Tim Trauscht

Vice President of Mortgage Lending
125 North Main St, Crown Point, IN 46307
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NMLS: 215276
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I cannot put into words how much I appreciate Tim Trauscht. He made me feel like I was his only client. He answered my every call and text no matter what time or day. I have referred him in the past and will continue to refer him.

Cindy B. - June | 2018

Tim, and everyone at Guaranteed Rate, was awesome! We were first-time home buyers and Tim was extremely patient and helpful with any questions that we asked. We felt like we could ask him anything, and not be laughed at, no matter what the question.

Andres H.- Brookfield,IL | JUN 2016

Tim Trauscht was amazing! He is extremely helpful and knowledgeable at what he does. He made a daunting process seem much easier. I will definitely recommend Guaranteed Rate to friends and family based on my experience with Tim. Thank you!

Delfino D.- PARKER,CO | JUN 2016

The entire loan processing team was stellar, painless. They were extremely timely in responding to all of my questions and concerns. I found them to be professional and as concerned for me as I was for myself. Billy Rapka went above and beyond to accommodate any issues, addressing any anxieties that I had during this process. He was available at every turn. Billy is a true asset to Guaranteed Rate, promote this person, reward him for his integrity. I would also like to comment on the...

Kristine B.- Thornton,CO | JUN 2016

About Tim

With over Twenty Three years of lending experience, my team and I will make sure that the process of your loan goes quickly and smoothly. I carry a vast knowledge of products from Conventional to FHA, as well as our VA products. I will guarantee that whether this is your first time in a lending experience or your fifth; that all options are made available to you to assure you the best loan product. I understand that at times lending can become confusing and even frustrating. I believe that a strong partnership of understanding and trust between client and Loan officer is paramount in a lending transaction; and creates a trusting relationship that last’s long after the transaction has closed.

My business is based on relationship lending, and referrals from my passed clients. I am proud to say that a large amount of my clients form the past are now referring their children to me because of the trust we have built over the past two decades.


Tim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have over 22 years in the Mortgage Business. I was inspired to get into financing after the experience I faced on my first home. I felt like no useful information was given to me. I felt blind to the whole loan process. I knew that I could add a better element of education and partnership that all buyers deserve. I am proud to say that at the end of every transaction, my clients have gone through their loan with someone by their side, who was honest, accessible, and eager to make their experience better than anyone can.
What advice would you give new or first time home buyers?
The advice that I would give any First time buyer is the same I give at my First time buyer classes. Your relationship with your loan officer is no different than your personal relationships. If you can't get along and share honesty between each other. If you have to beg them for information. If you can't get them to call you back to answer the questions that are important to you. Break up with them. Trust me. They will get over it.
What part of the home loan process do customers find most difficult and how do you help them through it?
I think the hardest part about the mortgage process is trying to understand how it really works and the complexities that the new financing rules bring to loans. Helping them understand how it works and why the rules are there really help buyers navigate through the mortgage process.
What provides you with the most satisfaction in your job as a Loan Officer?
The most satisfaction I get is when the buyers are sitting at their closing finishing their loan transaction, and starting their new life in their new home.
Tell us something that makes you unique or something wacky, yet interesting about you?
With all the stress that buying a home can be, I always try and reassure my clients that we are a team all the way through.

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