GuaranteedRate Logo

Will Gandy

Branch Manager/VP of Mortgage Lending
4710B Freret St, 2nd Flr, New Orleans, LA 70115
Contact Will
NMLS: 93583
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

A true partnership. Will was not only extremely personable, but he was amazingly patient, responsive, and always made us feel at ease with the entire mortgage process. We will be recommending Will and Guaranteed Rate with overwhelming confidence from here on out. We appreciate the service that was provided more than we could ever express and couldn't have asked for any better of a partner than Will. Thanks again for everything; we are looking forward to sending many great referrals your way.

Jerrica K. - New Orleans, LA | APR 2017

Will Gandy was very helpful and thorough throughout the entire process of me buying a house. I not only am very pleased with the outcome, but will highly recommend WIll to others. Thank you:)

Kyle O. New Orleans, LA | MAR 2017

Will Gandy was so helpful during my refinance. He was always available to answer my many questions and kept me informed throughout the whole process.

Francine G. - Mandeville, LA | FEB 2017

William Gandy was our loan officer for this purchase transaction. Excellent job! He was very personable and always responded to our questions and concerns. He made the loan process a lot less stressful than we anticipated. I would highly recommend Will to any of my friends and family.

Shawn H. -Jefferson, LA |JUL 2016

Will Gandy was excellent. He deserves credit for his patience and persistence.

Jeffrey H. – New Orleans, LA | APR 2016

Will was AMAZING! He made an extremely difficult and confusing process as easy as could be expected. We will always go to Will for our mortgage needs and will GLADLY refer friends.

Bobby P. – Gretna, LA | JUL 2016

My refinance was a life saver! I cannot thank you enough for all of your help! Thanks, Will!

Janice Carbon | NOV 2015

Will Gandy is a very organized and trusting person. He made the process easy for this first time home buyer. I appreciated his timely communication and knowledge throughout the home buying process.

Rebecca G. – New Orleans, LA | APR 2016

Will Gandy and his team did a wonderful job walking me through the loan process. He was very personable, professional and very helpful. I intend to use Will and his team when I purchase another property Sincerely, Chuck DiLauro

Eric. T | March 2016

Thank you Will Gandy for all your help with this cash out. It has been a fantastic experience for me, I wish you all the best and will be in touch the next time I need a mortgage.

John B. – New Orleans, LA | DEC 2015

Will and the rest of the team were a pleasure to work with. Everyone was very friendly and professional and I could tell that they truly wanted to obtain a loan option that would work the best for me for the best rate. They knew that I couldn't put a large down payment for my home purchase, and Will was able to work with me, which was greatly appreciated! I couldn't be happier with my experience.

Jennifer M. – Mandeville, LA | APR 2016

I can't tell you how much the "It's A Wonderful Life" package from Guaranteed Rate made my day. I was raving about my experience with Guaranteed Rate before I closed on the house, but now I want to shout my praises from the rooftop. I will absolutely refer Will Gandy to anyone I know who is considering buying a house. Thanks again, for everything!

Katrina W. | NOV 2015

Will Gandy was very responsive and very good at explaining the steps and where we were in the process. He made first time home buying as simply as possible and stayed on top of all the other moving pieces. We closed in less than 30 days and couldn't have been happier.

Michael S. – New Orleans, LA | NOV 2015

The team at Guaranteed Rate was excellent. Obtaining a loan is never easy or stress free, but all of them were very helpful in both advice and remaining calm.

Michael M. – New Orleans, LA | APR 2016

This is the 14th home that we have purchased and I can say the process was terrific and the people were excellent. It was easier for us than ever before and even the closing went extremely efficient. Will Gandy, and team were all fantastic. Thanks to them all!

Thomas R. | SEP 2015

Will and team were always available when I needed them!! I love the fact that Will contacted me back and was always available whenever I needed anything.

Crystal W. – New Orleans, LA | AUG 2015

There was a lot of dedication on Will's part, he made it all happen!

Nicholas F. – NEW ORLEANS, LA | May. 2015

As promised, Will was able to tell my story so that all of the income I received from multiple employers was given consideration during the mortgage approval process. It worked. I just closed on my first home in 'Hollywood South'.

Jack L.

We just closed on the purchase of our home in the Carrollton Neighborhood and couldn't be happier. Will Gandy provided a home mortgage with a great rate and, most importantly, a smooth process with no last minute surprises. We actually took a vacation for the majority of the transaction to arrive home to a fully approved home loan! We'll recommend that our family and friends use Will's services so they can have the same great home mortgage experience that we had.

Dave and Lea

Will is always working hard to provide his clients with the best possible level of service.

Tina S. – Crescent Title

Will Gandy demonstrated a desire to assist that was not merely driven by the need to make a sale, but to obtain the best possible refinance transaction possible for me. Will was efficient and effective in contacting several companies and developing several plans to assist me in determining which plan met my needs. The level of communication was excellent as Will kept me abreast of progress and considerations throughout the process. Following completion of the refinance transaction, Will made...

Betty C.

Will and I have worked on a couple real estate financing deals that have required real creative solutions. Will was professional and knowledgeable and even provided direction to other funding sources when one project was outside his sphere.

Jeffrey G.

I’ve worked with Will on numerous occasions. He’s a hands on professional. Always in touch with his clients and agents and makes sure the deal closes.

Liz G. – Crescent Title

Once again, Will went above and beyond to serve my clients’ best interests. I am always proud to recommend him and associate my name with his.

Sheri T. – Gardner Realtors

Will was able to offer a loan with better terms than the loan offered to me by my local bank. The transaction went smoothly and I closed the purchase of my Old Metairie home within two weeks of the initial loan application. I would recommend using Will as your mortgage professional for your next real estate transaction.

Perry E.

Will did an outstanding job of helping us refinance our current home. He was extremely thorough from start to finish in providing us with several different scenarios to choose from. I would definitely recommend Will.

Rocky D.

I will gladly recommend Will Gandy to all my friends and family members looking to refinance. I have refinanced before and can tell you that Will made what is so often a very stressful and intimidating experience, easy! Easy is the operative word. Will is easy to reach and easy to talk to, and he does the leg work for you. Will even solved a problem for me with the title company after my closing. Will is courteous and professional. It is a pleasure doing business with him. Thanks again,...

Janice C.

Will Gandy is not only the best at what he does, he really cares about what’s best for you. Will was able to find us a great deal when we thought that it wasn’t possible. We will continue to use Will in all our future dealings.

Luis and Emily

Will does a terrific job in a tough lending environment. I have seen Will get a loan to a closing when other lenders did not have the skill to do so.

Bob B. – Crescent Title

I can’t tell you how excited I am to have just closed on my new home. Both Will Gandy and I worked very hard to reach our closing in a difficult lending environment. It wasn’t always easy, but Will worked extra hard and made himself available to me whenever I had questions or concerns. I will recommend Will to my Friends and Family as I now recommend that you use his services for your home mortgage needs.

Melissa C.

We just closed on the refinance of our 13 unit multifamily property and I couldn’t be happier. Although the commercial lending environment is a difficult one, Will Gandy was able to overcome all obstacles to obtain a commercial loan product tailored to our needs. Will was diligent, responsive, and upfront throughout the process, which is paramount in today’s difficult lending environment. I’d recommend Will Gandy to assist you with your Commercial Lending needs.

Peter G.

Will helped with the mortgage for our first house in a very difficult lending environment. He was always available to answer any questions, managed the loan on time, and there were no surprises at closing.

Max C.

Will takes great pride as a lender in helping borrowers get to a closing table and into their homes.

Bob B. – Crescent Title

There is no lender who provides better service for my clients than Will

Sheri T. – Gardner Realtors

I attended Will Gandy's first time home buyer seminar and learned enough about the home buying process to close on my first home within 3 months of attending. Will and his team of professionals made the process much easier than I had anticipated. I'm now the proud owner of my own home.

Rachel R.

We'd like to thank you for your extra effort in helping us take advantage of all seller paid closing costs per our purchase contract, while lowering our interest rate by .25%! We'll save at least $2,000 over 5 years because you took the time to make our best interest your priority. Thanks again!

John and Aimee

Many, many thanks to Will Gandy and his wife, Lorie, for making our open house so successful. Will, your level of service far exceeds a normal lender. Working with you is a dream come true!

Cindy F. | Apr. 2015

Will Gandy did an exceptional job. Nothing but good things to say.

Shannon A. – New Orleans, LA | Mar. 2015

Thanks for all your help with the sale, Will. I can't believe you got it to close!!

Letty R. – New Orleans, LA | Feb. 2015

Thanks so much Will! You made it so easy! We'll definitely recommend you to all our contacts!

Renee J. | Jan. 2015

I've been working here exclusively with sellers for years now so I get exposed to a lot of different lenders and communication is what's always lacking and makes a tough situation get worse. Your constant, unprompted communication with both agents was impressive. I'll definitely recommend you and encourage our buying agent to give you a shot. Thanks again!

Aaron D. | Jan. 2015

Will Gandy is the BEST!!! I am convinced that we would have NEVER made it through our refinance if it wasn't for Will! He really worked hard for us when other lenders just basically ignored us when they saw it was going to be a challenge. Will never gave up! With him you have a customer for life! Thank you VERY MUCH WILL!!!

Jeffery P. | Aug. 2014

I have worked with Will before and he has always been top-notch! I do not think I could work with anyone else on a loan!

Ashley C. | Apr. 2014

I loved everybody I worked with. Will was great he went beyond necessary got it done!

David F. | Jan. 2014

Will Gandy was great to work with, his experience and knowledge made this a smooth process.

Lance M. | Jan. 2014

Will Gandy was very helpful and attentive throughout the entire process

Timothy K. | Apr. 2014

Will and his team were exceptional. I don't think the process would have gone as smooth if I had been working with a different team!

Virta K. | Apr. 2014

About Will

I began my mortgage career in 2003.

When buying my first home, the mortgage process was horrible. This fueled my decision to enter the mortgage field.

Having graduated from LSU in 1998 with a degree in Accounting, my first years were spent with KPMG as a State and Local Tax Specialist. Experience interpreting tax law while an accountant helps me apply mortgage guidelines to the benefit of my clients.

I grew up in New Roads and attended LSU in Baton Rouge. I accepted my first job in New Orleans where I met my wife, Lorie. We have twin boys, Gabriel and Knox and live in Broadmoor, located in New Orleans between the Mid-City and Uptown neighborhoods.

We're big Saints and LSU fans and enjoy spending time in City Park, local restaurants and local festivals.

Will interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I began my mortgage career in 2003. When buying my first home, the mortgage process was horrible. This fueled my decision to enter the mortgage field.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Marty and Mary Ann, like many others, had visited New Orleans in the past and decided that one day they\'d have their own vacation home in the \"Big Easy\". They took the first step towards making their dream a reality when their agent, Sheri Thompson, found the perfect condo for them during on a special house hunting trip they had made to New Orleans. To verify that they could obtain a home mortgage to finance the condo\'s purchase, Marty and Mary Ann contacted a loan officer, who\'d helped them in the past, for guidance. After waiting for days, their loan officer had yet to provide them the assurance they needed and their prospects of making an offer before leaving New Orleans were in doubt. Unbeknownst to Marty and Mary Ann, their loan officer\'s lack of experience in financing condominiums had placed them at a disadvantage. You see, condominiums present loan officers many rules to assess not applicable for most mortgages. When working with a loan officer who does not have past experience with condos or their exacting rules can lead to missed opportunities in contract negotiations, lost appraisal fees, and failed transactions. Sheri Thompson, sensing that they might lose out to another prospective buyer, recommended that Marty and Mary Ann give me a call. Luckily, my success in structuring mortgages for condominiums over the years allowed me to quickly approve this particular unit for financing, which helped Marty and Mary Ann in their negotiations. You see, Marty and Mary Ann were able to make an offer to purchase the condo before they left New Orleans to travel home, which ensured that no one else could buy their \'home away from home\' in New Orleans they\'d dreamed of owning for so long. Marty and Mary Ann\'s next trip to New Orleans was to sign their loan documents and pick up the keys to their new vacation home in the Garden District. They mentioned how grateful they were for having decided to work with someone like me to navigate the condo mortgage process and how they would recommend their family and friends call me whenever they need a great loan officer.
What advice would you give new or first time home buyers?
Work with a mortgage professional who will take care in ensuring all of your questions are answered. A patient and caring mortgage professional allows you to enjoy the home buying experience.
What part of the home loan process do customers find most difficult and how do you help them through it?
You may have a different opinion, but my experience is that my family and friends find that reviewing their initial mortgage disclosures and collecting the documents for underwriting is the most difficult part of the loan process. And they\'re right! My goal is to clearly outline the mortgage product, interest rate and other terms of the mortgage so clearly, that by the time you review your mortgage disclosures, you\'re confident that you understand all of the pertinent information about your mortgage that the multitude of disclosures are much less daunting. Whether you will purchase your first home or refinance a current mortgage to lower your interest rate, you can bank on collecting a fair amount of documents for the underwriting process. But don\'t worry, Guaranteed Rate\'s document requests make clear exactly what you\'ll need and I can help you determine what documents will work and how you can obtain them quickly and easily. Although reviewing disclosures and collecting documents can be a daunting step in the loan process, if you complete this step quickly and completely, the rest of your loan process can be like driving your car down the interstate on \'cruise control\' for the duration of the trip.
What are the top 3 misconceptions people have about the home loan process?
The biggest misconceptions are 1) qualifying for a mortgage is impossible 2) they don't have enough down payment and 3) jumbo loans arenýt available.
Summary of where you grew up: family, affiliations, college, high school, etc.
My roots have grown in New Orleans over the years. From buying 12 rental units in Mid City, to purchasing our current home in Broadmoor post Katrina, my Family is invested in the City of New Orleans. My wife Lorie, who happens to be a great chef, and I were married in 2007 and were just recently blessed with two beautiful twin boys Knox and Gabriel on December 6, 2011. Lorie and I enjoy supporting the local chapter of the Muscular Dystrophy Association and enjoy participating in everything else that New Orleans and its community has to offer.
What provides you with the most satisfaction in your job as a Loan Officer?
Hearing clients mention at the closing 'I still can't believe the process was so easy and quick!'
Tell us something that makes you unique or something wacky, yet interesting about you?
I've produced and hosted a Real Estate talk radio show

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Intuitive Loan Finder

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now