Tom McMurray

VP of Mortgage Lending
15061 Springdale St., Suite 113, Huntington Beach, CA 92649
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NMLS: 39007
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Everyone was extremely helpful and kind. They were hardworking and always seemed to be a call away from helping us.

Victor L. | June 2018

Exemplary service!

Megan G. | June 2018

Everyone was extremely helpful and kind. They were hardworking and always seemed to be a call away from helping us.

Victor L. | June 2018

Everyone was extremely helpful and kind. They were hardworking and always seemed to be a call away from helping us.

Victor L. | June 2018

Thank you! Quickly and professionally done in a pinch!

Eric O. | May 2018

Great experience with my VA refinance!

Kathleen C. | May 2018

Very satisfied with Guaranteed Rates. They kept us updated with everything and we couldn't be any happier. Definitely recommend them to anyone.

Joel G.

Tom & Ken are great people to work with in the Huntington Beach Office. Loan processed in a timely manner & closed when they said it would. Couldn't ask for anything more! Thanks guys!

Richard P. | February 2018

Top notch service. I was always informed through every step of the way. The whole process only took a couple of weeks just like they said. HIGHLY RECOMMENDED!

Craig - Funded 12/7/2017

Tom was wonderful from the beginning. His team worked fast with the short timeline we had. The rate and costs of the loan were competitive. It was reassuring to work with competent professionals! Thanks again!

Claude A. | Oct. 2017

Tom McMurray and Grace Thayer were incredible. Thank you so much from the Clark Family.

Bret C. | October 2017

Tom McMurray and his team did a fantastic job with the loan process and getting the loan done quickly. They were in constant contact with me, and keeping me updated throughout the loan process.

John C. | October 2017

Tom and his Team were amazing. They stuck with me through 9 offers and over a year of trying to buy. On top of that he closed in record time, preventing me from having to worry as I executed military orders out of the area for the last planned 2 weeks of escrow. INCREDIBLE AND PROFESSIONAL TEAM!

Donald F. | October 2017

Tom is an intelligent and a professional lending officer. He and his team are always there for you even early morning, late at night, and during weekend when you need them. I learn a lot on money and credit score management from them. Tom is very resourceful and is able to seek opportunities that I did not even think about it to ensure we pass through underwriter. For example, extra routine stipend that adds up to better debt income ratio. I chose Tom out of 6 lenders who had given pre approval...

- Paul and Julie - Funded 10/2017

Tom McMurray and his team were very professional and helped us through every stage of process. I will be recommending Tom and Guaranteed Rate to my colleagues, friends and family. Thanks for everything!

Chris N. – July 2017

Tom McMurray and his team are consistently reliable and very responsive. This is my 3rd loan with Guaranteed Rate and this time I did not bother to comparison shop because Guaranteed Rate was going to be as low/lower than everyone else in terms of rates and costs. Much appreciated.

Brandon S. | 05/30/2017

Tom helped me through every step of the way and I couldn't be more appreciative.

Erin. H – April 2017

Tom and his team made this the BEST experience. They went above and beyond what my expectations were. I would highly recommend and use them again. So thankful to have been recommended by my Redfin realtor, couldn't have been better.

Melissa P. – April 2017

This is our 6 buy or refi with Guaranteed Rate, they are excellent and Tom McMurray and his team are excellent, they make the entire process as easy as possible. Thank you!!! I'll be back?

Deanna E. – March 2017

Tom McMurray and his team did a great job! Our loan went smoothly and we closed a little early. Thanks!

Brian R. – March 2017

Tom was beyond fantastic! The process was a dream come true because of working with Tom and his team! We have already referred friends to Tom and will continue to do so as well because he is so amazing. No matter how big or small the question Tom was able to answer right away and made us comfortable for our first home buying experience. It was perfect and it was because of Tom and his team.

Eric and Stacy C. – Feb 2017

Working with Tom was easy, informative, and all in all amazing. Thanks, Tom!

Robert C. – Feb 2017

Guaranteed Rate made buying a house a easy smooth process they always answered any question or concerns I had and communicated every step of the way. They also found a lowest rate for us possible. I will definitely be recommending them to friends and family.

Vanessa B. – Jan 2017

Tom McMurray was knowledgeable and professional, a true pleasure to work with. Painless experience from beginning to end.

John Q. | Jan. 2017

Excellent communication and customer service from our loan officer. This was a very smooth and no stress experience. I highly recommend Guaranteed Rate. Tom McMurray was a pleasure to work with. Thank you!!!

Mary W. – Jan 2017

My agent was friendly, knowledgeable and very helpful. I am recommending him to all my family and friends. As a matter of fact my sister is the one who gave me his number. Very Happy... Thank you

Alexandra R. – Dec 2016

Mr. Tom McMurray and his staff were helpful, patient and handled the loan process with great customer service. Quickly responding to all our questions. We are quite pleased.

Donna M. | Dec 2016

Tom and his team were awesome! Thorough, patient with all our questions and most important, honest. I would recommend him to anyone I know.

Mark K. – Nov 2016

We cannot say enough about our wonderful experience with both Tom McMurray and his team at Guaranteed Rate. From day 1 to closing, Tom was a professional who delivered stellar customer service. He answered every question, addressed every concern and was easy to work with. We never felt like just another deal, both he and his team treated us like real people. He is very honest and upfront, and we were never left confused or in the dark. This was my second home purchase, so I have a...

Nicole G. – Dec 2016

From start to finish everything went really smooth and cannot say enough great things about the team I dealt with. Thank you!!!!

Josh A. – October 2016

Tom was hands down the best lender we have ever come across. I would recommend him without any hesitation. Thank you so much!

Chad & Terah C. – September 2016

I called Guaranteed Rate to handle a streamlined VA refinance loan. Tom McMurray took my call and stayed with me from that first call to the final closing. Any additional Information needed was handled by him directly to me. When I called with a question or a concern he always answered the phone. I never received his voicemail. Nothing can slip through the cracks or needs to be readdressed when things are taken care of that way. I only wish more companies handled their business like Tom. A true...

Debbie V. – October 2016

Tom is very knowledgeable and accurate when answering our questions. He and his team did a phenomenal job with our first home purchase. When it's time to refinance, we will definitely be contacting Tom.

Jackie N. – August 2016

Tom McMurray was great! i am pretty clueless on how everything works and he walked me through it all. He gave me great options that i could work with and made it so simple and painless. I have already recommended a few people to him.

Kelly N. – July 2016

I just refinanced for the second time through Tom McMurray and as always he and his staff did a tremendous job! Tom is always extremely prompt on answering any emails or questions that I had while also keeping me updated of the status of the process as time went on. I will definitely be looking to refinance again in the future with Tom and I will be recommending him to anyone I know that is looking to refinance.

Jeff M. – August 2016

Tom and his wife Jessica worked together on my re-finance. They got me a 3.5% VA fixed rate loan. It funded yesterday. I also had a silent second mortgage from the Sonoma County Redevelopment Commission and they had to approve my new loan. Tom and Jessica breezed through this hurdle faster than a New York haircut. All-in all they did an exceptional job and they work really well together.

Daniel D. – July 2016

It was easy to get in contact with with my loan officer and everyone was helpful. The process was very smooth and I loved the on-line signatures which made it even more easy for us since both my husband and I work.

Janet G. - June 2016

Tom McMurray and his team made the process stress free, efficient, and delivered the product as promised. I have closed a fair number of real estate transactions and this was by far the easiest.

Stefan F. – April 2016

As first time home buyers, we were new to the process. Tom answered all of our questions, the "dumb" ones and the complicated ones. He always went out of his way to find our answers if he didn't have them on hand. Great service.

Jonathan S. - August 2015

Tom and his staff were always ready to answer questions and guide us through the process. They always explained where we were in the process and why. All were very positive and polite.

Lani E. - November 2015

It has been pleasure working Guaranteed rate in closing my dream home. Right from the pre-approval process, I have been updated constantly on the status and do and don't for final approval. Thanks to Tom McMurray for guiding through this process.

Sriman – December 2015

We were purchasing a vacation home and refinancing two other homes. At first I was hesitant to use an unknown company but as I started the process with Guaranteed rate and 3 other big banks and 1 other mortgage broker. The big banks could not even come close to the rates that Guaranteed rate got us. I was so happy with the rates and service. So professional and really helpful. I highly recommend them. We have purchased 6 homes and this by far was the easiest and best company to work with....

Behzad E. April 20, 2016

"Tom McMurray is the most courteous, knowledgeable and professional loan broker that I ever have the pleasure to do business with. Tom has made this difficult process understandable, logical and efficient. It was because of his patience and methodical guidance that allows me to do this loan step by step until the desirable outcome is achieved. Tom leads a great team including Tanya, Grace and Jennifer that made my dream home a reality. Thank you from the bottom of my heart !!! "

Fernando M - December 19, 2015

From start to finish Tom and his extremely professional staff were there every step of the way providing solid service. I would highly recommend him and his crew to anyone who wants honesty and integrity when working with their future.

Rick T. - December 16, 2015

Wonderful experience working with Tom McMurray. He was very knowledgeable and made the entire process seem so easy. Tom was always available to answer all of our questions including evenings and weekends. We had no problems with our loan and closed escrow on time. I would definitely use Tom again.

Brian S. - December 16, 2015

Tom made the process of buying a house and obtaining a loan such a smooth process. The paper work was overwhelming but Tom made it easy and efficient. We had a short escrow and had to turn over documents quickly and complete. Tom was on it everyday making sure we knew what we were doing and completing everything on time. Anytime I had a question he responded quickly. We wouldn't have gotten the place without him. Thank you so much Tom!

Carolyn M. - July 19, 2015

Amazing service and found us a low rate even with our low credit score. Simply Amazing

Arvan B - Fairfield, CA | Feb. 2016

Tom McMurray was just great, incredibly helpful, always available, just all around awesome.

Neilan C.– Rancho Santa Margarita, CA |

About Tom

Tom is Branch Manager and Vice President of Mortgage Lending at the Huntington Beach office for Guaranteed Rate, The Home Purchase Expertsý and the 8th largest retail home loan lender in the U.S. He entered the mortgage business in 2001 with a Fortune 100 company quickly becoming a top producing loan officer and sales manager. In 2010, he joined a fast-growing, nationwide lender where he served as the head of retail sales and helped lead the company to record profit levels. He then joined Guaranteed Rate in 2015 to focus on serving his personal clients and building his team to serve Huntington Beach and surrounding communities.

Over the past 15 years Tom has personally closed over 2,600 loans and his teams produced over $4.5 billion in total loan volume. This invaluable experience enables him to provide his clients with an unparalleled customer experience and advice they can trust. Combined with Guaranteed Rate's award winning and industry leading platform Tom is proud to offer his clients an extensive array of low rate, low fee mortgage programs along with a seamless and simple process. Whether you're refinancing an existing home loan or purchasing a new home Tom has the loan product and expertise to manage your home loan needs.

(714) 868-5858

Tom McMurray NMLS ID: 39007

Guaranteed Rate NMLS ID: 2611


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