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Tim Sturtevant

Senior Loan Officer
25 Recreation Park Dr, Ste 201, Hingham, MA 02043
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NMLS: 6772
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TestimonialsCustomer testimonials Read more

Tim Sturtevant was awesome. He explained everything very well and understood exactly what I needed and what I was looking for. Ben Caplin and Tene Jones also we very helpful getting all the documentation to both me (in MA) and my co-signer in Florida. I will be recommending this company to anyone interested in purchasing a house or refinancing.

Valerie S - New Bedford, MA | Feb. 2016

Tim Sturtavant could not have been more helpful, id say inwas a pain but everytime i called no matter what the time Tim was very pleasent snd helpfull.

Daniel O.– Plymouth, MA | May. 2015

I would not be a homeowner today if it wasn't for Tim Sturtevant. He found me the perfect loan for my situation (I am low income). I must admit that going into this process by myself was a challenge as I was moving from one state to another. Tim helped me the entire way and responded to my e-mails immediately. I think I came to count on him as more than just a mortgage coordinator as he was able to calm my fears and frustrations through the entire process. He will tell you what you need to...

Emmie H.

My husband and I have worked with Tim Sturtevant on refinancing our home twice over the last 7 years and both times he was incredibly helpful, knowledgeable and made the process so much easier than it's been with others. I highly recommend his services!

Gina P.

I was very Leary about putting a mortgage on my house, and Tim helped me with some confidence, and pretty much walked me through the whole process. He is very knowledgeable and incredibly patient. I was impressed by his immediate return calls/and or texts, if he wasn't able to speak to me when I called. It was a pleasure to work with him during this process. I would do it again.

Deb B.

Tim has handled all of our mortgage and refinance needs for the past 8 years. He is the type of professional who will go the extra mile to help a customer get into the right product with the best rates. His communication is outstanding and immediate, which is very comforting when going through a big purchase such as a home. His professionalism, knowledge, and work ethic set him apart in the industry.

John W.

Tim helped us refinance our current home. He also went above and beyond to help us find an out of state lender for our retirement home in the Carolinas! He is courteous, kind and knowledgeable. We would highly recommend him to anyone seeking a mortgage or to refinance their home.

Brenda and Phil

Top qualities: Great Results, Personable, High Integrity "Tim Sturtevant helped my husband and I get a loan to become first-time home buyers. He made the process very easy and fast. We also went through him to re-finance to an even lower interest rate a year or so later at his suggestion which saved us quite a bit of money in the long run.

Heidi N.

Top qualities: Great Results, On Time, High Integrity "Tim has an exceptional knowledge of his industry and applies that knowledge consistently on a day to day business. He is thorough on follow through and was there every step of the way guiding me through the process. Above all, Tim used his experience to help with outstanding issues and went above and beyond to the point of taking personal responsibility for each step thus making it a worry free process ending in Great Results!"

Brian C.

About Tim

Who I am:

I am a senior mortgage loan officer that can suit all of your mortgage needs whatever they may be. I have been a senior loan officer for over 15 years and love to help people accomplish their dreams of buying their first or second home, or saving money by refinancing.

Who I help:

I help anyone that is interested in getting great fast and friendly service for a mortgage loan. Whether it is someone that needs help with repairing their credit to purchase their first home or refinance their home, or someone with perfect credit that wants to purchase or refinance a million dollar property, I have programs that will meet anyone's needs.

I am an honest dependable mortgage loan officer that gives the truth about a mortgage situation no matter what the outcome is.

Tim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage industry for over 15 years, I love working with people to help them achieve their dreams of owning a home or getting back some financial stability.
Who is your typical customer and what questions do they typically have?
What is your ultimate financial goal?
What specific steps do you use to help your customers find the best home loan for them?
I like to get a full application (which takes about ten minutes) to take a look at their situation so I can make suggestions to them about the best home loans. Ultimately it is the customers choice. I don't like to be too salesy.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
The number one pro of an adjustable rate is the rate is lower than a fixed rate. I f you were think of selling your home withing the next five years it may be better fo you to look into get a 5/1 adjustable rate mortgage over a 30 year fixed and save on the interest rate.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I work with Real Estate agents that refer me borrowers all of the time that have not been qualified somewhere else and I end up getting most of them approved.
What advice would you give new or first time home buyers?
If you do not know what you are qualified for you should fill out an application to find out before you start looking for homes. You may be looking at $300K houses, but like a $400K house that you could potentially afford to buy and qualify for.
Tell us about a mortgage product that consumers may not be aware of?
There is a great 100% financing program out there for people that have credit scores as low as 640. If you would be interested in this, please call me for details.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Anyone interested in purchasing or refinancing can always use myself as a resource, I am available all of the time to answer any question that you may have. Borrowers can also use my website at www.guaranteedrate.com/timsturtevant
What can borrowers do to insure a smooth mortgage underwriting process?
Give truthful information on your application so we can get the correct numbers worked out for you.
What provides you with the most satisfaction in your job as a Loan Officer?
I absolutely love it when a person or couple thanks me and tells me that I did a great job for them. It really is a great feeling to hear people tell me that I go over and above to make purchasing or buying a good experience.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love to hang out with my family and friends or go ATV riding.
Tell us something that makes you unique or something wacky, yet interesting about you?
I truly love to help people. Anything from helping friends and family fix or build things like sheds or redoing a roof to helping finish someone's basement. I think that is why I love being a loan officer. It is a great feeling to be able to help people out when they need it.

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