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Travis Lang

VP of Mortgage Lending
311 North Washington Street, Bismarck, ND 58501
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NMLS: 491580
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My loan officer, Travis Lang and his associates made the whole experience easy and convenient. It was a pleasure to work with them.

Judith L. | September 2017

Travis is truly there to help people. It's his passion to help others and I've seen first hand the time and effort he puts in for his clients. I have already gave his number to multiple people. He's found what he's GREAT at and he keeps pushing. I thank him and guranteed rate immensely!

Danell S.| September 2017

Ever since my wife and I heard about Travis from Guaranteed Rate, he was already on the phone calling us. From the first phone call we were both confident that guaranteed rate was the only way to go. We met with Travis the next day and the rest is history. The team at Guaranteed Rate were super easy to work with, confident in what they were doing, and excited about what they were doing. Even after earning out business they kept in contact with us, were very easy to get a hold of, and kept...

Jon M. - Funded 8/18/17

Travis Lang and staff that worked with me were wonderful and very easy to work with. I was able to make a dream come true!

Nancy D. - August | 2017

Excellent process. Was very quick, easy, to get through the process. Very timely responses on questions.

Ryan B. - Funded 8/18/17

Travis made the process of getting a mortgage easy and walked us through everything... He is a great guy to work with.

Ryan W. - August | 2017

Awesome place,took care of me and my needs,thanks so much.

Shane Johnson | August 2017

Travis and the team were terrific!

Katherine H. | 08/08/2017

Travis Lang did a great job for us in our loan process and we wanted to commend his working for us. We would use guaranteed rate again because of his work! We have had a great time and experience in this process because he was integral to working for us. Thanks Travis!

Steven M. | 07/05/2017

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Travis interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the business since 06/2009. Being able to help people reach their goals and dreams is what inspired me.
Who is your typical customer and what questions do they typically have?
My typical customer is first time home buyers. They typically ask "how does the process work" and "how do we get me a house".
What specific steps do you use to help your customers find the best home loan for them?
I make sure we go through a full application and make it air tight. I go over every option and asking them how long they plan on keeping the home to determine what is their best route for long term success.
How long have you been in the mortgage business? What awards have you won?
Since 6/2009. I got awarded top producer in 2014 and 2016 at my previous employer for the whole bank. I was awarded top producer at NDHFA for the most first time home buyer loans in 2016.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Pros for fixed is client knows their P&I wont ever change and payment will stay consistent. ARM is good if client only plans on keeping the house for a short term basis only.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Many first time home buyers do not know how to get their paperwork so working with to get it in a very timely fashion with many moving parts is always a great success.
What advice would you give new or first time home buyers?
To have their checklist of paperwork ready to hand their loan officer to make the process run smoother and always be speedy if the loan officer needs more items during the process.
Tell us about a mortgage product that consumers may not be aware of?
NDHFA first home program.
How has the mortgage industry changed since you started, and what would you expect in the future?
I came right at the crazy time so I would say not much other then in the recent last year seems to get more products and options to offer clients.
What part of the home loan process do customers find most difficult and how do you help them through it?
Getting their checklist, all scanned in or printed off. I offer to print and or pull it up with them at my office of have their companies scan it to them.
What are the top 3 misconceptions people have about the home loan process?
It takes 2 months, I need a large down payment, I need a good credit score.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
The NDHFA online first time buyer training.
What can borrowers do to insure a smooth mortgage underwriting process?
Be speedy with their responses and keep all info the same.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
Be speedy with their responses and keep all info the same.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
At the moment I am not but will be soon.
Summary of where you grew up: family, affiliations, college, high school, etc.
Grew up in Bismarck, ND. I graduated Bismarck High School in 2004. Went to college at University of Minnesota for 3 years and then finished my bachelor’s degree at Augsburg College in 2009. I also wrestled all through college and was a 2x College All-American placing 5th twice at NCAA national Tournament.
What provides you with the most satisfaction in your job as a Loan Officer?
Seeing my clients happiness at the closing day.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Spending time with my fiancé and daughter. Going on Vacations, boating and spending time with friends. Coaching my wrestling team and youth wrestling program.

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