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Vanessa Torres

Vice President of Mortgage Lending
264 Riverside Ave, 2nd Floor, Westport, CT 06880
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NMLS: 87465
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Vanessa Torres and her team were great to deal with. Thanks

Marion B.

Although there were challenges with obtaining my loan, my loan officer was very instrumental in keeping me focus and optimistic. She was strength focus at all times.

Miriam S.

I recommended Vanessa many many times to my buyers and I can truly say she is one of the best most dedicated loan officer out there, SHE KNOWS HER LOANS... If anyone can get you a loan it's Vanessa.

Guilio L.

Vanessa Torres was diligent and worked tirelessly to help me get approved.

Rose Q. – Hamden, CT | SEP 2015

I know how hard you worked with our client Tamika on this transaction! Thank you for going the extra mile!


Thanks so much for making this happen, Thanks again for all your help. We're loving the house and really enjoying the neighborhood. You were great to work with and I will be sure to recommend you in the future.


What can I say? Vanessa has been so awesome. She's held my hand throughout the entire process and for me it has been a long process. She offered me advice and guidance when I wasn't ready, Vanessa followed up with me to see where I was with the action plan she gave me. She was always patient, kind and caring, never judgemental. Vanessa really knows her mortgage industry well. Thank you for all your help

Karen W.

Thanks again for all of your hard work. My broker considered this a miracle. Thanks for your help on that deal, I am so happy it worked it and you really made it happen!

Anne M. - realtor

Hi. Thank you so much for everything you've done for us. I'm very satisfied with your service. I will be recommending you with anyone who might be interested in making their dream of home ownership at reality. Thank you

F. Pagan

I wanted to thank you for everything you did for get approved our loan, thank you so much... I just to your phone to a gentleman that works with me and who wants to buy a house, you are going to call. Thank you for everything!

R. Revilla

My Loan Officer, Vanessa Torres was extremely helpful. She is very knowledgeable of the field, and gave her time and attention to me/loan process. She accepted my phone calls during non-working hours to answer questions, etc. The process of a home purchase can be extremely daunting. Vanessa as well as Dorian Rodriguez, Loan Coordinator, were extremely patient explaining procedures/paperwork, often times repeatedly as I became nervous and anxious during the process. They never once made me feel...

Tamika H.

Vanessa Torres was diligent and worked tirelessly to help me get approved.

Rose Q.

Very professional, I am truly happy with how they handled the loan and the closing. Thank you so much!

Carmen M.

About Vanessa

Vanessa has 10+ years of experience. She specializes in tailored financing that fits your unique lifestyle. Vanessa has a strong presence in the heart of downtown New Haven, CT. In recent years she has been able to expand her skills across the state with an authentic experience defined by respect, honesty and integrity. Vanessa puts the same amount of passion into every loan, whether youýre refinancing or buying a property for the first time. She aims to provide her customers with long term financial security and wealth accrual by being fitted into the right mortgage.

Vanessa interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the business for close to 14 years now. My mother actually introduced me to the industry . She was a top producing originator during that time. And well the rest is history ....
Who is your typical customer and what questions do they typically have?
My clients range from inexperienced first time home buyers to seasoned flippers. Most common questions are always on rates, cost, products, down payment requirements, what attorney should they use, how does the appraisal process effect them and so on.
What specific steps do you use to help your customers find the best home loan for them?
I always start first and foremost with credit review in detail, then I discuss the options which will yield them the lowest monthly payment or lowest down payment. I always run at least 3-4 options to any applicant so that they can make an informed decision before choosing a final loan program and term.
How long have you been in the mortgage business? What awards have you won?
14 years in the BIZ. I started I the mortgage business as a processor and have worked most every aspect that's possible and ultimately determined that originating was more my fit. I truly enjoy being able to help people with the American dream of homeownership.
Tell us about a mortgage product that consumers may not be aware of?
Lender Paid Mortgage Insurance ... most borrowers have no clue what this even means.
What part of the home loan process do customers find most difficult and how do you help them through it?
I think the part that some applicants find frustrating is once their loan has been decisioned, they feel as though they have to jump through hoops to get paperwork in. Or when conditions are asked of them, they may feel as though we are a bit intrusive in their personal information.

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