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Wendi Mahoney

Vice President of Mortgage Lending
724 S. Pearl St, Denver, CO 80209
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NMLS: 445993
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TestimonialsCustomer testimonials Read more

Wendi and her team were outstanding to work with for our first mortgage. Being first time home buyers, we had a lot of questions. Wendi's team was always thorough in their explanations of what was needed during the mortgage process and were very patient with our many needs. On top of that, Wendi was extremely proactive in providing pre-approval letters for each offer we made, streamlining the offer process. We feel her ability to "shop" our credentials to several banks gave us the opportunity...

Jeffrey B. - Denver, CO | NOV 2016

Wendi took the time to walk me through each step of the process and was available to me to answer specifics relating to costs at each step. She was ALWAYS prompt in her response and no question was too insignificant for her. This process made me feel as though I barely had to do anything at all!

Kristina G. - Lakewood, CO | SEP 2016

We absolutely loved working with Wendi and the Guaranteed Rate team. This is our second time using them for a home purchase and they are professional, dependable, and easy to work with. We would absolutely use them again and recommend to our family and friends.

Laura P. - Wheat Ridge, CO | AUG 2016

I felt that the online tools were secure. My Loan Officer was readily available, even on short notice, and she respected and accommodated my goals. My budgeted goal for the monthly mortgage payment was entirely met.

Teresa G. -HIGHLANDS RANCH, CO |JUL 2016

Our work with Wendi Mahoney and her team were exceptional. Professional and efficient made the process enjoyable and without any stress or anxiety. I would highly recommend Wendi and extend my sincere thanks and appreciation for her efforts. Thank you.

Robert M. | 08/10/2016

Wendi is great! They follow up and they provide detailed and thorough instructions for every step of the way. The communication is great.

Kara H. - 5/16/2016

Wendi was great, especially with responding to me in a timely manner. Everyone on the team let me know what documents they needed from me as early as possible, which made it much easier on my end to acquire them without having to rush.

Nathan L.

Wendi Mahoney did a great job of putting together my loan! She took a lot of the stress out of purchasing a new home, and I am grateful to have used Guaranteed Rate!

Derek P.

Wendi was up front and very thorough about the loan pre approval and approval process and made things very easy for me as a first time home buyer. From pre approval to closing, this process was very simple.

Patrick B.

Wendi Mahoney was great to work with. This is the second time I have used Guaranteed Rate,and Wendi is the reason.

Darren D

Wendi did everything she could do to speed up the process. She was clearly looking out for our interest.

Frederick D.

Would highly suggest Wendi Mahoney to a friend or colleague.

Jenny H.

Wendi and her team provided us with all the documents and questions in a timely and professional manner. We were ahead of schedule for pretty much everything. I am extremely satisfied with the process. The closing process was just as smooth as everything else. Wendi helped answer any questions we had and clarified everything we were signing. A very comfortable experience. Wendi and her team made the loan experience smooth and enjoyable. Yes, there were tense times because this was my first...

William H.

Wendi Mahoney was professional, courteous, and very helpful throughout the process! She kept us up to date and answered any questions in a prompt and accurate manner!

Matthew L. -- Denver, CO 7/10/2014

I started working with Wendi more than a year and a half ago to refinance our existing home. That process was seamless, so when my family started thinking about moving to a larger home, there was no one we would have consider working with. Wendi has provided numerous financing options to meet our goals both for the short term as well as long term. I cannot say enough about Guaranteed Rate and Wendi Mahoney and I am of course telling all of my friends and family what an easy experience this...

Jim F.,

The house buying experience can be stressful and both of you made it easy for Mikael and I to find the home of our dreams. We are so excited and we have both of you to thank for helping making it happen. I will be referring many people to the both of you in the future…

Jim F. -- Littleton, CO 4/11/2014

Wendi and her team met every deadline and exceeded every expectation. She's also very very nice.

Zach S. -- Denver, CO 4/3/2014

Wendi Mahoney was excellent to work with. She was very responsive to requests, very helpful in answering questions and made the overall experience a very positive one.

Michael H. -- Denver, CO 4/21/2014

About Wendi

I am fairly new to the mortgage business, having started at the beginning of 2010. I previously worked in public policy, as a budget analyst for the state legislature. My husband, a realtor for 20 years, suggested I might enjoy the mortgage industry. I really love helping people with their home loans, ranging from the first-time home buyers to someone wanting to refinance in preparation for retirement. It's so rewarding and really an honor to help people with what is sometimes the most significant financial decision they will make in their lifetime.

Wendi interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I am fairly new to the mortgage business, having started at the beginning of 2010. I previously worked in public policy, as a budget analyst for the state legislature. My husband, a realtor for 16 years, suggested I might enjoy the mortgage industry. I really love helping people with their home loans, ranging from the first-time home buyer to someone wanting to refinance in preparation for retirement. It's so rewarding and really an honor to help people with what is sometimes the most significant financial decision they will make in their lifetime.
What specific steps do you use to help your customers find the best home loan for them?
Clients love Guaranteed Rate's Digital Mortgage. This system allows buyers to get pre-approved and see current rate quotes instantly for various loan options. This allows borrowers to get a feel for what their home loan would look like, from any device at any time of day, within about 15 minutes. When completed, I have complete information to reach out to finalize and formally pre-approve borrowers.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I recently had a loan that closed in 9 days, from submission to underwriting to closing table. The seller was a bank, so the closing date was dictated. Guaranteed Rate's remarkable team made it happen! The buyer was a first-time home buyer, so it was particularly rewarding that all went so well.
What advice would you give new or first time home buyers?
A buyer's experience is so much better when they get their loan in order BEFORE looking at properties with their realtor. This includes completing an application, providing some initial financial documents (typically current paystubs, W2s, and asset statements) and working with me to finalize the pre-approval. This puts buyers in the position to make an offer on a property, and I can provide a pre-approval letter quickly. Buyers that wait until they find a property to get pre-approved experience a lot of stress, and in the current competitive market, can miss out on going under contract because they're not prepared.
What part of the home loan process do customers find most difficult and how do you help them through it?
If a client is organized, they are pleasantly surprised at how really simple the process can be. Those who are not organized, or cannot access necessary documentation, or resist providing, struggle the whole way through. My team works hard to set expectations up front about the required documentation and the process, as well as gather documents thoroughly up-front, so we're not continuously going back for more. Our Digital Mortgage and Transfersafe system make the process secure and convenient for clients - they can view a checklist of necessary documents and upload documentation at their convenience.
What can borrowers do to insure a smooth mortgage underwriting process?
The most important factor to ensuring we can process a loan in a timely manner is the borrower's participation. Borrowers must provide all required documentation, fairly quickly after receiving their loan package. While sometimes the documentation required seems unreasonable, current underwriting regulations require very thorough documentation of income, employment, assets, credit, and current debt obligations. One misconception is that underwriters pick on people, asking for additional documents that seem superfluous. This is not true! The same documentation is required of all borrowers.
What provides you with the most satisfaction in your job as a Loan Officer?
One of my favorite things about being a loan officer is making the process as seamless and easy as possible for the borrower. There is nothing better than a borrower's surprise at the closing table that getting a home loan is really not as bad as going to the dentist!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
My husband and I have 3 active teenagers - a daughter who is a junior in high school and 2 middle school boys. We spend a lot of time supporting them in their endeavors - cross-country running, competitive baseball, competitive go-karting, lacrosse, soccer. We also enjoy traveling as a family, and spend a lot of time with our 3 dogs.
Tell us something that makes you unique or something wacky, yet interesting about you?
I married into a family of realtors, and understand that the home buying business is not simply a job, but more of a way of life. Realtors and mortgage lenders must be available to their clients at all times, and understand each client's unique situation. Having insight to the real estate process for so long, I also understand how to make transactions successful for realtors. I consider it my top priority to be a good reflection of them.

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