful process. Our house was a short sale, which can make things even worse. The whole process was very easy and went so smooth with Tammy at the reigns. Tammy is a no brainier!

Zillow | AUG 2014

Tammy has been extremely knowledgeable and always very helpful while assisting us with our mortgage and refinance on 2 properties. We continue using Tammy because she is professional and takes the time to explain thigns, we depend on her for guidance during and after the process. We would highly recommend her to anyone and we have sent her friends of ours, that said they were very happy with her.

Zillow | AUG 2014

We used Tammy to purchase our first house. He provided an awesome experience and I would recommend her to anyone looking to purchase a house! She made it a pleasant and easy experience!!

Zillow | AUG 2014

Ms. Atkins assisted with purchase of our first home. She was very knowledgeable, including grants that we could qualify for to assist with a rate buy down. She was able to lower the interest from with her knowledge. If something was not coming quick enough from her processing team she was on them to see what the hold up was and see if she could help move things along. If we had any questions she was quick to respond and always a friendly personality. She really strived for our happiness with...

Zillow | AUG 2014

Tammy was very helpful throughout my entire process, and was always quick to answer any questions I had. She let me know what I needed, and when I needed by. I would highly recommend her to anyone who needs an agent.

Zillow | AUG 2014

Tammy was excellent when helping my wife and I through the decision process for a refinance. Not only did Tammy help us negotiate a favorable result, she educated us every step of the way on the "why" and "how" the process works and our options. She presented several scenarios for us that allowed us to make an educated decision.I would highly recommend Tammy when looking to finance your home.

Zillow | AUG 2014

Tammy helped me through the whole process when buying my first home. She was always quick to respond and explained everything in detail, even more than once for times when I needed a refresher. She also provided me with great recommendations for a realtor and insurance provider since I was new to the Columbus area. Loved working with Tammy and appreciate how even after the closing, she is still helpful on any questions that pop up.

ZIllow | SEPT 2014

Tammy did a great job of assisting me when I bought my first home. Since the process was a new experience for me, she explained everything in detail and made it very easy to understand. She recommended the right options that were the best for my situation. She was there anytime I had a question and followed up every step along the way, even after the sale was complete.Tammy’s pleasant and easy to work with and I would recommend her to anyone buying or refinancing on a home.

Zillow | SEP 2014

As this was my first home purchase, I had a lot of questions. Tammy was very patient and knowledgeable. She answered all of my questions and made me feel confident as we went through the process. Tammy strives to make home buying as stress free as possible. I wish I could give her more stars. I would recommend Tammy Atkins for all your mortgage needs.

Zillow | JAN 2015

Tammy did a great job. She was very easy to work with and was very helpful all the way through the process. If something was needed she didn't hesitate to call. This was great considering we were first time and I can t thank Tammy and her team enough.

Zillow | JAN 2015

First time home buyer. Tammy was very helpful and patient with me! She took time and explained everything. I am grateful and could not be happier with my loan and new home.

Zillow | NOV 2015

As a first time home buyer I think I may have relied on my mortgage lender more than my realtor and Tammy and her team were an amazing source of knowledge. She was always available to answer my questions and put my nerves at ease. I cannot thank you and your team enough!

Zillow | MAR 2016

Tammy Atkins was wonderful. She was always available when I had questions or needed anything.


It was awesome working with Tammy Adkins!

Gloria R. -Columbus, OH | APR 2016

We loved Tammy. She answered all of our questions, was very easy to get ahold of, and made buying a house for the first time a wonderful, non-stressful experience. I will absolutely refer friends, family and colleagues to her in the future.

Alida K - Grove City, OH | Feb. 2016

About Tammy

I have been the mortgage business, working as a loan officer, since early 2000. I love helping people, and what could be better than helping someone buy a new home for themselves and their family. I married my husband, David, in 2012. We live in my hometown of Hilliard, Ohio. We love to do just about anything outdoors when the weather is nice. We also enjoy traveling as much as we can. David was a combat diver in the Navy and on our very first vacation together, he convinced me to scuba dive with him. This was a major undertaking for someone who is claustrophobic... It was pretty amazing, but I think I'll be sticking to snorkeling from now on!


Tammy interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I began working as a mortgage loan officer in April 2000. I had a friend working as a loan officer who encouraged me to join. It seemed like a great way for me to utilize my math and interpersonal skills, while helping people. I jumped in and never looked back!
Who is your typical customer and what questions do they typically have?
I don't think I have a "typical" customer type. I stay current on guidelines of all products, so my customers range from first time homebuyers who need a lot of help and guidance through the process, to repeat or move-up buyers, and everything in between. I am knowledgeable in Conventional, FHA, USDA, VA, Down Payment Assistance, Renovation, and Jumbo loans, just to name a few.
What specific steps do you use to help your customers find the best home loan for them?
Communication is key. I really try to uncover the whole picture when speaking to a customer about their home loan. It's not a generic process, and what is right for one borrower is not going to be the best fit for another borrower. Listening, asking questions and understanding the individual situation helps me to cater a loan specifically for each borrower.
How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage business since April 2000. Over my career, I have regularly been a top producer, earning National Achiever awards. I also received a consumer choice award through Columbus Monthly, the Five Star Professional award in 2013, 2014 and 2015.
How has the mortgage industry changed since you started, and what would you expect in the future?
The better question would be how hasn't the mortgage industry changed since I started! When I began my career, it was sort of like the wild, wild west of mortgage products and regulations. Borrowers could easily be approved for mortgages, many times with very little documentation. Then, the housing market crashed and the regulations tightened significantly. After the recovery, guidelines loosened up a bit, and we are left with a much more balanced system. It's not difficult to get a mortgage in today's environment, but there are checks and balances and verifications of all of the application information to ensure we are lending responsibly to qualified borrowers.
What provides you with the most satisfaction in your job as a Loan Officer?
The best day in the entire loan process is the day I get to watch my customer receive the keys to their new home.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have a crazy keen sense of smell. Sometimes that is a bad thing, but sometimes it comes in handy... I was working at a restaurant just out of high school and smelled something burning after the restaurant closed for the evening. I told several managers, who thought I was crazy, but then checked it out. Long story short, there was a fire inside the ceiling from their sign on the outside of the building. My early detection prevented any major damage from happening.

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